- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: 3/4s of millennials are more than $100,000 in debt, most not from mortgages
Posted on 8/3/22 at 10:28 am to TigerintheNO
Posted on 8/3/22 at 10:28 am to TigerintheNO
I'm a millennial with over 100K in debt, but all of it is from a mortgage.
I can see people with real degrees having that much debt from either Med School, Law School, or Vet School, but the idiots with that much debt in some liberal arts bullshite need to have their heads checked.
I can see people with real degrees having that much debt from either Med School, Law School, or Vet School, but the idiots with that much debt in some liberal arts bullshite need to have their heads checked.
0
Posted on 8/3/22 at 10:29 am to TigerintheNO
And yet, they’ll drop $100+ on a single meal for one person several times a month, and Uber Eats food even more than that.
Maybe I was raised differently, but when we ate out as a family when I was little, we’d usually split one starter, then we’d get mains, no desserts, mom and dad wouldn’t get bottles of wine.
And yet I’ll see people my age (and friends) dining out and it’s starters around the table for everyone, mains, cocktails to start that becomes bottles and bottles of wine, multiple desserts, then $100+ checks per person … on a random Tuesday night.
That’s just not smart use of money no matter your income level.
Maybe I was raised differently, but when we ate out as a family when I was little, we’d usually split one starter, then we’d get mains, no desserts, mom and dad wouldn’t get bottles of wine.
And yet I’ll see people my age (and friends) dining out and it’s starters around the table for everyone, mains, cocktails to start that becomes bottles and bottles of wine, multiple desserts, then $100+ checks per person … on a random Tuesday night.
That’s just not smart use of money no matter your income level.
Posted on 8/3/22 at 10:30 am to ibldprplgld
quote:
And yet, they’ll drop $100+ on a single meal for one person several times a month, and Uber Eats food even more than that.
Maybe I was raised differently, but when we ate out as a family when I was little, we’d usually split one starter, then we’d get mains, no desserts, mom and dad wouldn’t get bottles of wine.
And yet I’ll see people my age (and friends) dining out and it’s starters around the table for everyone, mains, cocktails to start that becomes bottles and bottles of wine, multiple desserts, then $100+ checks per person … on a random Tuesday night.
That’s just not smart use of money no matter your income level.
Sure but when you have a nihilistic view of the world and everything is doom and gloom, might as well YOLO on a meal to forget your shite station in life.
Posted on 8/3/22 at 10:30 am to ibldprplgld
quote:
Maybe I was raised differently, but when we ate out as a family when I was little, we’d usually split one starter, then we’d get mains, no desserts, mom and dad wouldn’t get bottles of wine.
I grew up the same way. Nobody enjoyed themselves that way. Might as well eat at home.
Posted on 8/3/22 at 10:33 am to ibldprplgld
quote:
Maybe I was raised differently, but when we ate out as a family when I was little, we’d usually split one starter, then we’d get mains, no desserts, mom and dad wouldn’t get bottles of wine.
And yet I’ll see people my age (and friends) dining out and it’s starters around the table for everyone, mains, cocktails to start that becomes bottles and bottles of wine, multiple desserts, then $100+ checks per person … on a random Tuesday night.
That’s just not smart use of money no matter your income level.
Whats your hobby? I bet it is just as expensive. You just value different things.
Posted on 8/3/22 at 10:36 am to BK Lounge
You've obviously made up your mind that this is what you want to do and I'm not trying to convince you otherwise. I've lived overseas twice (should have been 3 times but COVID nixed that). I thoroughly enjoyed it and wouldn't have met my wife if I'd never done it.
That said, the only way I saved significant money was when my company paid all my living expenses and most importantly, my local and US taxes. Like I mentioned before, you will still have a US tax obligation (somewhat reduced if you stay out the country, 330 days in a calendar year).
In my experience there will be some things that are cheaper while other things will be outrageously more expensive. Especially if you don't adapt from an ex-pat lifestyle to a local one.
Something else I haven't seen you mention but have you considered the hours you will be keeping working in Thailand on US work hours? That's a 12 hour time difference.
That said, the only way I saved significant money was when my company paid all my living expenses and most importantly, my local and US taxes. Like I mentioned before, you will still have a US tax obligation (somewhat reduced if you stay out the country, 330 days in a calendar year).
In my experience there will be some things that are cheaper while other things will be outrageously more expensive. Especially if you don't adapt from an ex-pat lifestyle to a local one.
Something else I haven't seen you mention but have you considered the hours you will be keeping working in Thailand on US work hours? That's a 12 hour time difference.
This post was edited on 8/3/22 at 10:39 am
Posted on 8/3/22 at 10:37 am to ibldprplgld
quote:
That’s just not smart use of money no matter your income level.
No matter your income level, huh? What is a smart use of money? I'll take a guess and say it's what you do with yours, right?
Have you posted anything about cutting your own grass yet, and how that's the wisest thing to do? I have the feeling that this will be next.
Posted on 8/3/22 at 10:38 am to Mo Jeaux
quote:
No matter your income level, huh? What is a smart use of money? I'll take a guess and say it's what you do with yours, right?
Have you posted anything about cutting your own grass yet, and how that's the wisest thing to do? I have the feeling that this will be next.
"going out to eat is a waste of money....
Check out my boat, and $300 rod and reel."
Posted on 8/3/22 at 10:39 am to ibldprplgld
quote:
And yet I’ll see people my age (and friends) dining out and it’s starters around the table for everyone, mains, cocktails to start that becomes bottles and bottles of wine, multiple desserts, then $100+ checks per person … on a random Tuesday night.
How do you see people dining out if you aren't dining out?
Posted on 8/3/22 at 10:42 am to TigerintheNO
That is because they are living above their means and have been for the last decade.
Posted on 8/3/22 at 10:43 am to BeerMoney
quote:
Damn. What the frick are they doing?
playing with the hand that was dealt them by the previous generations who devalued the currency and inflated the cost of education, homes and cars.
Posted on 8/3/22 at 10:44 am to Mingo Was His NameO
quote:
No matter your income level, huh? What is a smart use of money? I'll take a guess and say it's what you do with yours, right?
Have you posted anything about cutting your own grass yet, and how that's the wisest thing to do? I have the feeling that this will be next.
quote:same thing in discussions about buying vehicles. so dumb
going out to eat is a waste of money....
Check out my boat, and $300 rod and reel."
eta: i drive a cheap commuter car because it's just something i've never valued and i don't drive as much as most people... but i can't judge a oilfield baw who spends a ton of time in his vehicle for getting a new 65k truck.
This post was edited on 8/3/22 at 10:48 am
Posted on 8/3/22 at 10:54 am to GreatLakesTiger24
quote:
same thing in discussions about buying vehicles. so dumb
eta: i drive a cheap commuter car because it's just something i've never valued and i don't drive as much as most people... but i can't judge a oilfield baw who spends a ton of time in his vehicle for getting a new 65k truck.
It's the same thing about any luxury that someone spends money on. Sure, he might think that an expensive watch, luxury car, or a nice dinner out is a waste of money, but at the same time are these people buying all of their clothes from Goodwill? Are they only buying stale bread, and eating the bare minimum food to get by? Do they have zero hobbies? Just because people spend money on different things, doesn't mean that it's a waste. I can't imagine living a life with only my "needs" met, that's no way to live.
Posted on 8/3/22 at 10:56 am to Mo Jeaux
A 1 minute search on a posters threads started usually pulls up something to just dump on their head after posts like that
Posted on 8/3/22 at 11:11 am to TigerintheNO
Debt slaves. Right where the mean machine wants them.
Posted on 8/3/22 at 11:34 am to ibldprplgld
quote:
That’s just not smart use of money no matter your income level.
Excuse me? Lmao.
Posted on 8/3/22 at 11:36 am to TigerintheNO
I still don't know what my total bill is going to be after going through chemo and stem cell treatments, but I'm likely going to put my name in this list since I'm on the border of GenX/Millenial depending on the definition. From what I've seen my estimate is around $200k so far.
Murrica.
Murrica.
Posted on 8/3/22 at 11:37 am to Horsemeat
quote:
I still don't know what my total bill is going to be after going through chemo and stem cell treatments, but I'm likely going to put my name in this list since I'm on the border of GenX/Millenial depending on the definition. From what I've seen my estimate is around $200k so far.
Murrica.
A lot better than the alternative, no?
Posted on 8/3/22 at 11:39 am to Horsemeat
Can get a closet with bk lounge in Thailand for $400. Dunno how good their treatments are though.
Posted on 8/3/22 at 11:44 am to MrSpock
quote:
How do you see people dining out if you aren't dining out?
He didn’t think his little fantasy through lol.
Also hits on a thoroughly worn out meme that “only poor people” buy nice shite. Reminds me of an OT thread where no less than 30 posters personally knew at least one billionaire and wouldn’t you know it they all drove 12 year old work trucks to walmart for the weekly grocery trip and lived in <3000 sqft houses.
Page 12 of 20
Back to top
Follow TigerDroppings for LSU Football News