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Message
How to take advantage of meeting health insurance deductible?
Posted on 8/26/26 at 4:18 pm
Posted on 8/26/26 at 4:18 pm
39 YO healthy. Not a doctor goer. Was attacked by a stray dog who bit my leg and the owner ran off. Anyway, without knowing the health history of the dog, I was basically forced into going to doctor to get a rabies shot. Somehow, $14k bill and meeting my full deductible.
Trying to take solace in this bullshite...was wondering now if it was possible to schedule some things and take advantage. What procedures should I look into at this point?
Trying to take solace in this bullshite...was wondering now if it was possible to schedule some things and take advantage. What procedures should I look into at this point?
17
Posted on 8/26/26 at 4:19 pm to rpg37
Was a pit bull wasn't it?
Posted on 8/26/26 at 4:20 pm to rpg37
Colonoscopy
Posted on 8/26/26 at 4:20 pm to rpg37
Should’ve gotten bit by that dog earlier in the year and really gotten your moneys worth.
Posted on 8/26/26 at 4:20 pm to rpg37
Vasectomy?
Posted on 8/26/26 at 4:20 pm to rpg37
might as well get the prostate checked 
or get snipped
or get snipped
Posted on 8/26/26 at 4:20 pm to rpg37
Are you male or female?
Posted on 8/26/26 at 4:22 pm to rpg37
quote:
Anyway, without knowing the health history of the dog, I was basically forced into going to doctor to get a rabies shot. Somehow, $14k bill and meeting my full deductible.
Huh?
Posted on 8/26/26 at 4:23 pm to GreenRockTiger
Posted on 8/26/26 at 4:23 pm to rpg37
quote:
I was basically forced into going to doctor to get a rabies shot.
Is it 12 shots to the stomach that are extremely painful, like we were told when we were kids? Or was that a lie to keep us away from wild animals?
Posted on 8/26/26 at 4:33 pm to rpg37
You'll want to check whether your insurance covers at 100% after its met or if it covers at a lower percentage (such as 60% or 80%).
That said, it's worth getting a full check up, blood work, and any diagnostic procedures (like a colonoscopy) if your insurance doesn't already cover it as preventative care.
That said, it's worth getting a full check up, blood work, and any diagnostic procedures (like a colonoscopy) if your insurance doesn't already cover it as preventative care.
This post was edited on 8/26/26 at 4:34 pm
Posted on 8/26/26 at 4:34 pm to rpg37
Castration
Posted on 8/26/26 at 4:39 pm to rpg37
Hunt down the dog and the owner.
Then well you know.
Then well you know.
Posted on 8/26/26 at 4:45 pm to idlewatcher
Took the plate number and they tracked it to an owner that didn’t fit the description provided.
Posted on 8/26/26 at 4:48 pm to rpg37
Have your head examined.
Posted on 8/26/26 at 4:49 pm to rpg37
Chiro here in town has a massage therapist. You just have to see him twice before he can refer you to getting massages. Every year after hitting my deductible I go once a week.
Posted on 8/26/26 at 5:45 pm to boxcarbarney
quote:
Is it 12 shots to the stomach that are extremely painful, like we were told when we were kids? Or was that a lie to keep us away from wild animals?
On the first visit you get immunoglobulin shots as close to the wound as possible, as well as a vaccination on days 0, 3, 7, 14, and 28.
Posted on 8/26/26 at 5:51 pm to KosmoCramer
quote:quote:
Anyway, without knowing the health history of the dog, I was basically forced into going to doctor to get a rabies shot. Somehow, $14k bill and meeting my full deductible.
Huh?
Are you questioning the rabies shot or the 14K?
Treating for potential rabies is the recommended course of action for a dog bite by an unknown dog.
I have no idea about the cost
Posted on 8/26/26 at 5:54 pm to LSUGUMBO
quote:
Colonoscopy
quote:
Vasectomy?
Depending on your insurance they may already be free under you plan, they were for me.
Posted on 8/26/26 at 6:01 pm to mdomingue
The shots for the rabies alone were just south of $12k for the medication itself. Then the physicians fee and others smaller costs. My insurance covered most obviously. I was angry when they said the cost of the drug was far less and that if I was uninsured it would be less. I demanded an audit and we went though every line item. Pissed to no avail. Now, I’m just trying to get my money out of it.
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