re: Car insurance, anyone change companies?

Living in and around the NOLA area Geico is hard to beat. I shop around pretty frequently, and no one has been able to come close to their prices. Stay tuned next year when I add my 16 year old son to my policy

my neighbor just switched from all state to progressive last night. In doing so he found out that instead of his jeep (side car) that he had been paying to insure a car he got rid of 16 years ago. They have been fricking him hard.

I have progressive as well as a lot of people I know. None of them ever had a problem when it came to claims.

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Geico will put the cheapest aftermarket parts on the planet on your vehicle and force the body shop to fix your vehicle as cheap as possible.

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I had the opposite experience in 2010 although I wasn't at fault and had to use my Geico unisured motorist policy. All you have to do is demand OEM parts and they can't tell you where to get your vehicle fixed. No trustworthy body shop is going to do shoddy repairs just because the insurance company tells them to (which would be illegal in the first place) because they are on the hook for warranty repairs.

Yea because randomly not paying claims and getting slapped with bad faith suits and judgements is a whole lot cheaper.

USAA

I change every 3-7 yrs.

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It's a scary feeling when your insurance throws you under the bus.

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you were drunk w a suspended license dude.

you should have your agent shop around every time your policy(s) come up for renewal, just shaved almost two grand off mine this week, just for checking

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I'm done with All-State. They've gone up every 6 month since I went with them in 2015. It was a little over 500 at first. Now its almost 800/6 months. Then if I pay in full, they discount it to 730. No accidents, no tickets.

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Allstate is generally tough on auto rates...now just about every auto insurance carrier has been hit hard since late 2014 due to a host of reasons...cheap gas, more pricey cars fueled by a better economy, more on cars to fix(a bumper has cameras in it now, etc...), distracted drivers/texting...just about every carrier has been under water of late and so they do have statewide rate increases periodically. One can look at the fatality rate that is sky high now to see that there are issues going on out on the roads. Now they do have to justify their financials with the state insurance commission as in they can't just arbitrarily make these rate increases BUT over the course of time, most everything will rise in price, including property and casualty insurance. Inflation on car pricing aggravated by these other issues I noted are not favorable to stable rates. Compare it to health insurance and it pales however.

I'm not trying to be snarky by saying this but some of you have untenable expectations on pricing. Insurance, in particular auto insurance, is reactive to other market forces/outside influences and so they are not looking to raise rates just to pick on Joe Consumer but when they are fully underwater and in the red, they have to make adjustments. Hope this info helps!

I've needed Geico twice (once my fault and once not but other party was uninsured), and they were stellar both times. Zero issues.