Started By
Message

re: What is your mortgage rate??

Posted on 8/24/19 at 10:37 am to
Posted by HailToTheChiz
Back in Auburn
Member since Aug 2010
53367 posts
Posted on 8/24/19 at 10:37 am to
quote:

pay it off in 1 year.


quote:

2.875 %


Posted by Will Cover
Davidson, NC
Member since Mar 2007
39827 posts
Posted on 8/24/19 at 11:21 am to
quote:

Did mortgage rates drop below 3% at some point? I didn't realize that.


Yes, which is why I jumped on the rate that I did at that time.
Posted by Will Cover
Davidson, NC
Member since Mar 2007
39827 posts
Posted on 8/24/19 at 11:22 am to
Peace of mind. We are in our early 40s.

Then we can pay ourselves, which we already do, even more.

This will provide us with a position of power, IMO --- as we will always have a house to call home should something happen to our employment wages or an illness.

This post was edited on 8/24/19 at 11:24 am
Posted by HailToTheChiz
Back in Auburn
Member since Aug 2010
53367 posts
Posted on 8/24/19 at 1:10 pm to
Fair enough
Posted by Rougaroux
Madisonville
Member since Feb 2017
723 posts
Posted on 8/24/19 at 7:35 pm to
3.37 current
3.25 rental (my first house)
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
135114 posts
Posted on 8/24/19 at 8:00 pm to
quote:

This will provide us with a position of power, IMO --- as we will always have a house to call home should something happen to our employment wages or an illness.



True, as long as you pay your taxes. Just another reminder, that even though it's paid for, it's never really yours.
Posted by RickAstley
Reno, Nevada
Member since May 2011
2126 posts
Posted on 8/25/19 at 6:00 pm to
Our current rate is 4.25%. We are a little over a year into the loan. I'd love to get the rate below 3.6%. I don't know anything about refinancing, and I'm cautious to jump the gun too soon if the rate will dip a little further.
Posted by NC_Tigah
Make Orwell Fiction Again
Member since Sep 2003
135063 posts
Posted on 8/26/19 at 4:40 am to
quote:

Our current rate is 4.25%. We are a little over a year into the loan. I'd love to get the rate below 3.6%. I don't know anything about refinancing, and I'm cautious to jump the gun too soon if the rate will dip a little further.
FWIW this popped up on my computer: Better Mtg is offering 15yr Fixed - 3.024%.
Seems like a good deal.
Posted by tigeraddict
Baton Rouge
Member since Mar 2007
14333 posts
Posted on 8/26/19 at 7:36 am to
3.75% - May 2011 - 30 year
Posted by ConfusedHawgInMO
Member since Apr 2014
3578 posts
Posted on 8/26/19 at 8:02 am to
I've got one at 3, one at 3.25, and one at 4.75. The first 2 are 15 yr fixed from about 2014. The 4.75 is a 30 yr fixed from last Nov. I'm dying to refi that one, but trying to sell house at 3% to pay down on the big one. Plus I haven't calculated my PITI lately but I bet it is pretty out of whack with 3 house payments. Sounds like I'm bragging but I'm not, having 3 houses sucks.
Posted by makersmark1
earth
Member since Oct 2011
20077 posts
Posted on 8/26/19 at 5:16 pm to
2.99% 15 year.

Could pay it off early, but may not since it is a low rate.
Posted by MaxDraft
Baton Rouge
Member since Aug 2019
572 posts
Posted on 8/26/19 at 6:46 pm to
Built and closed on house in April 2019 at 4.5%...will sign refinance papers on Friday at 3.75%. Note dropped $200+ monthly.
Posted by GFunk
Denham Springs
Member since Feb 2011
14970 posts
Posted on 8/26/19 at 10:30 pm to
30 year fixed rate. Financed 100% of the purchase price and qualified for 3.625%. Closed in May of 2013.
Posted by ShermanTxTiger
Broussard, La
Member since Oct 2007
11264 posts
Posted on 8/26/19 at 10:44 pm to
3.75% 10 year mortgage
Posted by ColoradoAg03
Denver, CO
Member since Oct 2012
6534 posts
Posted on 8/27/19 at 3:48 pm to
4.625% 30yr, 6/2017.

It's now a rental property and requires more equity than primary residence to refi, I recently found out.
This post was edited on 8/27/19 at 3:51 pm
Posted by GatorReb
Dallas GA
Member since Feb 2009
9369 posts
Posted on 8/28/19 at 3:07 pm to
Just closed on refi last week. Dropped from 4.75 to 3.8 on 30 year.
Posted by 9Fiddy
19th Hole
Member since Jan 2007
66338 posts
Posted on 8/28/19 at 4:31 pm to
Refinanced in May 2019

3.875 on a 30 year fixed.
Posted by pdubya76
Sw Ms
Member since Mar 2012
6451 posts
Posted on 8/28/19 at 8:25 pm to
3.6 for 15 years...just did it earlier this month.
Posted by SanJoseTigerFan
San Jose, CA
Member since Feb 2013
2372 posts
Posted on 8/29/19 at 10:03 am to
3.3% @ 30
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 8/29/19 at 10:30 am to
2.5% 15yr
first pageprev pagePage 3 of 4Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram