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Started By
Message
I have never had a car payment; have you?
Posted on 10/7/18 at 5:36 pm
Posted on 10/7/18 at 5:36 pm
31
Posted on 10/7/18 at 5:37 pm to heypaul
Never
Posted on 10/7/18 at 5:37 pm to heypaul
No but I have had a truck note
Posted on 10/7/18 at 5:39 pm to heypaul
Never. I ain't putting that kind of $$$ on a depreciating asset when I can get from point A to point B on something I own outright.
Posted on 10/7/18 at 5:40 pm to heypaul
Taking you tax refund to Billy Bob's used cars and palm reading is nothing to be proud of.
Posted on 10/7/18 at 5:40 pm to heypaul
quote:You mean a car note?
I have never had a car payment
Wealthy people know the difference.
PS: I’ve paid for plenty of cars.
Posted on 10/7/18 at 5:41 pm to heypaul
Why, heypaul?
Posted on 10/7/18 at 5:43 pm to heypaul
I’ve had at least 1-2 car payments for the last 19 years.
Posted on 10/7/18 at 5:43 pm to heypaul
hell yeh I'll take leverage at 3.5% APR any day to anyone who offers it to me for basically anything at all.
Posted on 10/7/18 at 5:45 pm to heypaul
Yea, but I've never had a cavity.
Posted on 10/7/18 at 5:52 pm to heypaul
F-150 King Ranch financed for 6 years at $800 a month, baw.
Posted on 10/7/18 at 5:57 pm to Bestbank Tiger
quote:
of $$$ on a depreciating asset
The dumbest statement that keeps getting repeated. It's a financial transaction that takes place at one point in time. It cares not about the future value of the item being purchased. The only factors that should be in play are the value of the money being used in the purchase. Not the value of the item. Quit trying to act financially responsible with that stupid logic.
Posted on 10/7/18 at 6:12 pm to BogeyGolf
quote:
hell yeh I'll take leverage at 3.5% APR any day to anyone who offers it to me for basically anything at all.
I’m sorry you have a low credit score
Posted on 10/7/18 at 6:13 pm to heypaul
Don't you also use cricket wireless.
Posted on 10/7/18 at 6:27 pm to KG6
quote:
The dumbest statement that keeps getting repeated. It's a financial transaction that takes place at one point in time. It cares not about the future value of the item being purchased. The only factors that should be in play are the value of the money being used in the purchase. Not the value of the item. Quit trying to act financially responsible with that stupid logic.
Especially when you consider that the cash you have sitting around to pay for it is itself a depreciating asset. Only a difference of scale, not kind.
And this is ignoring the investment opportunity costs.
Posted on 10/7/18 at 6:31 pm to heypaul
No OT'er has ever paid interest of any kind.
Posted on 10/7/18 at 6:39 pm to heypaul
Fortunately, I never have either. Yet.
Posted on 10/7/18 at 6:40 pm to heypaul
$968 a month
Posted on 10/7/18 at 6:45 pm to heypaul
How else can I afford a F250 Platinum with truck nuts? 0 down 8 year financing baw
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