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Started By
Message
re: 7,050 tickets sent to uninsured motorists in Bossier Parish
Posted on 4/13/18 at 3:30 pm to Clyde Tipton
Posted on 4/13/18 at 3:30 pm to Clyde Tipton
quote:
Quanesha
Shockerrrrrrrrrrrrrr
Posted on 4/13/18 at 3:40 pm to chinhoyang
quote:
License plate readers are pretty Orwellian, in my opinion.
I have no issue ticketing uninsured drivers, as it appears suspending registration/licenses doesn't work.
But these new mobile plate scanners is a whole new level, and I'm not sure it's a good thing.
NOLA is using them to cruise around and boot cars that have a single unpaid ticket. So you can be legally parked on the street, have a prior unpaid parking that you may or may not know about, and get booted.
I feel like this is overreach. And yes... it's all about revenue.
Posted on 4/13/18 at 3:45 pm to TG_
quote:
Shockerrrrrrrrrrrrrr
Posted on 4/13/18 at 3:54 pm to Clyde Tipton
do that throughout the state! Then start impounding cars.
Posted on 4/13/18 at 3:59 pm to chinhoyang
quote:
chinhoyang
Do you live in my parish?
Because compared to our neighbor to the west, we’re very safe.
This post was edited on 4/13/18 at 4:00 pm
Posted on 4/13/18 at 5:07 pm to Tiger Prawn
quote:
Let one of those uninsured idiots run into your car and see if you still feel the same way after you end up having to pay for repairs out of your own pocket or having to eat your deductible for a wreck that was 100% caused by the other party.
I’d rather pay uninsured motorist premiums than a 10 point whatever sales tax rate, this fee, that fee, and the other usuries to which law enforcement, the judiciary, and the prison system are addicted. You do realize that theoretically, if charges like driving without insurance didn’t land someone arrested, locked up, in front of a judge, and ultimately put on probation or otherwise “systemed” (I’m using no insurance type charges as a generalization for offenses of an ultimately civil nature that are punished criminally) a buncha the sugar tit on which public servants rot their teeth gets passed around to someone who may put it to better use than the police departments next new armored swat vehicle?
Freakin disgusts me to see things overly criminalized in the name of public safety. Whores. They are all whores.
This post was edited on 4/13/18 at 7:00 pm
Posted on 4/13/18 at 6:04 pm to jlovel7
quote:
Most likely wrong unless it's an absolute beater. I drive a 2008 equinox and my premiums are basically $100 per month. It's an ok level of coverage.
All she needs is liability, type of car only comes into play, generally, if it’s a sports car. Clean driving record, and 25 years old $200 might be close for minimum coverage.
Posted on 4/13/18 at 7:00 pm to CoachChappy
quote:They wouldn't pay the tickets
These people should get a ticket once a week until they comply
Posted on 4/13/18 at 7:03 pm to Clyde Tipton
quote:
Louisiana has some of the most expensive auto insurance premiums in the country, if not the highest. Experts say it's because a large number of those uninsured motorists are hitting the road every day.
Experts eh?
I'm sure it has nothing to do with the massive amount of drinking and driving, poor roads, and frequent rain fall.
Posted on 4/13/18 at 7:22 pm to Clyde Tipton
quote:
Quanesha Green
Scum. Just totally pathetic. $200 of your hard earned money that should have gone towards paying for insurance. That's just a drop in the bucket compared to what I have paid out in car insurance for the past decade+ that I have been driving. A personal cost that has been unnecessarily inflated because of people like her who can't be bothered to meet their responsibilities. Selfish bitch.
This post was edited on 4/13/18 at 7:23 pm
Posted on 4/13/18 at 7:22 pm to Pilot Tiger
quote:Because of the bad intersection of a large proportion of the driving population having little or (mostly) no insurance and the Morris Bart lottery legal system.
I never realized just how high auto insurance was in La until I moved away, holy crap
Banana Republic where pandering for votes gets and keeps you elected.
Posted on 4/13/18 at 8:36 pm to Clyde Tipton
Years ago Someone suggested we add 10 or 15 cents tax to fuel to ensure everyone had the basic auto insurance. You buy gas for your car you are insured.
If you wanted additional coverage you could purchase it
I don't like taxes anymore than the next guy but this may be the only way to ensure the uninsured buy insurance
If you wanted additional coverage you could purchase it
I don't like taxes anymore than the next guy but this may be the only way to ensure the uninsured buy insurance
Posted on 4/13/18 at 8:48 pm to chinhoyang
quote:
This has zero to do with insurance and 100% to do with revenue.
Probably true. If the parish allows the motorist to purchase insurance as a way to get the fine waved I think the program would be a success. But most of these people can't afford insurance, so this isn't going to solve the problem of uninsured drivers.
Posted on 4/13/18 at 8:50 pm to jcaz
I'm in the process of dealing with one of these... I was at fault but they had no insurance so my insurance company won't deal with them. Now they are suing me, for a fender bender where the cop wrote no one a ticket because their brake lights didn't work.
Posted on 4/13/18 at 8:55 pm to NYNolaguy1
quote:
Except when you trade in your license/registration/insurance in another state and Louisiana DMV manages to neglect that fact.
Then when the insurance lapses Louisiana issues you a ticket for a car you dont own and insurance you cant renew
I actually had this happen to me. I moved out of state and changed insurance companies. Got hit with an $800 ticket from Louisiana for no insurance.
Posted on 4/13/18 at 9:02 pm to tduecen
Can’t see how a court or judge would allow that to proceed any further than them making “one call, that’s all.”
Posted on 4/13/18 at 9:05 pm to anewguy
quote:
You still have to pay the collision deductible.
Even if you had uninsured property damage and no collision, you still have a deductible.
The UM coverage deductible is capped at $250 in LA. In all the sates I practiced in UM had no deductible but LA has some seriously screwy auto insurance laws.
Based on talking to LA attorneys the verdicts and settlements are similar or lower than in the states I practiced in but the LA insurance rates are SIGNIFICANTLY higher which seems to indicate either a higher claim occurrence rate or insurance companies are allowed lower claim to cost ratios.
Posted on 4/13/18 at 9:08 pm to jcaz
Well I've had to hire a lawyer (5k) because of it so it is a pain in the arse. He is suing me for 80k in bodily damages... So even if a judge throws it out I still have to payy lawyer who handled it for me.
Posted on 4/13/18 at 9:10 pm to CoachChappy
quote:
Also, the minimums need to be raised.
I agree, but it will never happen. Just look at all of the OT ballers on here that talk about having liability only or “full coverage”. They have no clue how insurance works.
Posted on 4/13/18 at 9:47 pm to tduecen
Absolutely absurd. 80k in bodily injury. Bet there was barely a scratch on their car.
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