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hawkeye007
LSU Fan
Member since Feb 2010
4266 posts

mortgage interest rates
priced some loans this morning for customers. every loan is different but i am seeing 2.5% on 15yrs and 3.125% on 30yr for rates this morning on Refi's . Holy cow .


Jason9782003
LSU Fan
Member since Aug 2007
3272 posts

re: mortgage interest rates
Damn, just closed on my refinance last week 15 yrs at 3.125%


jimbeam
USA Fan
University of LSU
Member since Oct 2011
61310 posts
 Online 

re: mortgage interest rates
Damn I just got 3.625 like a month ago, wasn’t a refinance though


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20
Woodbird
Louisiana Tech Fan
Member since Jun 2017
116 posts

re: mortgage interest rates
I've been planning to look into refinancing my mortgage. Called a couple of people at lunch and left a message for them to get back with me. We're 3 years into a 30 year on our "forever home" at 4.0%. Getting down to 3.125% would be great.


The Bruce
LSU Fan
Member since Dec 2013
943 posts

re: mortgage interest rates
Got 3.25% if lock in today. Would it be best to float the market and wait for lower interest rate?


Toula
Chicago Cubs Fan
504
Member since Dec 2006
35020 posts

re: mortgage interest rates
About to lock-in a 15 year, quoted as low as 2.35%. Might do 2.5 or 2.75 to reduce the closing cost bill.



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30
deeprig9
Member since Sep 2012
39686 posts

re: mortgage interest rates
Im on bankrate, i see nothing under 3%.


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80
kywildcatfanone
Kentucky Fan
Wildcat Country!
Member since Oct 2012
69847 posts

re: mortgage interest rates
I'm going to be getting a mortgage in June/July, hoping for 2.5% or less.


Will Cover
Kansas Fan
Topeka, KS
Member since Mar 2007
35638 posts

re: mortgage interest rates
quote:

i am seeing 2.5% on 15yrs


I locked at 2.875 % approximately 5 or 6 years ago on a 15-year loan, didn't think I'd see anything lower --- and haven't, until now.

Free money everyone!


HYDRebs
Ole Miss Fan
Houston
Member since Sep 2014
1147 posts

re: mortgage interest rates
Doing 10/1 ARMs as low as 2.375-2.5% this morning. Curious if we see the 10 year treasury drop below 1% mark. It was flirting with it early this morning.


tigersfan1989
LSU Fan
Louisiana
Member since Oct 2018
329 posts
 Online 

re: mortgage interest rates
Where are you seeing 2.5%?


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30
Golfer
LSU Fan
Member since Nov 2005
74848 posts

re: mortgage interest rates
quote:

Doing 10/1 ARMs as low as 2.375-2.5% this morning. Curious if we see the 10 year treasury drop below 1% mark. It was flirting with it early this morning.


Hmmmm...

I would be doing a refinance on this house in 5 years or less when the addition is done.


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00
BHTiger
Clemson Fan
Charleston
Member since Dec 2017
1356 posts

re: mortgage interest rates
Where is this available?


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Brobocop
LSU Fan
Baton Rouge, LA
Member since Feb 2018
1014 posts

re: mortgage interest rates
Just got a quote for 15 yr at 3.0%


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30
wutangfinancial
LSU Fan
Dallas, TX
Member since Sep 2015
3144 posts
 Online 

re: mortgage interest rates


Dude that's nuts. Where do you work? We were at 4.08% for 30 year fixed and 3.46% for 15 year fixed two weeks ago. The MBA reported an average of 3.81% and 3.23%.

We set an all time high lock day on Friday and were going to beat it again today by a huge margin.


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00
LSUSUPERSTAR
USA Fan
TX
Member since Jan 2005
13698 posts

re: mortgage interest rates
I closed last July with 4%. I would refi now with 3.125% if someone offered it.


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00
tiger91
LSU Fan
South of Lafayette
Member since Nov 2005
24038 posts

re: mortgage interest rates
Yea === where is 2.5% on 15 years????? Possibly interested.


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00
NOLAGT
Over there
Member since Dec 2012
10362 posts

re: mortgage interest rates
I got a quote for 3.25 on a cash out refi for 30y and 4.75 on a commercial 5y.

I dont know if that cash out refi would get lower but if the feds cut rates maybe that commercial one will. Anyone hear anything more on a possible rate cut?


the shocker2010
LSU Fan
Member since Feb 2010
193 posts

re: mortgage interest rates
last year closed on my house at 4.375%. today just locked in at 2.875%


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91
auisssa
Alabama Fan
Member since Feb 2010
2661 posts

re: mortgage interest rates
I'm getting a quote for 2.99 for a 15 year refi. still negotiating closing costs


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