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Leaving Wells Fargo banking--where to go?
Posted on 9/1/17 at 11:56 am
Posted on 9/1/17 at 11:56 am
I live in TN, and we have some good local options. But I travel domestically often for work, and also use the ATM often.
I've googled around, but curious what the MT board believes to be the most ethical and economical (fees) option would be?
Side question- should I consider one of the online only options like Ally or Bank5? Pros/cons?
TIA
I've googled around, but curious what the MT board believes to be the most ethical and economical (fees) option would be?
Side question- should I consider one of the online only options like Ally or Bank5? Pros/cons?
TIA
8
Posted on 9/1/17 at 12:13 pm to cas4t
I know Chase offers cash rewards for opening an account with them
They also have the best banking app around, if that kinda thing is important to ya
It might not be the most ethical option tho
They also have the best banking app around, if that kinda thing is important to ya
It might not be the most ethical option tho
Posted on 9/1/17 at 12:16 pm to rocket31
I currently have a credit card with Chase, have they had a scandal of some sort?
Posted on 9/1/17 at 12:16 pm to RatLTrap
will look into fees for both
Posted on 9/1/17 at 12:38 pm to cas4t
could always try a credit union...
Posted on 9/1/17 at 12:48 pm to cas4t
schwab investor checking
you can withdraw from any ATM no fees.
card will work internationally
Fantastic customer service with Schwabb as well
you can withdraw from any ATM no fees.
card will work internationally
Fantastic customer service with Schwabb as well
Posted on 9/1/17 at 12:51 pm to cas4t
USAA has free ATM access anywhere.
I'd personally keep at least one checking account at a local bank for easy cash deposits and withdrawals.
I'd personally keep at least one checking account at a local bank for easy cash deposits and withdrawals.
Posted on 9/1/17 at 1:19 pm to My2ndFavCivilNgineer
quote:
schwab investor checking
you can withdraw from any ATM no fees.
card will work internationally
Fantastic customer service with Schwabb as well
i've thought about this
I can deposit physical checks through submitting pictures via internet/app, correct?
Posted on 9/1/17 at 1:33 pm to notsince98
USAA
Posted on 9/1/17 at 1:41 pm to notsince98
quote:
USAA has free ATM access anywhere.
I'd personally keep at least one checking account at a local bank for easy cash deposits and withdrawals.
This.
I haven't walked in a bank in years. No reason to anymore w USAA
Posted on 9/1/17 at 1:43 pm to cas4t
Capital One 360 is an online banking platform. Slightly higher interest rates than "normal" banks and access to lots of ATMs.
Posted on 9/1/17 at 2:55 pm to cas4t
quote:
I can deposit physical checks through submitting pictures via internet/app, correct?
I am a satisfied Schwab customer as well and do this all the time.
Posted on 9/1/17 at 3:32 pm to foshizzle
Consensus seems to be Schwab and USAA thus far
I never even considered USAA until today
I never even considered USAA until today
Posted on 9/1/17 at 3:49 pm to cas4t
Get some where local at least as a secondary. Schwab is great and so is usaa, I have both.
You gotta get someone local for larger sums of cash to deposit. I've sold stuff for like $1500 and it was a pita with just USAA and schwab (no local branch).
You gotta get someone local for larger sums of cash to deposit. I've sold stuff for like $1500 and it was a pita with just USAA and schwab (no local branch).
Posted on 9/1/17 at 4:02 pm to cas4t
quote:
have they had a scandal of some sort?
Wells Fargo is the most scandal ridden of all the large banks, maybe with the exception of BOA.
Posted on 9/1/17 at 4:27 pm to kywildcatfanone
I'm aware, hence the thread...
I was referring to Chase.
I was referring to Chase.
Posted on 9/1/17 at 5:15 pm to baldona
Another happy Schwab customer. I switched when BoA sold my account to a small local bank. I keep a small amount in the local account which is linked for electronic transfers to my Schwab account.
Schwab offers mobile app check deposit, refunds all ATM fees, no foreign transaction fees for withdrawals out of the country, and no fee banking if maintaining a certain balance (I'm not sure what that $$ currently is.)
Schwab offers mobile app check deposit, refunds all ATM fees, no foreign transaction fees for withdrawals out of the country, and no fee banking if maintaining a certain balance (I'm not sure what that $$ currently is.)
Posted on 9/1/17 at 5:57 pm to cas4t
(no message)
This post was edited on 12/21/21 at 11:19 am
Posted on 9/1/17 at 8:48 pm to XanderCrews
I've been happy with Capital One.
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