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re: How much cash do you keep in your checking account

Posted on 7/4/26 at 5:14 pm to
Posted by deltaland
Member since Mar 2011
103835 posts
Posted on 7/4/26 at 5:14 pm to
quote:

How much cash do you keep in your checking account


This is none of your business
Posted by BabyTac
Austin, TX
Member since Jun 2008
17189 posts
Posted on 7/4/26 at 5:20 pm to
Math is way off on your part. Plus living in post tax investments until Medicare so income next to nothing. Damn near free Obamacare. FWIW, haven’t been to a doctor since I was 14.

Proper planning equates to proper result. Plus I’m not a fat arse drug addict.
Posted by LSUGUMBO
Shreveport, LA
Member since Sep 2005
9918 posts
Posted on 7/4/26 at 5:23 pm to
After bills, about $500. The rest (1 year expenses- I’m self-employed) is in easily accessible savings that’s in laddered CDs and S&P funds.

Funny story- I had it all except $10K in CDs for a while, and after the S&P was up 10 or 11 weeks in a row, I finally decided to buy VOOG and make a little more money…it’s been even or down every week since then
Posted by CenlaLowell
Alexandria, la
Member since Apr 2016
1334 posts
Posted on 7/4/26 at 6:36 pm to
No less than 17k
Posted by WonPercent
BATON ROUGE
Member since Aug 2023
1363 posts
Posted on 7/4/26 at 8:00 pm to
[Sounds like you're the one missing out, if you live your life in a state of instant gratification. I'd guess you have huge personal debt.]

You couldn't be more wrong. Paid my house off several years ago. Zero debt. You can have fun and be financially responsible.
Posted by Cheese Grits
Wherever I lay my hat is my home
Member since Apr 2012
63107 posts
Posted on 7/4/26 at 8:52 pm to


Three Dollars & Fifty Cents

Baw needs to write a check for some post drunk eats.
Posted by SecGamer
Member since Jan 2026
580 posts
Posted on 7/4/26 at 8:55 pm to
quote:

I have plentybof other ways my money is making money. My cash in my safe backs what i do, just like the gold in Ft Knox used to back the dollar bills in your pocket. And i don't want the gubmint or anyone else knowing how much I have and what i might use it for.


This might be the most ignorant thing I’ve read on the internet today.
Posted by MemphisGuy
Germantown, TN
Member since Nov 2023
15170 posts
Posted on 7/4/26 at 9:04 pm to
quote:

Math is way off on your part. Plus living in post tax investments until Medicare so income next to nothing. Damn near free Obamacare. FWIW, haven’t been to a doctor since I was 14.


You are 100% full if absolute grade-a prime shite. Everything about you is. Plus, you are gaming the system to get “free” Obamacare… which isn’t really free because I, and everyone else, is paying for it.
Posted by Matt225
St. George
Member since Dec 2019
1295 posts
Posted on 7/9/26 at 6:58 am to
Define "keep" as it never stays long....

I use 3 account system.
1.) Local Bank -- All recuring bills Home/Vehicle bills are payed . Account. All auto payment method. I keep ~ 2 months worth in this account.

2.) HYCA -- Rest of my money gets dropped here 1st.

3) Fun money account -- Trips and Sugarbabes mostly.
This post was edited on 7/9/26 at 7:11 am
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