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re: Car insurance cost in Louisiana vs Texas
Posted on 2/18/20 at 1:32 pm to Ramblin Wreck
Posted on 2/18/20 at 1:32 pm to Ramblin Wreck
I backed into one of my other vehicles in my own driveway (I know, I'm a dumbass) and made a claim for the repairs. I just received my policy renewal last week - the monthly rate increased by $220! It makes me want to go buy property in a neighboring state and claim residency. 
0
Posted on 2/18/20 at 1:33 pm to Ramblin Wreck
Tell them you identify as a Texas baw and you can get the same rate
Posted on 2/18/20 at 1:33 pm to Ramblin Wreck
Two words:
Tort reform
Texas has it, Louisiana doesn’t.
Tort reform
Texas has it, Louisiana doesn’t.
Posted on 2/18/20 at 1:33 pm to LSUFanHouston
(no message)
This post was edited on 2/10/21 at 12:52 am
Posted on 2/18/20 at 1:35 pm to Lakeboy7
quote:
How about 40-45% of the fine residents of this state being uninsured?
Since this is not a victimless crime and hurts all of us, I say imprison them after 2nd or 3rd offense for life.
Posted on 2/18/20 at 1:37 pm to lsu13lsu
buy a condo at orange beach, rent it out and register your cars there
Posted on 2/18/20 at 1:41 pm to Lakeboy7
Posted on 2/18/20 at 1:42 pm to Ramblin Wreck
You chose the wrong insurance company unless your driving record sucks.
I pay 5940 per year for: two vehicles, two side by sides, a 4wheeler, a boat, a jet ski, and a small tractor.
I pay 5940 per year for: two vehicles, two side by sides, a 4wheeler, a boat, a jet ski, and a small tractor.
Posted on 2/18/20 at 1:43 pm to X123F45
quote:
You chose the wrong insurance company unless your driving record sucks.
I pay 5940 per year for: two vehicles, two side by sides, a 4wheeler, a boat, a jet ski, and a small tractor.
You got two kids listed as drivers?
I know you don't cause i can see what you're paying.
Posted on 2/18/20 at 1:44 pm to biglego
quote:
According to the insurance institute, the percentages of uninsured drivers are similar.
There are tons of illegals driving around Texas uninsured.
Louisiana needs to lower its jury threshold for starters. Too many frivolous lawsuits being paid out by insurance companies.
Posted on 2/18/20 at 1:45 pm to Chad504boy
quote:
You got two kids listed as drivers?
I know you don't cause i can see what you're paying.
No. But I'm in my early 30s and have had three total loss claims in the last 4 years. One was my fault... Possibly two.
Scratch that, four and two.
Forgot about the hit and run when a guy ducked out during the ice storm.
This post was edited on 2/18/20 at 1:46 pm
Posted on 2/18/20 at 1:45 pm to Lithium
quote:
buy a condo at orange beach, rent it out and register your cars there
Haha - are you stalking me? I own one already and that is probably what I will do.
Posted on 2/18/20 at 1:46 pm to X123F45
quote:
No.
well then don't compare rates. Kids damn near can double premiums on policies alone.
quote:
But I'm in my early 30s and have had three total loss claims in the last 4 years. One was my fault... Possibly two.
you sound dumb. you're like a traffic violation away from being dropped and being damn near uninsurable.
Posted on 2/18/20 at 1:47 pm to Ramblin Wreck
I moved back to Texas from Louisiana officially in January when I sold my house in Monroe. Even though my anus got violated selling my home in that shite real estate market, at least my auto insurance is massively lower.
Posted on 2/18/20 at 1:48 pm to Ramblin Wreck
(no message)
This post was edited on 2/10/21 at 12:51 am
Posted on 2/18/20 at 1:49 pm to Ramblin Wreck
But the insurance agents in Louisiana are friendlier than anywhere else in the country.
Posted on 2/18/20 at 1:50 pm to Chad504boy
quote:
you sound dumb. you're like a traffic violation away from being dropped and being damn near uninsurable.
Two old ladies hit me and totaled two separate vehicles. One ran a stop sign and tboned me. One was turning into a driveway and did the same.
One side by side was totaled because a bad trans locked up the arse end and sent me cartwheeling across a field.
And one baw in an f250 hit me during the ice storm then fled the scene.
This post was edited on 2/18/20 at 1:51 pm
Posted on 2/18/20 at 1:52 pm to RougeDawg
quote:
But the insurance agents in Louisiana are friendlier than anywhere else in the country.
Yeah, you gotta expect to pay for culture this good.
Posted on 2/18/20 at 1:52 pm to X123F45
quote:
Two old ladies hit me and totaled two separate vehicles. One ran a stop sign and tboned me. One was turning into a driveway and did the same.
One side by side was totaled because a bad trans locked up the arse end and sent me cartwheeling across a field.
And one baw in an f250 hit me during the ice storm then fled the scene.
not at faults still matter a lot, you're probably stuck where you're at for a while.
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