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Started By
Message
At car dealership and worried I'm getting jammmed
Posted on 1/28/17 at 11:09 am
Posted on 1/28/17 at 11:09 am
I've had company vehicles most of my life so I'm a dumbass on stuff like this.
We've settled on a purchase price.
I have financing through Chase. Dealer is saying he can't get the title that Chase needs bc system is down. I don't believe it but whatever.
He's applied to get me financing in house so that the title isn't a huge deal - they have good reviews online so I mostly trust them. Then hell send me the title once it's available. Again I realize this is BS but does it matter?
Question is this - since he's doing the financing in house now he's saying that the taxes will be paid here and now instead of at the DMV. This raises our agreed upon price by 5.1% - the rate of the state where I live and work.
Is this legit?
We've settled on a purchase price.
I have financing through Chase. Dealer is saying he can't get the title that Chase needs bc system is down. I don't believe it but whatever.
He's applied to get me financing in house so that the title isn't a huge deal - they have good reviews online so I mostly trust them. Then hell send me the title once it's available. Again I realize this is BS but does it matter?
Question is this - since he's doing the financing in house now he's saying that the taxes will be paid here and now instead of at the DMV. This raises our agreed upon price by 5.1% - the rate of the state where I live and work.
Is this legit?
42
Posted on 1/28/17 at 11:11 am to SirWinston
quote:
I'm a dumbass
:kige:
Posted on 1/28/17 at 11:11 am to Breesus
Not helpful mate
Posted on 1/28/17 at 11:11 am to SirWinston
Walk away.
Posted on 1/28/17 at 11:12 am to SirWinston
Who is dealer and what state
Posted on 1/28/17 at 11:12 am to SirWinston
What interest rate is chase giving you?
What interest rate is the dealer giving?
Don't play the monthly payment game.
What interest rate is the dealer giving?
Don't play the monthly payment game.
Posted on 1/28/17 at 11:13 am to SirWinston
Honestly In house financing tend to yield a pretty good rate. Chase's indirect lending maybe closed on Sat., but i don't know never dealt with chase.
Posted on 1/28/17 at 11:13 am to SirWinston
Walk idiot
Posted on 1/28/17 at 11:13 am to SirWinston
He just wants you to finance with them because they get a cut. Tell them you will, but knock $1500 off the price. If not, you walk.
Posted on 1/28/17 at 11:13 am to SirWinston
System is down? Doesn't sound legit to me.
Posted on 1/28/17 at 11:13 am to SirWinston
Holy shite you are a retard.
Posted on 1/28/17 at 11:13 am to SirWinston
Walk Away.
YOU decide how you want to finance not them.
Tell them to call you when the Chase system is back online and leave and they will call before you get home if they even let you leave the parking lot.
YOU decide how you want to finance not them.
Tell them to call you when the Chase system is back online and leave and they will call before you get home if they even let you leave the parking lot.
This post was edited on 1/28/17 at 11:15 am
Posted on 1/28/17 at 11:14 am to SirWinston
I would be wary of the title and license fees. Some dealers use huge doc fees to add gross to the deal. Check out your DMV site to see what the title and license fees are supposed to be. If it's in line, then I wouldn't worry.
Also, check your interest rate with them vs. what Chase gives you.
Also, check your interest rate with them vs. what Chase gives you.
This post was edited on 1/28/17 at 11:15 am
Posted on 1/28/17 at 11:14 am to castorinho
That game alone would make me leave even if the price was right.
This post was edited on 1/28/17 at 2:56 pm
Posted on 1/28/17 at 11:15 am to SirWinston
Walk. Tell them you've decided on a different dealership that is more accommodating with working systems.
As always Mate, ask yourself, WWTD?
As always Mate, ask yourself, WWTD?
This post was edited on 1/28/17 at 11:16 am
Posted on 1/28/17 at 11:15 am to LSURussian
quote:
Walk away.
Yep. He needs you more than you need him. Just tell him thanks for his time, and have a nice day. He'll call you back tomorrow ready to negotiate further.
Heck, you can always go back another day for the exact same price. Just walk and give it a day or so and see what happens. Call another dealer and tell them what your current offer is and what they're doing and see if they'll beat it.
Again, they NEED you more than you WANT a new car TODAY.
This post was edited on 1/28/17 at 11:17 am
Posted on 1/28/17 at 11:15 am to AUCE05
quote:
He just wants you to finance with them because they get a cut. Tell them you will, but knock $1500 off the price. If not, you walk.
This! It looks better on him if he gets you to finance with them. He is not doing you any favors, just helping himself. Make him work for it.
Posted on 1/28/17 at 11:16 am to meeple
quote:
He'll call you back tomorrow ready to negotiate further.
I bet you $1000 he won't call OP back tomorrow
Posted on 1/28/17 at 11:17 am to LNCHBOX
quote:
I bet you $1000 he won't call OP back tomorrow
Worth a shot though right? It's the end of the month. Depends on how bad he needs a sale.
It's not like he needs a car today.
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