re: Disney Vacation Club: Is it worth it?

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tgrbaitn08

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My boss bought one on the secondary market and swears by it. He goes twice a year. I looked into it and started to take the bait, but a few things came to mind:

If I went twice a year for five years, I would likely be sick of it and want to get out.

Lifestyle and interests change. If I now had the desire to go to Europe every few years or go to wine country, I still would have to pay those dues etc. And it is now my problem to get rid of it.

I could see a family fight on keeping the dvc if I wanted to sell it and do other vacations.

With my job, I can plan out a trip long in advance, so it is not like I am mising out on room availability.

I think it is more for a grandparent or relative purchising it for the family to enjoy and leaving a memorable legacy

Could I pay more in the end by not having dvc? Maybe, bit I would rather take that risk than having monthly bills. Can you imagine having that monthly bill with no intention of going for a couple years?

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In general, I'd recommend renting points for your vacation

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You can rent any amount of points for $18 - 20 per point anytime you want in the secondary market. I rented 90 points to go to the Beach Club this July and it’s a DVC room. We’ve been doing this for years from the suckers who throw their money away on a timeshare that you don’t even own and cannot resell! This method is 40% cheaper than renting the hotel room from Disney, which is the biggest expense you can control going to Disney.

Take the money you would’ve spent on the timeshare, invest it in the Vanguard Total Stock Market Index and it will put money in your pocket while the suckers pay Disney’s overhead for something they don’t own and rent points anytime you want to go. In 20 years you’ll have 3x what you would’ve paid as an asset and more than enough to offset what you spent on vacations. It’s everything bad about a timeshare (ongoing expenses) which is bad enough, with none of the benefits (if any). You don’t even get to own the damn thing, you only get to use it for 30 years then it reverts to Disney.

There is a sucker born every minute.

A couple of years ago we sat through the spill because we thought we were interested. We go about every 4 years and enjoy it (F the haters). It might be worth it if you go every year but on our 4 year rotation it was not worth it to us. We know some people that have it and love it. Granted they go at least once of not twice a year which is great for them just not our cup of tea every year.

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The rooms here are hella expensive if you pay cash. On points they’re not so bad.

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I always heard using your points on cruises or other resorts were colossal wastes of money.

I bought on the secondary market after our first trip. We ended up going twice a year until my daughter got older.

I ended up selling my points for more than I paid for them.

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My boss bought one on the secondary market and swears by it. He goes twice a year.

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The only way it works is if you at least once a year if not more.

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Lifestyle and interests change.

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I keep seeing comments like this in this thread. It’s one of the easiest timeshares to sell and the only timeshare that has increased in value.

Unfortunately, you still have to deal with the up front costs. Resale has become almost pointless now because of all the lost perks. New resale buyers are like second class DVC owners. It used to make a ton of sense to go resale.

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I think it is more for a grandparent or relative purchising it for the family to enjoy and leaving a memorable legacy

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The life of the contract is 40-50 years depending on the resort you buy at. You can will it to your kids, but grandparents probably shouldn’t buy in this with the limited amount of time to get a return.

If you dont' care about the annual pass discount which can go away at an time same with epcot lounge. Don't care about riveria or new resorts. Look at resale. I fraction of the cost.