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Message

re: $10,775 medical bill for stitches at hospital

Posted on 11/10/19 at 5:12 am to
Posted by Nguyener
Kame House
Member since Mar 2013
21057 posts
Posted on 11/10/19 at 5:12 am to
quote:

had these god awful stomach pains with fever, something was F'ed up so I drove myself to the ER.



Why did you go to the er? Why didn't you go to your primary care doc or an urgent care clinic?
Posted by Nguyener
Kame House
Member since Mar 2013
21057 posts
Posted on 11/10/19 at 5:17 am to
quote:

That's capitalism. Profits are more important than your health and life.


Wrong. Capitalism has provided many alternatives, people are just idiots. Hospitals are expensive. And for good reason. Go to your primary care doc or an urgent care center and negotiate a price if you want.

If you're unemployed and uninsured go to a free clinic. Yes you might have to wait longer and yes you might have to drive further but too bad.

If you are unemployed and uninsured and you go to an ER and then get upset that they charged you alot of money the system isn't broken, you're just an idiot.

Further, capitalism allows the provider to set a price and then negotiate it. If the OP just calls and explains the situation to the financial department they'll help him out.

Did OP tell the clinic he was uninsured and unemployed and broke before he started his appointment?
This post was edited on 11/10/19 at 5:22 am
Posted by Nguyener
Kame House
Member since Mar 2013
21057 posts
Posted on 11/10/19 at 5:25 am to
quote:

At this point it is obvious you are either trolling or lying


Or he was so beyond drunk he didn't know what he was doing.
Posted by The Torch
DFW The Dub
Member since Aug 2014
29599 posts
Posted on 11/10/19 at 5:40 am to
quote:

Why did you go to the er? Why didn't you go to your primary care doc or an urgent care clinic?


It was after hours for my PC and what's urgent care going to do but refer you to a hospital. I had some type of infection in my intestine which they said if it burst would cause internal bleeding and sepsis.
Posted by Cracker
in a box
Member since Nov 2009
19269 posts
Posted on 11/10/19 at 6:24 am to
Negotiate it down to 3k
Posted by ZULU
Member since Sep 2009
1014 posts
Posted on 11/10/19 at 6:52 am to
Do not pay this.
Go in talk with them offer them say 800 bucks... if they do not agree on this pay them 10 bucks a month. Do not miss a payment.
Posted by ZULU
Member since Sep 2009
1014 posts
Posted on 11/10/19 at 7:39 am to
Oh ok doc.
We have a great system...
You know how I know it is a great system. Because it is the most expensive system in the world. Lol
We pay more for drugs and healthcare than anyone else in the world. And yes people in the U.S. have to wait to be seen. And how are our outcomes compared to other health care delivery systems. We are about middle of the pack.
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
476736 posts
Posted on 11/10/19 at 7:41 am to
quote:

And how are our outcomes compared to other health care delivery systems. We are about middle of the pack.

this occurs for the same reason our educational rankings are mediocre and we have the most violent crime in the devloped world: our large underclass

if you think universal coverage is going to suddenly change their behavioral patterns, you are being obtuse
Posted by GEAUXT
Member since Nov 2007
30515 posts
Posted on 11/10/19 at 7:42 am to
quote:

They said I “had to” get ct scan. No choice.


No they didn't. You can't be forced to get any medical treatment. If they recommend it and you don't want it then you sign an AMA form and move on.

As Lithium already stated, the CT is to rule out any bleeding on your brain. I'd love to see the thread you'd start if you had a stroke because they didn't get the CT and missed something.

The prices you listed are certainly ridiculous, but it's not the prices you will pay. It's like going to buy a new full size truck. Sticker price means almost nothing. It's retarded, but that's the way things are right now.
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
476736 posts
Posted on 11/10/19 at 7:43 am to
quote:

That's capitalism. Profits are more important than your health and life.

our health care system is hardly "capitalist"

it all starts with the incentives government created for employer-provided insurance and then really got warped with Medicare and Medicaid in the 60s. the icing on the cake was EMTALA, which provided a path to effectively bankrupt hospitals and truly warp pricing.

in a true capitalist system, we would pay out of pocket for simple ER trips and they wouldn't be nearly as expensive. ERs could also refuse service
Posted by GeauxGutsy
Member since Jul 2017
5972 posts
Posted on 11/10/19 at 7:44 am to
I assume your Fico score is below 500
Posted by White Roach
Member since Apr 2009
9666 posts
Posted on 11/10/19 at 9:22 am to
Are you on any blood thinners? That really ups the probability of a head injury causing a brain bleed and may have been way they were so adamant about the CT.

Just had a CT of my pelvis and chest done a couple of months ago. The was about $7500. The machines are expensive and they don't run themselves, but good Lord ...
I wonder what the breakeven point is on hospital capital equipment is. It can't be more than a year.
Posted by InwardJim
Member since Dec 2018
656 posts
Posted on 11/10/19 at 10:39 am to
quote:

That is the full story. Busted my head on a pool, some dumb bitch tried to push me in.


If true...you should get the COBRA coverage since its been less than 60 days since your employment terminated and have the 'dumb bitch' cover the cost post-coverage.
Posted by pleading the fifth
Member since Feb 2006
3991 posts
Posted on 11/10/19 at 10:48 am to
You could try to negotiate a lower self-pay price. Hospitals charge that much because of atrocious reimbursement from insurance companies and Medicare/Medicaid.

For example, I may charge a Medicare patient $100 for a particular service. Medicare will only pay me around $30 for that service. So I would actually be making more money by charging a self-pay patient only $50 for that service rather than the usual $100.

It’s worth a shot.
Posted by Scruffy
Kansas City
Member since Jul 2011
77265 posts
Posted on 11/10/19 at 10:50 am to
quote:

Hospitals charge that much because of atrocious reimbursement from insurance companies and Medicare/Medicaid.
Truth.

From what I’ve heard, our hospital is only reimbursed 18% from Medicare/Medicaid.

That is one of the large reasons for inflated prices.
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
76373 posts
Posted on 11/10/19 at 10:52 am to
quote:

That's capitalism. Profits are more important than your health and life.


If you think the health care industry is capitalist, you have zero understanding of economic systems.
Posted by OweO
Plaquemine, La
Member since Sep 2009
122169 posts
Posted on 11/10/19 at 11:44 am to

quote:

Wrong. Capitalism has provided many alternatives, people are just idiots. Hospitals are expensive. And for good reason. Go to your primary care doc or an urgent care center and negotiate a price if you want.


- If someone falls on temporary hard times and they have a medical emergency during that time, they should not have to be put in a deeper hole because of it.

- There is so much fraud that goes into the medical industry (in general. Medicare, Medicaid fraud. Overcharging insurances or charging insurances for things that were never used or do. Of course that doesn't include everyone, its only a percentage of companies, people, etc who commit fraud, but that cost falls back on the patients.

- And while this is an indirect situation, but when you think about all of the tax dollars that are wasted on bullshite while people are barely keeping their head above water to pay for medical bills.. You would think we could come up with a better system.

No, I am not saying health care should be completely free, but lets not allow people who fall on bad times to get into an even deeper whole. Let's make sure people are being taken advantage of. Its a complex situation. but when it comes to people's lives, maximizing profits shouldn't be the first priority.

I am a capitalist, but there are exceptions to the rules.
Posted by Tarps99
Lafourche Parish
Member since Apr 2017
12703 posts
Posted on 11/10/19 at 12:23 pm to
quote:

when you think about all of the tax dollars that are wasted on bullshite while people are barely keeping their head above water to pay for medical bills.. You would think we could come up with a better system.


That is one of the reasons why there needs to be a reset somewhere in the healthcare delivery system. It has become too much of an administrative game of cat and mouse with the only winners being the pencil pushers (administrators) and not the people receiving or delivering the care. They are the ones getting screwed.

The answer is not a government take over.
Posted by EA6B
TX
Member since Dec 2012
14754 posts
Posted on 11/10/19 at 2:15 pm to
That seems like a typical ER visit, my wife and I have both made a trip to the ER in the last two years, each visit required lab work, a X-ray, and a CT scan with contrast, each of our bills was around $10,000. I don't remember any of the breakdown, but our insurance covered all but a few hundred bucks.
Posted by FightnBobLafollette
Member since Oct 2017
12204 posts
Posted on 11/10/19 at 2:30 pm to
quote:

ERs could also refuse service


So, no Hippocratic oath.
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