- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
2
Posted on 3/5/24 at 9:04 am to LNCHBOX
quote:
The guy I said had a spending problem said he cannot vacation for less than $8k.
Objectively true.
Posted on 3/5/24 at 9:07 am to LNCHBOX
quote:
The guy I said had a spending problem said he cannot vacation for less than $8k. You took exception to that.
No. I took exception to you calling the beach vacation thing unreasonable. I just piggy backed off that post because it was easy.
if you want to argue that "unreasonable" and "spending problem" are not the same thing, you do you
Posted on 3/5/24 at 9:07 am to StringedInstruments
200 per person per day for beach. 400 per person per day for something like Disney or flying somewhere.
So beach trip for 4, 7 days: 5600
You can reduce this, but I don’t do non beach front/ocean front. And I like eating out nearly every night when on vacation (usually do cheap for breakfast and lunch).
So beach trip for 4, 7 days: 5600
You can reduce this, but I don’t do non beach front/ocean front. And I like eating out nearly every night when on vacation (usually do cheap for breakfast and lunch).
Posted on 3/5/24 at 9:09 am to Salmon
quote:
I just piggy backed off that post because it was easy.
So you can't follow a conversation. I said one specific person had a spending problem but you lumped in everyone else with that one guy.
quote:
if you want to argue that "unreasonable" and "spending problem" are not the same thing, you do you
They aren't close to the same thing.
This post was edited on 3/5/24 at 9:20 am
Posted on 3/5/24 at 9:11 am to StringedInstruments
There are so many variations to the vacation budget that I don't know I could answer it if I tried so what I will say is that we focus on a few major things.
-We will fly over drive, almost everywhere outside of a 5 hour/300 mi radius
-We continually rotate through 1 to 2 new credit cards a year (cancelling one and picking up another) for sign on bonuses. There are THOUSANDS of dollars out there for free if you're willing to play the points game.
-Accommodations on the gulf coast beaches are well beyond what we like to spend for what it offers. Rarely do we go to the beach anymore but when we do we mostly do it off season
-We try to look at the year as a whole and pick one vacation to really do right then be a little more cost conscious on the others. Last year, we overspent on Asia but saved money and used points and was a little more conservative on on Park City, a cruise and a short Disney trip. This year we splurged a but on Park City but used points and will be a little more conservative on a trip to Hawaii and a beach vacation with some friends to Gulf Shores.
-We will fly over drive, almost everywhere outside of a 5 hour/300 mi radius
-We continually rotate through 1 to 2 new credit cards a year (cancelling one and picking up another) for sign on bonuses. There are THOUSANDS of dollars out there for free if you're willing to play the points game.
-Accommodations on the gulf coast beaches are well beyond what we like to spend for what it offers. Rarely do we go to the beach anymore but when we do we mostly do it off season
-We try to look at the year as a whole and pick one vacation to really do right then be a little more cost conscious on the others. Last year, we overspent on Asia but saved money and used points and was a little more conservative on on Park City, a cruise and a short Disney trip. This year we splurged a but on Park City but used points and will be a little more conservative on a trip to Hawaii and a beach vacation with some friends to Gulf Shores.
Posted on 3/5/24 at 9:13 am to LNCHBOX
I’m not bragging. It was asked how much people spend, they said what they spend and then you keep getting mad and saying people have a spending problem.
I’m sorry my spending doesn’t meet your perception of being “worth it”
But you fail to understand that some households have two professionals making extremely good money. Not every family is in the same catagory as you
Do i agree that vacations cost have gotten out of control, yes. But I’m still gonna go because I can and my family really likes it.
I’m sorry my spending doesn’t meet your perception of being “worth it”
But you fail to understand that some households have two professionals making extremely good money. Not every family is in the same catagory as you
Do i agree that vacations cost have gotten out of control, yes. But I’m still gonna go because I can and my family really likes it.
Posted on 3/5/24 at 9:15 am to StringedInstruments
Well, that escalated.
Personally, I have never earmarked savings for anything in particular. If I want to do something, or buy something, and have the money, I do it. If I don’t, I charge it (and pay off monthly) or don’t do/buy until I do.
A fairly new budgeting concept is putting money in different envelopes for dividing your money., and when that envelope is empty, you are done for the month in that category. Like, putting $200 in eating out envelope. No more restaurants or fast food until next month if you spend it. That would never work for me, I would just grab money out of another envelope whenever one envelope is spent. I love the enterprising souls who have turned this into a business, and I see labeled envelope sets sold in packs. What is the budget for budgeting supplies, lol?
Personally, I have never earmarked savings for anything in particular. If I want to do something, or buy something, and have the money, I do it. If I don’t, I charge it (and pay off monthly) or don’t do/buy until I do.
A fairly new budgeting concept is putting money in different envelopes for dividing your money., and when that envelope is empty, you are done for the month in that category. Like, putting $200 in eating out envelope. No more restaurants or fast food until next month if you spend it. That would never work for me, I would just grab money out of another envelope whenever one envelope is spent. I love the enterprising souls who have turned this into a business, and I see labeled envelope sets sold in packs. What is the budget for budgeting supplies, lol?
Posted on 3/5/24 at 9:15 am to lsu777
quote:
But you fail to understand that some households have two professionals making extremely good money
Yet, if you cant spend below 3500 on a vacation you have a problem
Both can be right. The ceiling can be sky high, but the floor is WAY lower than these pretentious fricks think.
Posted on 3/5/24 at 9:15 am to lsu777
quote:
I’m not bragging. It was asked how much people spend, they said what they spend and then you keep getting mad and saying people have a spending problem.
I never once said you ad a spending problem
quote:
But you fail to understand that some households have two professionals making extremely good money. Not every family is in the same catagory as you
I understand that just fine.
quote:I certainly have never told you not to.
But I’m still gonna go because I can and my family really likes it.
Posted on 3/5/24 at 9:16 am to lsu777
quote:
you fail to understand that some households have two professionals making extremely good money
There are obviously other spending decisions that factor in vacation budgets as well.
My wife and I decided 20 years ago that travel was an investment with returns greater than any 401K, stock, bond, HSA, etc.
Does it mean we don't invest, absolutely not BUT we treat travel (alone, together and as a family) as an investment into ourselves and I don't know how much its valued at but our vacation budget 100% absolutely factors into what we drive, how much we go out to eat, the home we live in, where we live, how much we buy clothes, etc.
Vacation budgets and spending in a vacuum only tell one part of a much MUCH bigger story.
Posted on 3/5/24 at 9:19 am to DarlingClementine
quote:
A fairly new budgeting concept is putting money in different envelopes
This is so 20 years ago
Posted on 3/5/24 at 9:22 am to notiger1997
You are right, it is old. I can’t imagine why I said "fairly new" lol. Do people even still do that? Like I said, it wouldn’t work a second for me
Posted on 3/5/24 at 9:38 am to StringedInstruments
I work as much off-duty as I can to save for emergencies (major vehicle repair, AC craps out, etc.) with the rest available for vacation. Sometimes that might be $8K. One year we had a lot of things go wrong, so it was only $2K. In the $8K year we went to Hawaii. In the $2K year we just went to our lake house for a week. Just work with what you have.
Posted on 3/5/24 at 10:27 am to LSUfan4444
Quote
"My wife and I decided 20 years ago that travel was an investment"
I agree. For my husband and i, it certainly was important.
It does not have to be expensive or to foreign countries (though it sometimes was) but a total break from your everyday life and routine and location is a reset button for many folks. I don’t like an overly planned vacation , though. I am happy sitting canalside in Venice, eating a gelato and people watching , maybe hitting a church or museum or two, instead of trying to see every cathedral in Italy.
I should say I "was" happy in that scenario. I am forever grateful that I visited some of my desired locations prior to the last 5-10 years because if seemed like overnight that many places became so overcrowded as to lose the magic. Partially due to pent up post pandemic travel demand, partially due to "instagram, influencers, facebook" . Some national parks are now timed entry, reservations required, a few of my favorite hikes are limited/reservations only, etc. ( Limiting the # of people on a hike might actually be a good thing, so you aren’t in an overcrowded scenario…but I never plan ahead enough to know that 6 months from now I want to hike Angel’s Landing on a particular day in September.)
I am willing to pay for the experience I want, but the experience I want does not include Tiger stadium level crowds, (unless it is in Tiger Stadium).
"My wife and I decided 20 years ago that travel was an investment"
I agree. For my husband and i, it certainly was important.
It does not have to be expensive or to foreign countries (though it sometimes was) but a total break from your everyday life and routine and location is a reset button for many folks. I don’t like an overly planned vacation , though. I am happy sitting canalside in Venice, eating a gelato and people watching , maybe hitting a church or museum or two, instead of trying to see every cathedral in Italy.
I should say I "was" happy in that scenario. I am forever grateful that I visited some of my desired locations prior to the last 5-10 years because if seemed like overnight that many places became so overcrowded as to lose the magic. Partially due to pent up post pandemic travel demand, partially due to "instagram, influencers, facebook" . Some national parks are now timed entry, reservations required, a few of my favorite hikes are limited/reservations only, etc. ( Limiting the # of people on a hike might actually be a good thing, so you aren’t in an overcrowded scenario…but I never plan ahead enough to know that 6 months from now I want to hike Angel’s Landing on a particular day in September.)
I am willing to pay for the experience I want, but the experience I want does not include Tiger stadium level crowds, (unless it is in Tiger Stadium).
Posted on 3/5/24 at 11:17 am to RogerTheShrubber
quote:
Yet, if you cant spend below 3500 on a vacation you have a problem
Both can be right. The ceiling can be sky high, but the floor is WAY lower than these pretentious fricks think.
Once again, Roger gives us his horrible take and makes a moral judgment of others based on that take.
Posted on 3/5/24 at 11:33 am to Salmon
quote:
you call it a "spending problem" is anyone goes over your perceived budget
People do this with all kinds of opinions (weddings, vehicles, homes, etc.) as if everyone's financial situation is identical to theirs. So strange to me.
This post was edited on 3/5/24 at 11:34 am
Posted on 3/5/24 at 11:39 am to RogerTheShrubber
quote:
Yet, if you cant spend below 3500 on a vacation you have a problem
Both can be right. The ceiling can be sky high, but the floor is WAY lower than these pretentious fricks think.
if i did just me and the family and no mother in law....absolutely could do a vacation for under 3500
for example, i could do gulf shores for that. would be 4 or max 5 days, would prolly have to not be on the beach or would have to share the condo with another family or we would not be able to do anything other than the beach
also would mean no eating out.
a 2 bedroom condo is going to be $400 a night if i wanted to stay on the beach. =$2k plus taxes, fees etc, lets say $2250 being generous
gas will be minimu of $300
so that leaves less than $1000 for food, alcohol and any entertainment whats so ever which frankly....i guess is doable if you literally do nothing but the beach all day every day.
so i guess you could do condo on the beach and only do the beach and eat in every meal, not do shite....and yea you could do a vacation for 3500.
gonna be a shitty vacation though imo. my wife would hate me for being a cheapo frick.
so i guess we have a problem cause pretty hard for the whole family to go on a vacation for less than 3500
could me and the wife go on one to say texas hill country....sure, could do that price. but again...not gonna be easy and will require all kinds of sacrifices in terms of eating out etc
i go on vacation to relax, not spend all day over the stove cooking every damn meal where my only relaxation and entertainment is sitting drinking on the balcony. sounds boring AF
so yea the floor is 3500 or even lower...but its not my idea of a vacation really. guess that makes me a pretentious frick but in general im considered a cheapo frick but when it comes to spending on the family, i dont mind at all.
Posted on 3/5/24 at 11:43 am to LouisianaLady
quote:
People do this with all kinds of opinions (weddings, vehicles, homes, etc.) as if everyone's financial situation is identical to theirs. So strange to me.
reeks of jealousy. its so weird
its like people who judge others and make fun of them for having good parents who are successful financially.
Posted on 3/5/24 at 11:59 am to lsu777
quote:
so that leaves less than $1000 for food, alcohol and any entertainment whats so ever which frankly....i guess is doable if you literally do nothing but the beach all day every day.
How big is your family?
We went last summer. 3 Bedroom condo for 4 nights was around $2700 in the phoenix X. My parents and sister came with Wife, kid and I, so I split the payment 50/50 with parents.
We probably spent $400-$500 on a grocery haul for the week at Publix.
Walked over to Flora-Bama had a few drinks one night and had a nice dinner the last night. Rented Jet Ski's one day. We don't go out to eat every night of vacation. I'd say we spent less than $1000 on extra stuff aside from the room and beach and had a great time.
ETA: I will say we went in August. Right after they dropped the Summer Rates. Beach was much less crowded.
If you go during peak beach season, its not worth it IMO. Overpaying for an over crowded beach
This post was edited on 3/5/24 at 12:03 pm
Page 10 of 14
Popular
Back to top
Follow TigerDroppings for LSU Football News