re: How much savings do you have?

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To clarify: money in hand at a moments notice/

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Still doesn’t clarify much since most ATMs have a limit on withdrawal and most banks only have so much actual cash that they would have to order the amount you want ahead of time

But I get the direction you are going, I keep maybe $1000 extra in my checking after bills. Every other dime goes to high yield savings or investments

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If someone put a gun to your head and told you not to mention the fact that you smoke weed, the gun would go off.

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I’ll never understand people who take pride in being aloof and having to be babysat by another adult

Ask me in about 6 months. About to do a renovation at a price that I could have bought a second home 5 years ago

I keep 6 months in a high interest savings account.

My autistic 22 yo son has about $22,000 saved up in his checking account.

He has a part time job and only buys snacks and Beatles albums.

Money we could access within a day or three, about 6 months of gross income. Which is probably about 6.5 months of spending these days.

Roughly 5 average months in a HYSA. Given a 7% YOY return average and ~3.5% average yearly inflation, we are covered indefinitely with the rest.

Couple hundred thousand in bank another 300k in 401 k.

Also my inlaws are loaded and said we don't have to worry about saving money for retirement

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No thank you Mr. IRS man

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