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re: Equifax Data Breach settlement - Cash Option if affected

Posted on 7/25/19 at 11:10 am to
Posted by AutoYes_Clown
Baton Rouge, LA
Member since Oct 2012
5365 posts
Posted on 7/25/19 at 11:10 am to
There is a future deadline to accept this. Ill wait it out to see if it gets approved and what the fine print really does.
Posted by The Mick
Member since Oct 2010
45117 posts
Posted on 7/25/19 at 11:16 am to
quote:

Does that not count? I assumed that counted.
I assumed it meant credit monitoring from equifax, but it doesn't say that. You guys are probably right.
Posted by vl100butch
Ridgeland, MS
Member since Sep 2005
37057 posts
Posted on 7/25/19 at 11:24 am to
I appreciate the information, I filed and stated that I had credit monitoring, which I do thru USAA bank
Posted by bad93ex
Walnut Cove
Member since Sep 2018
36046 posts
Posted on 7/25/19 at 11:33 am to
Make sure to file a claim for your spouse as well since their info was most likely breached as well. Make sure to claim the hours that were spent after the breach for resetting passwords and claims up to 10 hours don't require documentation.
Posted by TigerstuckinMS
Member since Nov 2005
33687 posts
Posted on 7/25/19 at 12:38 pm to
$125 is chump change. It'll pay for ONE year of the identity theft monitoring I have to pay for because of those assholes.

The executives should be hung, the company dissolved and liquidated, and the proceeds distributed equally amongst the affected.

It's time to make an example out of one of these fricking companies.

ETA: Plus, public hangings just sound like wholesome family fun.
This post was edited on 7/25/19 at 12:41 pm
Posted by The Boat
Member since Oct 2008
177208 posts
Posted on 7/25/19 at 12:42 pm to
Did any of y’all claim time spent?
Posted by LSUGUMBO
Shreveport, LA
Member since Sep 2005
9748 posts
Posted on 7/25/19 at 12:49 pm to
I wish I had. I read it but wasn’t really paying attention. I would have definitely claimed 5-6 hours each
Posted by SM6
Georgia
Member since Jul 2008
8958 posts
Posted on 7/25/19 at 1:10 pm to
Thanks for sharing, both my wife and I were impacted, and filed.
Posted by The Boat
Member since Oct 2008
177208 posts
Posted on 7/25/19 at 1:11 pm to
How was all of our data stolen if we don’t personally deal with Equifax. Do our banks or credit cards partner with Equifax?
Posted by bad93ex
Walnut Cove
Member since Sep 2018
36046 posts
Posted on 7/25/19 at 1:14 pm to
quote:

Did any of y’all claim time spent?


I did for my wife and I.
Posted by jmorr34
Baton Rouge
Member since Sep 2004
3448 posts
Posted on 7/25/19 at 1:15 pm to
quote:

How was all of our data stolen if we don’t personally deal with Equifax. Do our banks or credit cards partner with Equifax?


Most banks/credit card companies use(d) a combination of Experian, TransUnion, and/or Equifax for credit reports.
This post was edited on 7/25/19 at 1:17 pm
Posted by BOSCEAUX
Where the Down Boys go.
Member since Mar 2008
52371 posts
Posted on 7/25/19 at 1:18 pm to
I was part of the breach. According to Equifax I’m dead. Found that out when I went to buy a truck in December.
Posted by TheDeathValley
Louisiana
Member since Sep 2010
20599 posts
Posted on 7/25/19 at 2:15 pm to
My wife and I were both "impacted".

One cavet is you have to have current monitoring to deny it and get the cash claim.
Posted by dawgfan24348
Member since Oct 2011
51733 posts
Posted on 7/25/19 at 2:27 pm to
Just found out I was affected. Free money is free money
Posted by eScott
Member since Oct 2008
11376 posts
Posted on 7/25/19 at 2:29 pm to
quote:

One cavet is you have to have current monitoring to deny it and get the cash claim.


Credit karma baw, but they aren't going to check if you have credit monitoring or not. Just take the cash.
This post was edited on 7/25/19 at 2:30 pm
Posted by tduecen
Member since Nov 2006
161246 posts
Posted on 7/25/19 at 2:34 pm to
Sadly this did not impact me or luckily
This post was edited on 7/25/19 at 2:35 pm
Posted by dawgfan24348
Member since Oct 2011
51733 posts
Posted on 7/25/19 at 2:38 pm to
Found out my data was stolen when someone tried to buy an Uber in Amsterdam
Posted by Darth_Vader
A galaxy far, far away
Member since Dec 2011
73498 posts
Posted on 7/25/19 at 2:43 pm to
quote:

Just found out I was affected. Free money is free money


Same here. Going to have a little extra model money coming to me at some point in the future.
Posted by tduecen
Member since Nov 2006
161246 posts
Posted on 7/25/19 at 2:43 pm to
Well someone bought medical marijuana on me in September. No idea if that was stolen identity
Posted by RichardS
I come from a land down under
Member since Oct 2014
641 posts
Posted on 7/25/19 at 3:06 pm to
I should be getting some back. $125 payment, plus initial freeze of all three credit bureaus at $10 a pop and then many more (10 or so) unfreeze/refreeze for vehicle loans and credit card applications at $10 a pop, plus time spent dealing with it (estimated 10 hours). I sent all supporting documentation for freeze confirmations from the credit bureaus and bank statements proving payments for freezing. I'm thinking around $500.
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