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Started By
Message
re: mortgage interest rates
Posted on 3/12/20 at 7:14 am to mctiger1985
Posted on 3/12/20 at 7:14 am to mctiger1985
Bump
1
Posted on 3/12/20 at 7:48 am to C
Locked with Keesler on a refi. 15 yr, 2.375% no points, 225k loan. Not a VA loan.
Origination fee $1k
Process fee $150
Appraisal waived, unnecessary.
Title fees TBA, est at 1400
If they write your area, check it out. So far smooth. Happy hunting.
Origination fee $1k
Process fee $150
Appraisal waived, unnecessary.
Title fees TBA, est at 1400
If they write your area, check it out. So far smooth. Happy hunting.
Posted on 3/12/20 at 7:53 am to ellesssuuu
I was able lock in a 2.75%, 15year refinance yesterday with a cash out option!
Posted on 3/12/20 at 8:21 am to cajunrabbit
My position for a plan to build has changed and I took advantage on a price dropped new construction. Should I lock in now or wait? Close date on my current house is far out at April 23 so I have time, I am waiting on firm quotes at the moment.
This post was edited on 3/12/20 at 8:22 am
Posted on 3/12/20 at 8:31 am to Polar Pop
My understanding is that if it drops below the 2.75 I'm able to get up to a .50 decrease in interest. They said it will take at least 90 days before we close, because they have so many refinances in. I'm not sure on new loans.
Posted on 3/12/20 at 8:39 am to Polar Pop
April 23rd really isn’t that far out. I would see if you could try and wait a couple days to lock it in for 40 days which would get you through the closing date. Probably going to take that long to process right now anyways.
Posted on 3/12/20 at 8:44 am to HYDRebs
Thanks for the infoPosted on 3/12/20 at 12:11 pm to Polar Pop
Was waiting for my paperwork but got 2.875%/30y fixed (3/4 point buy down). BancorpSouth.
Needless to say, I am ecstatic!
Needless to say, I am ecstatic!
Posted on 3/12/20 at 12:27 pm to Coon
What are the rates currently for a 15 and 30?
Posted on 3/12/20 at 12:29 pm to cajunrabbit
quote:
I was able lock in a 2.75%, 15year refinance yesterday with a cash out option!
Who did you go through for that? Thanks.
Posted on 3/12/20 at 12:58 pm to LakeChuckTiger89
I still have lenders emailing me. One that was at 3.125%/30y with a 1/8pt buydown on Monday is now at 4%.
Posted on 3/12/20 at 1:06 pm to Coon
I locked in 3.25% 30-yr VA loan on Monday. First time home buyer and the largest purchase I've ever made in my life.
Posted on 3/12/20 at 1:25 pm to Azazello
quote:
locked in 3.25% 30-yr VA loan on Monday. First time home buyer and the largest purchase I've ever made in my life.
That trailer sure is gonna be pretty
Posted on 3/15/20 at 12:20 pm to ellesssuuu
Any idea if the sub 3% rates are coming back this week ?
Posted on 3/15/20 at 3:59 pm to 632627
LINK
Chances are that rates will take another dip next week. (Wk. of 3/16).
I’m currently working 3% on a 30 year refinance, but I’ve not gone to closing yet. Waiting on Wednesday (3/18) to phone the bank back and inquire if I’m entitled to a rework of the rate (3%) currently in play.
Chances are that rates will take another dip next week. (Wk. of 3/16).
I’m currently working 3% on a 30 year refinance, but I’ve not gone to closing yet. Waiting on Wednesday (3/18) to phone the bank back and inquire if I’m entitled to a rework of the rate (3%) currently in play.
This post was edited on 3/15/20 at 4:06 pm
Posted on 3/15/20 at 4:19 pm to 632627
I would think rates will have to drop even more now.
Posted on 3/15/20 at 4:20 pm to SUB
Is anyone going to be around to process and underwrite these loans?
Posted on 3/15/20 at 4:26 pm to SUB
So did the current cut slash rates by 100 basis points, or 1%? So refi rates should be sub 3% this week...? Any of you mortgage writers care to weigh in?
This post was edited on 3/15/20 at 4:27 pm
Posted on 3/15/20 at 4:29 pm to Jwodie
quote:
Any of you mortgage writers care to weigh in?
Seems their insight last week was that refinance demand was so high that banks were keeping them above 3% as a matter of supply and demand.
I too am curious if this changes things.
This post was edited on 3/15/20 at 4:29 pm
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