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re: Credit score check in - What’s your credit score?
Posted on 9/6/25 at 8:16 am to deathvalleyfreak43
Posted on 9/6/25 at 8:16 am to deathvalleyfreak43
851
0
Posted on 9/6/25 at 8:17 am to deathvalleyfreak43
796. Was over 800. There were 2 recent inquiries that I didn’t make. I think someone applied for loans under my name. I got the rejections in the mail
Posted on 9/6/25 at 8:38 am to deathvalleyfreak43
quote:
Credit score check in - What’s your credit score?
Posted on 9/6/25 at 8:41 am to soccerfüt
818. Dropped 3 after I cancelled southwest chase credit card.
Posted on 9/6/25 at 8:43 am to deathvalleyfreak43
I got whacked this summer. Paid off a car loan that I was forced into taking to get a deal done—3.5 years early.
Ran up $50k in kids camp fees and summer travel — utilization rate stacked
Score took a dive to 780, so I’m broke as frick living on that super prime edge
Ran up $50k in kids camp fees and summer travel — utilization rate stacked
Score took a dive to 780, so I’m broke as frick living on that super prime edge
Posted on 9/6/25 at 9:01 am to deathvalleyfreak43
Just signed a sales agreement on a new condo 3 days ago. Lender told me it was 810.
Posted on 9/6/25 at 9:40 am to deathvalleyfreak43
796
Posted on 9/6/25 at 9:51 am to deathvalleyfreak43
quote:not sure, but capital one app is saying 811
What’s your credit score?
Posted on 9/6/25 at 1:32 pm to deathvalleyfreak43
Finally in the 700s after my divorce I was in the 500s .
Credit Scores to me are weird. You pay things off and it goes down…. You have no debt and own everything and your score sucks.
Credit Scores to me are weird. You pay things off and it goes down…. You have no debt and own everything and your score sucks.
Posted on 9/6/25 at 1:33 pm to deathvalleyfreak43
821
Posted on 9/6/25 at 1:34 pm to deathvalleyfreak43
420
Kinda speaks for itself and my work ethic sucks because of it
Eta: somebody already beat me too it
Kinda speaks for itself and my work ethic sucks because of it
Eta: somebody already beat me too it
This post was edited on 9/6/25 at 1:37 pm
Posted on 9/6/25 at 1:35 pm to deathvalleyfreak43
Selm fiddy tree
Posted on 9/6/25 at 1:38 pm to deathvalleyfreak43
470
Posted on 9/6/25 at 2:02 pm to deathvalleyfreak43
quote:
808 - Exceptional Rating.
What you got.
819’
ETA:
I guess downvoters are just jealous. That “green - eyed monster” is a bitch.
This post was edited on 9/7/25 at 10:41 am
Posted on 9/6/25 at 2:06 pm to deathvalleyfreak43
Normally bouncing between 659-718. Credit cards should pay off in 26 years, 8 months.
Then I’ll be living off the fat of the land.
Can’t wait!
Then I’ll be living off the fat of the land.
Can’t wait!
Posted on 9/6/25 at 2:06 pm to deathvalleyfreak43
999
Posted on 9/6/25 at 5:06 pm to fallguy_1978
quote:
Credit scores are kind of a shite way to look at financial health in many ways though. My dad has a somewhat crappy score because he doesn't owe anyone anything.
This was my issue because I always paid cash for what I bought mostly. My credit rating was almost non existent even though I everything I have is paid for.
The bad thing is you can’t get a loan very easily without a credit rating. But I do have plenty of collateral though if necessary.
Posted on 9/6/25 at 5:13 pm to Boudreauboudreaugoly
The OT really is a very skewed sample group. Most of us here are in fact very well off, just not the cartoon exaggerated version people like to play. But we are well off for sure, compared to a LOT of people.
Posted on 9/6/25 at 5:14 pm to eddieray
quote:
796. Was over 800. There were 2 recent inquiries that I didn’t make. I think someone applied for loans under my name. I got the rejections in the mail
My bad!
Posted on 9/6/25 at 5:34 pm to deathvalleyfreak43
How can I find my score without lowering it?
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