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re: Americans think they need to earn $233,000 to live comfortably, and $483,000 to be rich
Posted on 7/10/23 at 9:12 pm to deeprig9
Posted on 7/10/23 at 9:12 pm to deeprig9
You aren’t paying $600 a month in property taxes, chief.
My need to look at your escrows again.
Insurance is likely fricking you more.
My need to look at your escrows again.
Insurance is likely fricking you more.
This post was edited on 7/10/23 at 9:13 pm
0
Posted on 7/10/23 at 9:17 pm to deeprig9
quote:
deeprig9
Sounds like you should run for assessor.
That’s a 600% increase in 6 years.
Holy cow.
Posted on 7/10/23 at 9:28 pm to Dragula
Just wait till there is no money and tell me how they feel then
Posted on 7/10/23 at 9:29 pm to deeprig9
I wanna see the assessment notice. And also you own shite shows you don't know what the frick you're talking about.
You claimed in an earlier thread your taxes were more than principal and interest. Now it looks like your taxes aren't even 30% of your monthly mortgage bill. I knew you were full of shite
You claimed in an earlier thread your taxes were more than principal and interest. Now it looks like your taxes aren't even 30% of your monthly mortgage bill. I knew you were full of shite
Posted on 7/10/23 at 9:47 pm to deeprig9
I live in Texas and pay a ton of property tax. It has gone up a crazy amount. It is still less than if I lived in Louisiana making the same amount living next to my dad in Shenandoah (modest home) that still has its own property taxes. My insurance all the way around is crazy less.
On the subject from the OP, if you are maxing out all retirement options, kids education options, it equalizes salaries real quick. Just depends on what people spend their money on.
On the subject from the OP, if you are maxing out all retirement options, kids education options, it equalizes salaries real quick. Just depends on what people spend their money on.
Posted on 7/10/23 at 9:50 pm to Gaston
frick off. I live on the gulf coast and make way less than that and live comfortably.
Posted on 7/10/23 at 9:56 pm to Dragula
Depends on where you live and what you want out of life. In most of the south you want a nice house in the suburbs and a boat or a maybe a 2nd home. Those numbers work depending on number of kids.
I need to average 300-350k to make what I want work. That is in LA or MS and with a lot of cash down.
I need to average 300-350k to make what I want work. That is in LA or MS and with a lot of cash down.
Posted on 7/10/23 at 10:06 pm to jclem11
quote:
jclem11
Stfu
Posted on 7/10/23 at 10:42 pm to Centinel
quote:
The house I just purchased was 740k, and my mortgage is a few bucks over 4k. Maybe you have a shite interest rate? And to be fair, my loan is a VA loan.
It’s all relative. I have more than what you have in my house and my mortgage is only $2560. Built in Baton Rouge 2.5 years ago.
2.6% interest rate and put a bunch down. I’ve been looking at houses in Houston and the property taxes at the houses I’m looking at are as much as $2200 per month on a similar house.
This post was edited on 7/10/23 at 10:43 pm
Posted on 7/10/23 at 11:02 pm to jclem11
quote:
frick cars and car culture.
I’ve spent your entire house in cars the last two years
It’s a it’s a disease. That’s why I can’t retire at 50.
Posted on 7/10/23 at 11:03 pm to Rize
I doubt a house valued at $1.5-1.8m is similar to a house in Louisiana. First, where those houses are in Houston have entirely different neighborhood dynamics than a house in LA. Second, if you can afford that, the 6% income tax you would not be paying way offsets that. I think the bigger deal is your current interest rate and cost between loans. Now if you are outside Harris county paying MUD taxes I have no idea.
Posted on 7/10/23 at 11:04 pm to Rize
I can't retire at 50 because I had kids
Posted on 7/10/23 at 11:39 pm to Cypdog
quote:
I doubt a house valued at $1.5-1.8m is similar to a house in Louisiana. First, where those houses are in Houston have entirely different neighborhood dynamics than a house in LA. Second, if you can afford that, the 6% income tax you would not be paying way offsets that. I think the bigger deal is your current interest rate and cost between loans. Now if you are outside Harris county paying MUD taxes I have no idea.
I miss spoke it’s 15k to 22k per year not 2200 per month. I’ve done the math a 1000 times and I thought I would come out ahead by a lot by moving to Houston but those property taxes are a bitch.
This post was edited on 7/10/23 at 11:46 pm
Posted on 7/10/23 at 11:43 pm to Rize
I hear ya, it becomes a heavy math equation at that point. While the state is touting lower property tax legislation, I don’t trust anyone in Houston.
Posted on 7/10/23 at 11:49 pm to Landmass
So you make more than $540k annually and you haven’t figured out how shield your income???
Posted on 7/10/23 at 11:53 pm to Rize
I would add car and homeowners insurance into your calculation. Even when I first moved and was renting I saved about a grand on car insurance.
Posted on 7/11/23 at 12:10 am to Cypdog
quote:
I would add car and homeowners insurance into your calculation. Even when I first moved and was renting I saved about a grand on car insurance.
Car insurance is $372 for two cars a month. Other car is covered by the company. I want to say my home insurance went way up recently.
Posted on 7/11/23 at 12:18 am to cubsfan5150
quote:
So you make more than $540k annually and you haven’t figured out how shield your income???
Show me the way. All I do is pay every year for the last 12 years.
Posted on 7/11/23 at 4:03 am to jclem11
quote:
Noone pays 50% effective tax rates outside of high earners in CA or NYC.
Fix your withholding.
Your withholding affects your tax rate?
Posted on 7/11/23 at 4:50 am to jclem11
quote:
Also $233K to be comfortable is frickin laughable. You can live a great life on far less.
I know plenty of people making 65k that are happy as can be
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