People with 25+ years to retirement. What's the financial plan?

SLI

Standard brokerage contributions just whatever is left at that point or a certain percentage?

I thought our retirement plan was stealing from the rich now?

VOO
VUG
VXUS

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turned off my 401k deposits and swapped to Roth contributions

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Why not Roth 401k so you stilll get company match?

This is what worked for us.
Maxed 401k & Roth IRAs as soon as we could.
At the time I didnt quite understand what would be best, Roth IRA or 401k (traditional only back then) so I just maxed both when I had the chance due to an annual military retention bonus for several years. When that dropped off, pay had increased enough w promotions that I just continued.
Whenever I noticed our checking balance getting larger than our comfortable buffer, ~3 months of expenses, I moved a big chunk to brokerage invested according to if we might need it in short/mid term (MMF) or not (index funds.)
Avoided dividend stocks/funds because didnt need income so didnt want to pay tax on distributions. Glad I did that because lack of large dividends gives me more flexibility to tax optimize in retirement and rebalancing in taxable brokerage would be costly due to gains.

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The same old playbook 1. 401k to match 2. Max Roth ira 3. Max 401k 4. Standard brokerage Stick to low cost broad index investing and just let it ride

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This!!!

Automated, regular investing in cash-generating assets, per this tax advantaged optimum, over long term builds wealth. I am strong proponent of low cost index funds (eg, VOO) as they win most of time over time (from experience).

2 add’l points:

- Keep healthy focus on taxable accounts. Primarily funds/assets with high capital gains growth (vs dividends as they increase taxes as ordinary income). These accts enable earlier exit than 59.5yo.

- instead keep high dividends / current income from bonds (if want them) in tax deferred or Roth, to defer or deflect those taxes.

The magic I did not realize at your stage:

Believe it or not, the more difficult part will be when to stop. You will reach a point where you can stop and enjoy financial independence (time!) sooner than you might think, with plenty margin of safety.

Your ‘saturation point’ likely reached sooner than realize (post working lifestyle fully satisfied whereby more time / investing does not materially improve said lifestyle).

Do it now, often and automate it. Your future self thanks you!

I’m contributing Roth and I get matched Roth.

I just turned 33. My company offers a Roth 401k so I dump 15% of my salary into that.

Have no debt besides a mortgage at 2.9%, so I dump any additional savings into my taxable account in case I need to access it before retirement.

My company offers a nice pension so I'm hoping that's around as well but who knows? I have roughly 25 years until retirement at this rate.

Yep. Not to mention, if you are just diligent with keeping your receipts for every medical expense you just pay for out of pocket your whole life, in retirement, you can just start reimbursing yourself for those expenses then, tax free, while you let the funds compound over time while you got a tax deductions and they grew tax free.