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Started By
Message
78 % of non-OT members live paycheck to paycheck
Posted on 5/17/18 at 4:24 pm
Posted on 5/17/18 at 4:24 pm
quote:
8 in 10 Employees Live Paycheck to Paycheck
quote:
Counting down to payday is a stressful, but all too common practice. Unfortunately, an August 2017 CareerBuilder survey found that the vast majority (78 percent) of the 3,462 full-time U.S. workers polled said they live paycheck to paycheck.
quote:
A January 2017 survey from Bankrate found that nearly 60 percent of the 1,003 Americans surveyed said they couldn't cover the cost of a $500 car repair or a $1,000 emergency room visit.
quote:
Worse, they said they hold off on necessary services -- like basic health care -- until they can afford it.
quote:
According to a March 2018 poll from NORC at the University of Chicago and the West Health Institute, nearly 40 percent of the 1,302 adult Americans surveyed said they had skipped a recommended medical test or treatment. What’s more, 44 percent didn’t go to a doctor when they were sick or injured due to the cost.
Full Story - Entrepreneur.com
By a show of honest hands, how many of you do a monthly budget and have every dollar that you're expected to earn allocated to an expense before it goes back out the window?
Why is it so difficult for people to live within their means and live on less than what they make? Is this really a hard concept for the majority of people to grasp?
54
Posted on 5/17/18 at 4:25 pm to Will Cover
quote:
A January 2017 survey from Bankrate found that nearly 60 percent of the 1,003 Americans surveyed said they couldn't cover the cost of a $500 car repair or a $1,000 emergency room visit.
Posted on 5/17/18 at 4:25 pm to Will Cover
At what point is it not considered paycheck to paycheck?
ETA: And are you recycling threads? You've done one of these within the past month already.
ETA: And are you recycling threads? You've done one of these within the past month already.
This post was edited on 5/17/18 at 4:26 pm
Posted on 5/17/18 at 4:26 pm to Will Cover
This thread will be full of truth, no question.
Posted on 5/17/18 at 4:26 pm to SPEEDY
quote:
$1,000 emergency room visit.
what employers don't have HSA plans these days?
Posted on 5/17/18 at 4:27 pm to Will Cover
i live paycheck to paycheck. But i have most of my paycheck going into multiple retirement types of accounts and a mortgage
Posted on 5/17/18 at 4:27 pm to CarRamrod
quote:
But i have most of my paycheck going into multiple retirement types of accounts and a mortgage
Posted on 5/17/18 at 4:27 pm to Will Cover
Because you have people who have a combined income of 100k living in $300,000 homes and driving $50,000 vehicles.
Posted on 5/17/18 at 4:27 pm to Will Cover
Part of the 22% now 
Posted on 5/17/18 at 4:28 pm to Will Cover
F250 and Skeeter is a priority baw
Posted on 5/17/18 at 4:28 pm to LNCHBOX
quote:
And are you recycling threads? You've done one of these within the past month already.
New story today on Entrepreneur's web site. Plus, based upon nearly 8 out of every 10 people that we know, a "recycled" thread that brings attention to the stupid spending habits of most people is absolutely needed.
Someone's got to pay for all this shite. And declaring bankruptcy because of one's stupidity is not the answer.
Posted on 5/17/18 at 4:29 pm to Will Cover
quote:
A January 2017 survey from Bankrate found that nearly 60 percent of the 1,003 Americans surveyed said they couldn't cover the cost of a $500 car repair or a $1,000 emergency room visit.
Because they are all in airports thinking they should fly everywhere, and take vacations all of the time.
I never flew as a middle class kid. Not once for a vacation. Barely taken out of school at all.
But mid week in an airport, families everywhere clearly going to and from vacation. 4 people flying is over $1000 easily. Of course they live paycheck to paycheck and can't pay medical bills.
This post was edited on 5/17/18 at 8:36 pm
Posted on 5/17/18 at 4:29 pm to CAD703X
quote:idk how many dont but i know a lot of people chose the low deductible rather than the high deductible with the HSA.
what employers don't have HSA plans these days?
All i know id you people need to go read on the HSA loopholes. you can treat it as an other retirement account and a oh shite fund.
Posted on 5/17/18 at 4:30 pm to Will Cover
quote:
New story today on Entrepreneur's web site.
I'm sure you can find a new article posted every day if you like.
quote:
Plus, based upon nearly 8 out of every 10 people that we know, a "recycled" thread that brings attention to the stupid spending habits of most people is absolutely needed.
Well you certainly going to be changing lives be rehashing the same shite here.
ETA: And why did you ignore my first question? It's the only one i really wanted to be answered.
This post was edited on 5/17/18 at 4:32 pm
Posted on 5/17/18 at 4:30 pm to Will Cover
I get paid every 2 weeks and I haven't even cashed my last 3 checks.
I'm saving up to buy a tattoo.
I'm saving up to buy a tattoo.
Posted on 5/17/18 at 4:31 pm to SPEEDY
Alot of people are terrible with money. Shocker.
Posted on 5/17/18 at 4:31 pm to Will Cover
I live paycheck to paycheck. That though is on an every dollar allocated to retirement, savings, expenses, etc. basis. What I have allocated to leisure and such is what I have until next check.
Posted on 5/17/18 at 4:32 pm to Will Cover
What is average income per person and cost of living?
Posted on 5/17/18 at 4:32 pm to Tortious
quote:
I live paycheck to paycheck
quote:
That though is on an every dollar allocated to retirement, savings
Then you don't live paycheck to paycheck. Are you dumb or trying to brag?
Posted on 5/17/18 at 4:33 pm to Freauxzen
quote:
Because they are all in airports thinking they should fly everywhere, and take vacations all of the time.
I never flew as a middle class kid. Not once for a vacation. Barely taken out of school at all.
But mid week in an airport, families everywhere clearly going to and from vacation. 4 people flying is over $1000 easily. Of course they live paycheck to paycheck and can't pay medical bills. As a business traveler who pays more than a fair share, it's disturbing.
What?
Are you suggesting the families flying aren't paying their fair share. Your post is all over the place.
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