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re: At car dealership and worried I'm getting jammmed

Posted on 1/28/17 at 12:55 pm to
Posted by HooDooWitch
TD Bronze member
Member since Sep 2009
11375 posts
Posted on 1/28/17 at 12:55 pm to
What state are you In?

If you're financing in Louisana the lender, Chase in this case, will hold the title till you pay off your loan.


Some states like California Keep the records in the system. You can request the title once the lender provides you proof the lein has been satisfied.

Posted by Crow Pie
Neuro ICU - Tulane Med Center
Member since Feb 2010
27937 posts
Posted on 1/28/17 at 12:55 pm to
One of the most important factors, (assuming you are get a fair deal, not the best ever deal) is for you to THINK you got the best deal. Ther there is no buyers remorse if you are happy with the deal. Unless you are "getting your head ripped off" you are really only haggling over pennies on the dollar and your peace of mind over the length you own th car is worth much more than that.
This post was edited on 1/28/17 at 12:56 pm
Posted by Napoleon
Kenna
Member since Dec 2007
74871 posts
Posted on 1/28/17 at 1:01 pm to
I got it, but it looks like seven people didn't.
Posted by SirWinston
Say NO to War
Member since Jul 2014
104464 posts
Posted on 1/28/17 at 1:12 pm to
2.5% in Trumps America is way better than putting down cash IMO
Posted by Rza32
Member since Nov 2008
4680 posts
Posted on 1/28/17 at 1:14 pm to
No, Chase Indirect lending is not closed on Saturdays.
Posted by SirWinston
Say NO to War
Member since Jul 2014
104464 posts
Posted on 1/28/17 at 1:15 pm to
Oh funny - he gives me copy of title right as I'm leaving and says the problem was he was trying to use google chrome. I
Posted by TigerBait2008
Boulder,CO
Member since Jun 2008
40491 posts
Posted on 1/28/17 at 1:23 pm to
Dipshit
Posted by BIGDAB
Go for the Jugular
Member since Jun 2011
7468 posts
Posted on 1/28/17 at 1:47 pm to
You could have taken more pics of the car if since you intended on this being a brag thread fro the beginning.
Posted by oldcharlie8
Baton Rouge
Member since Dec 2012
7895 posts
Posted on 1/28/17 at 2:18 pm to
quote:

This raises our agreed upon price by 5.1% -


he's fricking you on the back end. must not have made anything on the front.
should be about 2.9% on a new and 3.9% on a used unless your credit sucks.

Posted by RockyMtnTigerWDE
War Damn Eagle Dad!
Member since Oct 2010
109161 posts
Posted on 1/28/17 at 2:57 pm to
quote:

I really think I'm doing okay. 2015 Lexus GS350


Finally we get to the reason for this thread.

Why not just start a thread that says I purchased a Lexus GS350?

You got a lot of attention though so congrats
Posted by Flashback
reading the chicken bones
Member since Apr 2008
8479 posts
Posted on 1/28/17 at 3:54 pm to
In house financing makes them a lot of money. He's dishonest.
Posted by TheWalrus
Land of the Hogs
Member since Dec 2012
48100 posts
Posted on 1/28/17 at 4:08 pm to
Damn he got you guys good. This was a troll IMO. Why else would he ask questions and totally ignore the near unanimous advice he got?
Posted by LSUAlum2001
Stavro Mueller Beta
Member since Aug 2003
48835 posts
Posted on 1/28/17 at 4:10 pm to
I always walk in with financing from my credit union already set up.

They usually can't beat the rate.
This post was edited on 1/28/17 at 4:11 pm
Posted by carguymatt
Member since Aug 1998
Member since Jun 2015
1123 posts
Posted on 1/28/17 at 4:14 pm to
is this a new car store or a used car dealership?

if it's a used car dealer there wouldn't be interest in the price of the payment, or there shouldn't. That's part of the payment. I didn't know new car stores did buy here pay here crap.
Posted by Will Cover
Davidson, NC
Member since Mar 2007
40378 posts
Posted on 1/28/17 at 4:17 pm to
quote:

No way around taxes unless you're friends with dealer or paying cash I'd assume?


Not true.

Think of having your own business in another state that doesn't charge sales tax.

Google.
Posted by Will Cover
Davidson, NC
Member since Mar 2007
40378 posts
Posted on 1/28/17 at 4:19 pm to
quote:

I just got 1.97% for 60 months on a new vehicle last week thru Capital One!!


PenFed typically offers 1.49 % and 1.99 % on used and new cars.

Posted by Geauxtiga
No man's land
Member since Jan 2008
34401 posts
Posted on 1/28/17 at 5:04 pm to
Will what are your thoughts on putting 10 K cash towards a vehicle?
Posted by OweO
Plaquemine, La
Member since Sep 2009
122525 posts
Posted on 1/28/17 at 5:07 pm to
If you don't feel comfortable with the situation then just fricking leave and go to another dealership.
Posted by mdomingue
Lafayette, LA
Member since Nov 2010
48572 posts
Posted on 1/28/17 at 5:23 pm to
Leave now, you're being played.
Posted by UHTiger
Member since Jan 2007
5231 posts
Posted on 1/28/17 at 5:57 pm to
I have no doubt about the you're an idiot part. But walk away from that deal mate.
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