- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Getting Slightly F*cked by Home Insurance
Posted on 10/9/18 at 11:12 am to castorinho
Posted on 10/9/18 at 11:12 am to castorinho
quote:
That's insurance in a nutshell. Pay into it for years, then when it's time for them to pay up...all of a sudden it's a problem.
Then go without it.
0
Posted on 10/9/18 at 11:14 am to Wayne Kenoff
The issue here is that the OP couldn’t see beneath/through the shower floor and tile, so how can he report something he can’t see.
Hopefully they’ll work with him to see if any coverage applies to help out, although it looks like they’re sticking to the book rather than trying to help.
Hopefully they’ll work with him to see if any coverage applies to help out, although it looks like they’re sticking to the book rather than trying to help.
Posted on 10/9/18 at 11:14 am to CE Tiger
quote:
Lighthouse is the insurance company so legit home insurance
so we're clear, you're calling lighthouse "legit home insurance"?
Posted on 10/9/18 at 11:14 am to bigwheel
quote:
Recommend you file a complaint with the Insurance ommision of the state of Louisiana. ,. Copy the. Insurance company. Keep us advised
Complaints like this to the insurance commissioner usually get laughed at, except if you have a company that is currently try to obtain or keep certain ratings.
Posted on 10/9/18 at 11:15 am to CE Tiger
quote:
CE Tiger
How long have you been in the house?
Posted on 10/9/18 at 11:16 am to Displaced
quote:
Just out your alter?
Nah, use it on gaming accounts and adds extra humor, to a humorous post. The account linked hasn't posted in 2 years as well, hardly much of an alter. If the name was available I'd steal it though.
Posted on 10/9/18 at 11:19 am to CaptainsWafer
quote:
looks like they’re sticking to the book rather than trying to help
They have no legal obligation to “help out”. The guy’s claim is not covered.
Posted on 10/9/18 at 11:20 am to Gaston
quote:
He's not getting the claim anyway.
That is FAR from decided. Is that how you go through life? Every time someone says something you don't like, rather than negotiate or discuss alternatives you just scream out "I will sue you!?!?!" Because that is how we have gotten to the point in society that we are at right now.
Posted on 10/9/18 at 11:21 am to jbgleason
Just wait till OP Realizes he's going to get surcharged for next several years for a claim he never received a dollar for.
Posted on 10/9/18 at 11:22 am to castorinho
quote:
That's insurance in a nutshell. Pay into it for years, then when it's time for them to pay up...all of a sudden it's a problem.
Exactly. All types of insurance are scams. They're fine when you're sending them money for nothing but when you need them they'll search for any way possible not to cover you.
Posted on 10/9/18 at 11:24 am to Chad504boy
Yep. If people would take the time to understand how insurance works then a lot of denied claims and resulting surcharges can be prevented. Hate to see that happen to people.
Posted on 10/9/18 at 11:24 am to Thias2685
That’s just not true.
Posted on 10/9/18 at 11:27 am to Thias2685
quote:
they'll search for any way possible not to cover you.
You mean they read the contract you signed?
Posted on 10/9/18 at 11:28 am to Wayne Kenoff
quote:
Yep. If people would take the time to understand how insurance works then a lot of denied claims and resulting surcharges can be prevented. Hate to see that happen to people.
quote:
That’s just not true.
Thanks for your opinion. Now go back to selling insurance.
Posted on 10/9/18 at 11:30 am to jbgleason
I've never sued or even threatened to sue someone. i can live vicariously through this poster, can't I?
Posted on 10/9/18 at 11:30 am to CE Tiger
Before I buy a house, I always get a termite inspection and a full house/foundation inspection before I actually commit to it. It may be more money out front (termite inspection is free) for the inspection but well worth it in the end. And like someone else said, you have the paper trail.
Posted on 10/9/18 at 11:35 am to NYCAuburn
No.This post was edited on 10/9/18 at 11:36 am
Posted on 10/9/18 at 11:36 am to CaptainsWafer
quote:
The issue here is that the OP couldn’t see beneath/through the shower floor and tile, so how can he report something he can’t see.
He really needs to read his policy and see what it says about hidden damages. There may be coverage there depending on the policy language.
Posted on 10/9/18 at 11:40 am to CE Tiger
(no message)
Posted on 10/9/18 at 11:40 am to Thias2685
quote:
No.
Sorry you dont know how it works behind the scenes, but that is it.
People assume they are out to get you or the size of the claim matters, but all they care about is how the policy is worded(contract) and processing the claim according to that
Page 3 of 7
Popular
Back to top
Follow TigerDroppings for LSU Football News