- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: How long did you work before Having down payment for house?
Posted on 4/10/18 at 10:49 am to fareplay
Posted on 4/10/18 at 10:49 am to fareplay
Not gonna lie, bought my first house on a RD loan, stayed 5 years and did a bunch of improvements. Bought my second house, put 30% down and had enough left over to build a big patio.
0
Posted on 4/10/18 at 10:49 am to Bojangles
We live in the bay area so our income is a bit inflated.
Posted on 4/10/18 at 10:49 am to fareplay
quote:
We eat out 90% of the time but it’s hard to cook as two professionals.
can save alot of $ by making changes there. But to answer your original question. Me and the wife were engaged and saving for a home for 2 years. Put down 40k on the home when we got married and had the house built within 6 months.
Posted on 4/10/18 at 10:50 am to fareplay
quote:
We may 2700$ a month.
gat damn. where do yall live?
Posted on 4/10/18 at 10:51 am to tke857
SF bay area. San Mateo to be precise.
Posted on 4/10/18 at 10:51 am to fareplay
quote:
professionals who also attend night school. We arent back home most days till 10
You need to master the art of the crock pot. Also it sounds like making more money could help, have you tried that?
Posted on 4/10/18 at 10:51 am to fareplay
quote:
Don’t even have a tv baw
you call that livin?
Posted on 4/10/18 at 10:51 am to fareplay
Having a house is pretty lame. There's all kind of bills and shite. I wouldn't recommend it
Posted on 4/10/18 at 10:51 am to fareplay
2 years but I traveled and had a great salary, OT, and per diem. Put down 35%. Use a crock pot, man. My wife and I both work and go out to eat ~5x’s a month. Eating out is a huge expense. Not to mention, very unhealthy.
There’s all kinds of programs to look up on the internet about meal prepping and saving money.
There’s all kinds of programs to look up on the internet about meal prepping and saving money.
Posted on 4/10/18 at 10:52 am to Hickok
Why you think we going to night school for?
trying to increase the $
trying to increase the $
Posted on 4/10/18 at 10:52 am to fareplay
quote:You probably concentrate on the most aft hole.
We eat out 90% of the time
Posted on 4/10/18 at 10:53 am to fareplay
You either need new jobs with better income, or you need to change your spending habits and lifestyle.
You may want to look at the debt you are carrying and topple that first, and then keep making all the payments to yourselves and it will add up quickly.
If you are living large and saving is an after thought you all will be in financial trouble for a long time.
You may want to look at the debt you are carrying and topple that first, and then keep making all the payments to yourselves and it will add up quickly.
If you are living large and saving is an after thought you all will be in financial trouble for a long time.
Posted on 4/10/18 at 10:54 am to fareplay
Probably a year or two. My first house was $150k. Nothing extravagant at all. I got two roommates to help with monthly payments/expenses. It was a great way to get started.
A lot of people don’t want to make sacrifices like that these days though. People don’t want roommates or starter homes.
A lot of people don’t want to make sacrifices like that these days though. People don’t want roommates or starter homes.
Posted on 4/10/18 at 10:54 am to fareplay
Holy crap $2700 a month... ouch that was way more than my house note. Hell I was paying $350 a month in 2004 for a shitty shotgun house near downtown Houma. Let me save the $30k needed for a down payment though so def worth living in that place.
Posted on 4/10/18 at 10:54 am to RockyMtnTigerWDE
I think it will get better after we pay off the cars but living in this area is hard when cheap houses are 800k
Posted on 4/10/18 at 10:54 am to fareplay
Terrible excuse bro. That is so much money down the drain if you actually look at it. I make a meal plan every sunday for the upcoming week and stick to it. Limit eating out to 1 day a week
Posted on 4/10/18 at 10:55 am to fareplay
Do you have car notes? Stop buying cars you can't afford.
Posted on 4/10/18 at 10:56 am to fareplay
quote:
SF bay area. San Mateo to be precise.
Start charging for giving 'sanctuary'.
Posted on 4/10/18 at 10:56 am to fareplay
quote:
2 professionals who also attend night school. We arent back home most days till 10
I leave at 7 and usually get home by 7 at the earliest. As others have said learn to use a Crock-Pot. Also, I usually only cook about twice a week. Meal prep on the weekends and find 30 minutes one day during the week to cook another couple of days worth of food. It just takes discipline. If you want to save for a house youre going to have to make changes. You're either willing to make them or nkt, but don't bitch if you don't change anything and still don't have the money. I'm not trying be harsh those are just the facts.
Posted on 4/10/18 at 10:57 am to fareplay
quote:
We eat out 90% of the time but it’s hard to cook as two professionals.
There is your problem. You are broke because you are lazy.
Either take some extra time and prep meals and make dinner or order food through a service like this Core Meals.
Its $60 bucks for 12 meals (which is lunch/dinner for 6 days).
We can all sit on our high horse and tell you what you need to do, but only you can make the decision to put forth more effort to save money. Its not always the easiest or most convenient thing to do.
Page 2 of 8
Popular
Back to top
Follow TigerDroppings for LSU Football News