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Started By
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Cops verifying insurance at scene of accident
Posted on 10/17/23 at 8:24 am
Posted on 10/17/23 at 8:24 am
Aren’t police supposed to run and verify car insurance after a car accident as part of the report?
Some bitch rear ended me and the report showed she had valid insurance but now the insurance company is saying she didn’t have coverage at the time. Of course it’s The General.
I hate trashy humans so much and hate that we have to share the roadways with them.
Some bitch rear ended me and the report showed she had valid insurance but now the insurance company is saying she didn’t have coverage at the time. Of course it’s The General.
I hate trashy humans so much and hate that we have to share the roadways with them.
34
Posted on 10/17/23 at 8:26 am to jcaz
Can’t wait to see all the wrong info regarding insurance in this thread.
Posted on 10/17/23 at 8:26 am to jcaz
They get the little card and then cancel.
Posted on 10/17/23 at 8:27 am to jcaz
LEO just takes the information from the insurance card to put on the accident report. They're not doing an investigation into the driver having legit insurance.
The grift is the drivers "get insurance" and pay 1 month to get the card and then don't pay anything else. Gets them 6 months of having the card + 1 month of LEO leeway after.
I've seen this hundreds of times in my former life as a PI lawyer.
The grift is the drivers "get insurance" and pay 1 month to get the card and then don't pay anything else. Gets them 6 months of having the card + 1 month of LEO leeway after.
I've seen this hundreds of times in my former life as a PI lawyer.
This post was edited on 10/17/23 at 8:28 am
Posted on 10/17/23 at 8:27 am to jcaz
Buy all of the UM you can. That’s the one you will use in Louisiana.
Posted on 10/17/23 at 8:28 am to jcaz
Don't ever start watching those YouTube dashcam channels, baw. The amount of hit-and-run incidents will drive you insane.
This post was edited on 10/17/23 at 8:31 am
Posted on 10/17/23 at 8:31 am to jcaz
quote:
Aren’t police supposed to run and verify car insurance after a car accident as part of the report?
No.
Posted on 10/17/23 at 8:35 am to Bigfishchoupique
UM only pays for medical bills. It doesn’t fix your car.
Posted on 10/17/23 at 8:36 am to jcaz
This is why I carry max UM .
Posted on 10/17/23 at 8:36 am to jcaz
Uninsured motorists should be shot into the sun.
Posted on 10/17/23 at 8:36 am to jcaz
When I got pulled over for my expired inspection sticker, my insurance card was expired by one day. The cop said "Well, I guess I can let that go" but I told him I had the Progressive app and had the updated card on there. He told me I needed to physically have it on me and I picked up my phone, opened the app, pulled up the ID and said "I do". He just looked at me and walked back to his car.
Posted on 10/17/23 at 8:38 am to uaslick
quote:
UM only pays for medical bills. It doesn’t fix your car
Here we go...
There is UMPD and UMBI
Posted on 10/17/23 at 8:40 am to Jenious
Louisiana allows digital IDs but im not sure some other states do. I actually don’t know what happens in other states that don’t allow digital ID but that’s all we have
Posted on 10/17/23 at 8:42 am to jcaz
quote:
Aren’t police supposed to run and verify car insurance after a car accident as part of the report?
You actually think they have a database for that inside their vehicle??
Posted on 10/17/23 at 8:49 am to lsunurse
It’s my understanding they do have that information available inside their car.
Posted on 10/17/23 at 8:50 am to jcaz
quote:
Some bitch rear ended me and the report showed she had valid insurance but now the insurance company is saying she didn’t have coverage at the time.
Happened to me several years ago. I guess they just have a fake card that does enough to get by the police.
Posted on 10/17/23 at 8:53 am to Lake08
I was just in an accident. The guy who hit me didn’t have his card with him. The cops just told myself and the other driver he hit that he wasn’t able to show proof of insurance. Didn’t mean he didn’t have any but he couldn’t show proof.
Thankfully the meth head that hit me had insurance….as his father who came to pick him up was able to prove.
Thankfully the meth head that hit me had insurance….as his father who came to pick him up was able to prove.
Posted on 10/17/23 at 8:55 am to jcaz
Time to file suit on her personally
Posted on 10/17/23 at 8:56 am to chryso
quote:
They get the little card and then cancel.
That’s what happened to me. They had insurance documents but were not valid.
Gotta have uninsured motorists coverage in Louisiana or Texas.
Posted on 10/17/23 at 9:02 am to kciDAtaE
I thought you couldnt register a vehicle in louisiana if you had no insurance, or even a lapse in insurance without paying a huge fee?
If so, how does it make sense to only get the insurance for one month and cancel?
If so, how does it make sense to only get the insurance for one month and cancel?
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