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Message
1
Posted on 5/17/18 at 4:58 pm to Cdawg
I’m not sure how people don’t have everything on direct deposit and auto withdrawal?
Makes life easy
Makes life easy
Posted on 5/17/18 at 5:00 pm to ksayetiger
quote:
Solid investment. They can never take that away from you
Pretty smart, especially if the tattoo is of a condo in Boca.
Posted on 5/17/18 at 5:07 pm to Will Cover
Is it paycheck to paycheck if you contribute max to 401k but don't have cash left over at end of month?
Posted on 5/17/18 at 5:08 pm to Will Cover
I'm married
Posted on 5/17/18 at 5:09 pm to thelawnwranglers
quote:
Is it paycheck to paycheck if you contribute max to 401k but don't have cash left over at end of month?
The phrase “paycheck to paycheck” is stupid. Everyone lives paycheck to paycheck. The difference is what you do with it.
Posted on 5/17/18 at 5:10 pm to Will Cover
That F250 note keeps coming, baw.
Posted on 5/17/18 at 5:12 pm to DeafJam73
quote:
The phrase “paycheck to paycheck” is stupid. Everyone lives paycheck to paycheck. The difference is what you do with it.
Baw it feels hand to mouth. I finance my cars.
Posted on 5/17/18 at 5:15 pm to 50_Tiger
There is about as much chance of me putting New Orleans sewage & water board on auto withdrawal as the sun exploding tomorrow.
Posted on 5/17/18 at 5:16 pm to DeafJam73
quote:
The phrase “paycheck to paycheck” is stupid. Everyone lives paycheck to paycheck. The difference is what you do with it.
This was my point.
Posted on 5/17/18 at 5:27 pm to DeafJam73
If you have funds available for retirement or other savings, you aren't living paycheck to paycheck. Paycheck to paycheck means every penny in goes out for bills, etc. No savings, no emergency funds. Hence not being able to afford $500 for car repair or $1000 for an ER visit.
Posted on 5/17/18 at 5:30 pm to TH03
quote:
If you have funds available for retirement or other savings, you aren't living paycheck to paycheck. Paycheck to paycheck means every penny in goes out for bills, etc. No savings, no emergency funds. Hence not being able to afford $500 for car repair or $1000 for an ER visit.
They know that, they're just trying to be edgy
Posted on 5/17/18 at 5:31 pm to dukeg
quote:
Because you have people who have a combined income of 100k living in $300,000 homes and driving $50,000 vehicles.
You’d still be able to live comfortably with this. $7k a month, $650 a month for a car note, $1800 for the house note shouldn’t put you at paycheck to paycheck. The problem is having a bunch of kids
Posted on 5/17/18 at 5:37 pm to Will Cover
Don't care; still bought plasma big screen.
Posted on 5/17/18 at 5:39 pm to Will Cover
What’s the definition of paycheck to paycheck?
Posted on 5/17/18 at 6:01 pm to 13SaintTiger
quote:
You’d still be able to live comfortably with this. $7k a month, $650 a month for a car note, $1800 for the house note shouldn’t put you at paycheck to paycheck. The problem is having a bunch of kids
Two $50k vehicles on 100k combined? One kid would be a problem..
Posted on 5/17/18 at 6:04 pm to Will Cover
quote:
By a show of honest hands, how many of you do a monthly budget and have every dollar that you're expected to earn allocated to an expense before it goes back out the window?
Monthly budgets weren't exactly working out too well for me so I decided to do a hybrid monthly and weekly budget.
I obviously have some monthly bills like mortgage, utilities, car insurance, and some other BS but I find I do much better if I track my discretionary spending weekly. I don't have separate budgets for food, dining out, entertainment etc. I give myself so much to spend a week and that's the end of that.
Posted on 5/17/18 at 6:06 pm to thelawnwranglers
quote:
Is it paycheck to paycheck if you contribute max to 401k but don't have cash left over at end of month?
Yes
But at least you're saving for the future
Posted on 5/17/18 at 6:08 pm to Pecker
quote:
err.. I'd have to create and save another instance and clear out some stuff. I keep a lot of personal info in there.
No worries dude, understand completely (not sure who downvoted you
)This post was edited on 5/17/18 at 6:08 pm
Posted on 5/17/18 at 6:09 pm to Will Cover
Live below your means and above your circumstances
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