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Just a rant: FIL moved in with me 8 months ago COPD and healthcare cost are staggering

Posted on 6/22/24 at 10:02 pm
Posted by caill430
Da Dirty Dell
Member since Jul 2005
1408 posts
Posted on 6/22/24 at 10:02 pm
9 ambulance calls at 4K a ride and is responsible for $200 a pop.

9 stays at ER/ICU/ hospital and I’m guessing close or above $200K. He is responsible for a little over 2K at this point. (Oschner)

He is on over a dozen meds that change each time he is discharged and I don’t have a number on that.

How is this sustainable? I never had any idea that healthcare was this out of control.
Posted by Auburn80
Backwater, TN
Member since Nov 2017
10018 posts
Posted on 6/22/24 at 10:50 pm to
I worked in healthcare for 40 years as a financial person. Everyone thinks it’s a free market system but it’s not. Every transaction is at least a 4 party transaction (patient, doctor, hospital, insurance company). We also get very high level care in this country, but that comes at a high price.

The bureaucracy alone can be a royal pain. Medicare is actually the easiest insurance to deal with.
Posted by GEAUXT
Member since Nov 2007
30517 posts
Posted on 6/23/24 at 5:53 am to
Healthcare costs are stupid. However, owing $4k after 9 admissions including ICU it pretty damn cheap.

quote:

How is this sustainable?


It's not. Someone having to be admitted 9 times in 8 months is NOT sustainable. Continuing to keep someone going just well enough to make it to the next admission is the reason healthcare is so expensive.

Posted by faraway
Member since Nov 2022
3817 posts
Posted on 6/23/24 at 6:21 am to
quote:

However, owing $4k after 9 admissions including ICU it pretty damn cheap.

pretty sure the op isnt just referring the fil's cost as unsustainable.
Posted by iron banks
Destrehan
Member since Jul 2014
4260 posts
Posted on 6/23/24 at 6:52 am to
The stats are something like 90% of ones total lifetime healthcare cost come in the last couple years of life. Jack Kevorkian might of had the right idea.
Posted by The Torch
DFW The Dub
Member since Aug 2014
29614 posts
Posted on 6/23/24 at 7:26 am to
COPD


How is this sustainable?


The same way his $7.00 a day smoking habit was sustainable for 40 years
Posted by Volt
Midway Island, N Pacific Ocean
Member since Nov 2009
3243 posts
Posted on 6/23/24 at 9:34 am to
quote:

The same way his $7.00 a day smoking habit was sustainable for 40 years



The average American treats their body like trash.
This is the biggest financial drain on the healthcare system. Be thankful that the bills are as low as they are considering 9 ambulance trips and 9 admissions.
Smoking, high fat foods, high sugar intake, high sodium intake, no physical activity, and non-compliance of medical regimens.

Although I always say that this is job security for those of us in healthcare.
Posted by caill430
Da Dirty Dell
Member since Jul 2005
1408 posts
Posted on 6/23/24 at 12:01 pm to
You are correct, I am talking about what tax payers are paying with each ride and visit to ER. I wish him well and want his health to improve, but my god there is no ceiling on the expense.
Posted by UltimaParadox
North Carolina
Member since Nov 2008
52539 posts
Posted on 6/23/24 at 3:16 pm to
quote:

I am talking about what tax payers are paying with each ride and visit to ER


What being billed is not what is actually being paid. Hospital bills are like department store prices, nobody pays full price
Posted by CEB
Member since May 2023
78 posts
Posted on 6/23/24 at 3:20 pm to
(no message)
This post was edited on 6/23/24 at 3:22 pm
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
80906 posts
Posted on 6/23/24 at 6:31 pm to
quote:

Medicare is actually the easiest insurance to deal with.


This is sad but true. You have to figure out network and pre-authorization for the MAP plans.
Posted by deltaland
Member since Mar 2011
102740 posts
Posted on 6/23/24 at 7:57 pm to
quote:

FIL moved in with me 8 months ago COPD and healthcare cost are staggeringby caill4309 ambulance calls at 4K a ride and is responsible for $200 a pop. 9 stays at ER/ICU/ hospital and I’m guessing close or above $200K. He is responsible for a little over 2K at this point. (Oschner)



Posted by FLObserver
Jacksonville
Member since Nov 2005
16100 posts
Posted on 6/24/24 at 4:28 am to
Im a vet and have never really used any of my benefits other than buying my house over a decade ago but you better believe when it come to medications later in life i will be using that perk.
Posted by baldona
Florida
Member since Feb 2016
24213 posts
Posted on 6/25/24 at 9:11 am to
quote:

9 ambulance calls at 4K a ride and is responsible for $200 a pop.

9 stays at ER/ICU/ hospital and I’m guessing close or above $200K. He is responsible for a little over 2K at this point. (Oschner)


How much do you think high quality healthcare costs?

Just an EMT alone you are paying 2 highly paid people that frankly don't make a ton and probably a $150,000 vehicle if not double that to respond immediately. That's fricking expensive.
Posted by GeauxTigers123
Member since Feb 2007
3688 posts
Posted on 6/25/24 at 9:12 am to
quote:

paying 2 highly paid people that frankly don't make a ton


???

EMTs and paramedics don’t make much money in the south. Places like California they can make bank.
Posted by baldona
Florida
Member since Feb 2016
24213 posts
Posted on 6/25/24 at 9:12 am to
quote:

It's not. Someone having to be admitted 9 times in 8 months is NOT sustainable. Continuing to keep someone going just well enough to make it to the next admission is the reason healthcare is so expensive.


I am absolutely not advocating for "death panels" but its very easy to see how some countries are considering them or borderline doing them.
Posted by baldona
Florida
Member since Feb 2016
24213 posts
Posted on 6/25/24 at 9:14 am to
quote:

???

EMTs and paramedics don’t make much money in the south. Places like California they can make bank.


"not much money" is still easily $75K+ each and probably closer to $100k each.

Maybe "highly paid" was wrong, but I mean they aren't by any chance cheap.

Its not like you are just paying an uber driver to pick you up, I mean.
Posted by GeauxTigers123
Member since Feb 2007
3688 posts
Posted on 6/25/24 at 9:36 am to
quote:

"not much money" is still easily $75K+ each and probably closer to $100k each.


From talking to people I know, I don’t think they make anywhere near that in Louisiana. I was shocked to find out how low their pay was (granted this was about 8 years ago).

Now if California if you can get on with a fire department you can go well up into 6 figures (like up to 200k-300k).
This post was edited on 6/25/24 at 9:44 am
Posted by baldona
Florida
Member since Feb 2016
24213 posts
Posted on 6/25/24 at 5:28 pm to
quote:


quote:
"not much money" is still easily $75K+ each and probably closer to $100k each.


From talking to people I know, I don’t think they make anywhere near that in Louisiana. I was shocked to find out how low their pay was (granted this was about 8 years ago).



I know a lot of them are firefighters or do that and firefighting. But what I poorly worded, was that their cost to the county/ hospital. Not just their salary. A lot of them have good benefits and their training likely isn't cheap.

But either way, even if they are only making $50k each that's closer to $100k as a cost to their employer a year with training and benefits and equipment. To have that sort of manpower arrive to your door within mins of a phone call is just extremely expensive.
Posted by tygerfan1
Member since Aug 2008
2684 posts
Posted on 6/26/24 at 5:38 pm to
Sounds like his health is out of control. Does he have a PCP? Why all the med changes and hospital visits?
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