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re: Adding teen to car insurance

Posted on 7/19/26 at 1:56 pm to
Posted by loogaroo
Welsh
Member since Dec 2005
43271 posts
Posted on 7/19/26 at 1:56 pm to
quote:

I am 100% right when it comes to State Farm. If you have a youthful driver that is licensed, is a regular driver in the household, and isn't listed/rated on the policy as a driver, your claim will be denied and you may even be non renewed.


My son just rear ended a car and totaled it. State Farm covered it, but made me add him.
Posted by KemoSabe65
70605
Member since Mar 2018
7404 posts
Posted on 7/19/26 at 3:32 pm to
U R Non Renewed
Posted by LemmyLives
Texas
Member since Mar 2019
17157 posts
Posted on 7/19/26 at 3:43 pm to
quote:

Shop it-

Every six months, shop everything. Incentives for agents change regularly; the financial shenanigans seem like the liquor industry WRT incentives for agents.
Posted by loogaroo
Welsh
Member since Dec 2005
43271 posts
Posted on 7/19/26 at 4:33 pm to
quote:

U R Non Renewed


Still covered and just got a huge discount by switching my home insurance to them.

My agent said kids get one wreck covered then you have to add them.
Posted by PennyPacker
Where things are bigger and better
Member since Jan 2010
1072 posts
Posted on 7/19/26 at 5:02 pm to
quote:

I am 100% right when it comes to State Farm. If you have a youthful driver that is licensed, is a regular driver in the household, and isn't listed/rated on the policy as a driver, your claim will be denied and you may even be non renewed.


Friend of mine is in claims with SF... the undisclosed driver change is not in effect nation wide just yet. They tried and some states made them roll it back and re-file... its just a matter of time though
Posted by overnunder
Member since Mar 2026
14 posts
Posted on 7/19/26 at 5:07 pm to
Unfortunately, those of us with integrity have to carry those that don't get insurance. Those lowlifes being all the illegal aliens, democrats and progressives that support the degradation of our country.
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