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Started By
Message
re: Homebuyer affordability slipped 5th straight month; Median Single Family Price: $446,400
Posted on 7/21/26 at 1:21 pm to Dire Wolf
Posted on 7/21/26 at 1:21 pm to Dire Wolf
quote:
could shite on mars and my toddlers would manage to find me to break my peace
So true. Although she had an older kid in the previous relationship so it was more didnt want to share a bathroom with a preteen
0
Posted on 7/21/26 at 1:25 pm to Gifman
Pretty funny, because i heard this exact phrase from an aunt this weekend.
Posted on 7/21/26 at 3:07 pm to BestBanker
quote:
Basic math indicates that over a sample of the past 40 yrs, the median family house price has increased just below a 4% rate annually (this means it's 3 pt. something). This is in keeping with what the dollar purchasing price has averaged in lost buying power, about 4% annually.
Could the same be said for incomes?
Posted on 7/21/26 at 3:08 pm to BluegrassBelle
quote:
Most of the Hispanic folks in my area (no idea whether they’re illegal) rent.
If they leave and homeowners have a harder time finding renters to replace them, they will be more likely to sell the home.
Posted on 7/21/26 at 3:26 pm to Joshjrn
quote:
What would $285k get someone in 2026 by comparison?
My 1000 SF house on a quarter acre
at least it is in a decent area.
Posted on 7/21/26 at 3:36 pm to Night Vision
quote:
I bought two houses in my life on VA loans and never paid a cent down. No points paid either.
thank us for our service
Posted on 7/21/26 at 3:42 pm to ragincajun03
Houses in BR seem to sitting on the market for while.
Posted on 7/21/26 at 3:46 pm to ragincajun03
quote:
$446k as the median single family price of a home.
I just don't understand this statistic. Where's this come from. What town/city is this data? I live in a small town. If a house is priced at $446k, it's pretty obvious from the outside that it's not a starter home. Are the prices in BR, NOLA, and wherever else skewing the data that much? Speaking just in Louisiana of course.
Posted on 7/21/26 at 4:02 pm to Joshjrn
quote:Then please allow me to restart and restate my argument.
Now filter for 3br/2ba (which was the context of the post you’re replying to). Tell me how many of them are in neighborhoods in Baton Rouge you would be willing to live in.
Because again, that was the context: the equivalent of $285k could, a few decades ago, buy you a 2k+ ft2 3br/2ba house in a nice neighborhood in Baton Rouge. If your response is “look at all of these houses that don’t fit that criteria”, you’re proving my point, not undermining it.
I reject the premise that a person needs to start with a 3br/2ba house. I didn't. A year after I got married in the mid-90s, my wife and I moved out of our apartment and into a 2br/1ba house in the BR area. The house cost $55k; I spent an additional $50k renovating it. We had two children while in that house and stayed there for 8 years. The house is currently worth $160k to $185k.
And there are houses in the BR area for under $285,000 in nice neighborhoods. You only need one, and there are many.
This post was edited on 7/21/26 at 4:21 pm
Posted on 7/21/26 at 4:21 pm to Salviati
quote:
Then please allow me to restart and restate my argument. I reject the premise that a person needs to start with a 3br/2ba house. I didn't. A year after I get married in the mid-90s, my wife and I moved out of our apartment and into a 2br/1ba house in the BR area. The house cost $55k; I spent an additional $50k renovating it. We had two children while in that house and stayed there for 8 years. The house is currently worth $160k to $185k. And there are houses in the BR area for under $285,000 in nice neighborhoods. You only need one, and there are many.
Your “argument” is pointless; I literally said in my first post of this chain that the house I was referencing wasn’t a “starter home”
My point, for what is probably the fourth time, is that you can’t buy that house for $285k, which is the equivalent of what you were able to buy it for thirty years ago, when it was thirty years newer. Or to go back to your old house: you paid the equivalent of $110k for a house that (according to you) is worth 175kish with three decades more wear and tear.
Again, I’m already a homeowner, so this is all academic to me. It’s just silly as frick to pretend that first time homebuyers today can “just do (insert random poster) did” three, four, five decades ago. You were able to buy a house that was X Years Old for $Y. If someone coming behind you wanted to “start” in the same place you did, it would cost them $Y+$65k for an X+30 year old house. How much more would they have to pay for a similar house in a similar area that’s three decades newer?
That’s the point.
Posted on 7/24/26 at 1:52 pm to SDVTiger
quote:
And you should never put 20% down now
Last house I put 50% down.
Was this a mistake?
Oh well. What’s done is done. Already paid the other 50% off.
And the house has appreciated 150% in the last 9 years. Is that good?
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