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re: About to start shopping for new car insurance.. who do you guys recommend?
Posted on 7/13/18 at 11:40 am to VermilionTiger
Posted on 7/13/18 at 11:40 am to VermilionTiger
0
Posted on 7/13/18 at 11:40 am to IamLSU02
quote:
stry and deal with insurance companies on a daily basis. In this area(Baton Rouge) atleast, hands down, Farm Bureau is the best insurance company from a customer service stand point. Everyone you deal with are local and actually care about the customer, rather than just saving as much money as they can. Rates wise, I think they are pretty comparable.
I currently have farm bureau and they are bending me over
Posted on 7/13/18 at 11:42 am to VermilionTiger
They are all high as giraffe pussy.
Posted on 7/13/18 at 11:44 am to VermilionTiger
Damn. Rates wise, or claim wise? Maybe it's just the adjusters I get to deal with. They are the only insurance company I recommend to customers, and the only insurance company I deal with that seems to mix in common sense with car repairs. Every other insurance is ONLY about not spending money.
Posted on 7/13/18 at 11:47 am to VermilionTiger
quote:
Greg?? The Go-Auto Guy??
Only my new best friend
"Sure, follow me back to the office. "
This post was edited on 7/13/18 at 11:49 am
Posted on 7/13/18 at 11:48 am to VermilionTiger
GEICO
Posted on 7/13/18 at 11:49 am to Vood
i can get you a state farm quote if you want.
Posted on 7/13/18 at 11:49 am to VermilionTiger
Has anyone tried Root Insurance btw?
Posted on 7/13/18 at 11:50 am to VermilionTiger
Check rates. Progressive was lower for me than Geico.
Ill probably try out Root soon tho.
Ill probably try out Root soon tho.
This post was edited on 7/13/18 at 11:51 am
Posted on 7/13/18 at 11:52 am to VermilionTiger
Posted on 7/13/18 at 11:56 am to VermilionTiger
The General
Posted on 7/13/18 at 11:57 am to VermilionTiger
Do you want just enough insurance to legally get by, or do want insurance that actually helps you when in an accident. Just things to consider.
Posted on 7/13/18 at 11:58 am to VermilionTiger
According to 104.5, Never use Liberty Mutual
Posted on 7/13/18 at 12:03 pm to tommy2tone1999
quote:
Do you want just enough insurance to legally get by, or do want insurance that actually helps you when in an accident. Just things to consider.
Helps me when I get in an accident
Posted on 7/13/18 at 12:11 pm to VermilionTiger
Insurers no longer reward loyalty. In fact I believe they treat loyalty as a sign that you're reluctant to make a change, so they jack up your rates.
So I use an independent agent now, and when my rates start rising I'll ask him to shop around for me again. I don't care who the actual provider is.
So I use an independent agent now, and when my rates start rising I'll ask him to shop around for me again. I don't care who the actual provider is.
Posted on 7/13/18 at 12:16 pm to TheHarahanian
quote:
So I use an independent agent now, and when my rates start rising I'll ask him to shop around for me again. I don't care who the actual provider is.
How does one go about doing this?
Posted on 7/13/18 at 12:23 pm to VermilionTiger
quote:
How does one go about doing this?
I stumbled across the guy I use, because when I bought a house here my insurer wasn't writing homeowners' policies in the area. So Riverlands Insurance here was suggested to me and I signed with them. Now they provide my homeowners, auto, and umbrella.
When I switched auto and umbrella over to them I saved $90/month.
However, any agent like this will act as a middle man and take a cut. So if you want to save the most you have to do the shopping yourself and remember to switch periodically.
Posted on 7/13/18 at 1:06 pm to Box Geauxrilla
quote:
Get quotes and go with the cheapest one
Do not do this! Im not saying you shouldn't shop or look at prices but to buy on price alone ignores the fact that insurance is very much like anything else and you get what you pay for. Ask this question "Am I just buying insurance to stay legal?" if the answer is yes then buy on price alone but if you are trying to protect yourself from the Gordon McKernans of the world then find a good company that won't abandon you when the shite hits the fan.
And no I do not work for an insurance company.
Posted on 7/13/18 at 1:10 pm to BatonRougeBuckeye
Good 2 Go Auto Insurance is the way to go.
Posted on 7/13/18 at 1:10 pm to VermilionTiger
AAA, but I am not sure if they are writing new policies in Louisiana. They cut what I was paying to State Farm in half. You also have to join if you are not a current member. Well worth the savings, for me.
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