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Started By
Message
How many investment accounts do you have?
Posted on 1/24/23 at 11:44 am
Posted on 1/24/23 at 11:44 am
I like to use different companies and have different purposes per account. I have 4:
my 401k
stocks with no dividend
My index account
My stocks with dividends
I like to separate them out and I like to use different companies which each
How about you?
my 401k
stocks with no dividend
My index account
My stocks with dividends
I like to separate them out and I like to use different companies which each
How about you?
Posted on 1/24/23 at 11:57 am to tigerbacon
1 401k
2 Vanguard Roth IRA's (one for stocks, one for ETF's)
1 Vanguard Brokerage account for my kids
1 TD Ameritrade Brokerage account
2 529's for my kids
Also, just opened another IRA for my wife to roll over her old 401k
2 Vanguard Roth IRA's (one for stocks, one for ETF's)
1 Vanguard Brokerage account for my kids
1 TD Ameritrade Brokerage account
2 529's for my kids
Also, just opened another IRA for my wife to roll over her old 401k
This post was edited on 1/24/23 at 1:10 pm
Posted on 1/24/23 at 12:05 pm to TheBoo
I didn't include my wife's two accounts.
Posted on 1/24/23 at 12:29 pm to tigerbacon
2 Roth IRA’s (Wife & I both)
2 Taxable Trading Accounts (Wife & I both)
2 Custodial (2 kids)
2 529 (2 kids)
1 401k (wife)
2 Taxable Trading Accounts (Wife & I both)
2 Custodial (2 kids)
2 529 (2 kids)
1 401k (wife)
This post was edited on 1/24/23 at 12:34 pm
Posted on 1/24/23 at 12:35 pm to tigerbacon
401k - Pretax, Aftertax, and Roth all in one account
Roth for me
Roth for wife
IRA for wife
401k for wife
Stock account for wife
3x 529's
Regular Brokerage account
NINE. shite, do I win anything?
Roth for me
Roth for wife
IRA for wife
401k for wife
Stock account for wife
3x 529's
Regular Brokerage account
NINE. shite, do I win anything?
Posted on 1/24/23 at 1:10 pm to tigerbacon
1- 401k (Fidelity)
1- Roth IRA (Vanguard)
1- Roth IRA (Fidelity)
1- Personal Investment Acct (Fidelity)
1- Daughter 1 Investment Acct (Fidelity)
1- Daughter 2 Investment Acct (Fidelity)
5 Total, previously with all different places (Vanguard, Fidelity, RH). Within the last year moved all except Roth IRA to Fidelity because of personal preferences.
1- Roth IRA (Vanguard)
1- Roth IRA (Fidelity)
1- Personal Investment Acct (Fidelity)
1- Daughter 1 Investment Acct (Fidelity)
1- Daughter 2 Investment Acct (Fidelity)
5 Total, previously with all different places (Vanguard, Fidelity, RH). Within the last year moved all except Roth IRA to Fidelity because of personal preferences.
Posted on 1/24/23 at 1:14 pm to UpstairsComputer
Oh boy
3 401ks for me (Didn't feel the need to consolidate with internet tracking.
1 457
1 traditional and 1 ROTH for backdoors
1 joint taxable
1 HSA investment account
2 529s for kids
Wife has:
401k
Her own Traditional and ROTH
Her own HSA
So is that 13?
3 401ks for me (Didn't feel the need to consolidate with internet tracking.
1 457
1 traditional and 1 ROTH for backdoors
1 joint taxable
1 HSA investment account
2 529s for kids
Wife has:
401k
Her own Traditional and ROTH
Her own HSA
So is that 13?
This post was edited on 1/24/23 at 1:18 pm
Posted on 1/24/23 at 1:17 pm to Teddy Ruxpin
Haha, forgot about the IRA with $0 in it. And the HSA but we haven't "invested" ours. Or the FSA since it goes away every year.
Posted on 1/24/23 at 1:19 pm to UpstairsComputer
Ya I didn't put the Dependent Care FSAs since that's not an investment vehicle.
Or the investments checking account I have for international travel since I don't invest there either.
If we were counting accounts linked to Mint mine would be crazy
Or the investments checking account I have for international travel since I don't invest there either.
If we were counting accounts linked to Mint mine would be crazy
This post was edited on 1/24/23 at 1:20 pm
Posted on 1/24/23 at 1:20 pm to tigerbacon
At Fidelity, I have:
-1x Rollover IRA
-1x Roth IRA
-1x HSA
-1x Taxable investment
For work, I have a trad 401k and HSA that is at another provider. So I've got 6 but ideally it would be 4.
Whenever I leave that job/retire; I'll roll over both to Fidelity. It's very nice to have everything in one place. Not sure I understand the appeal of using different companies unless they offer some unique investment product.
-1x Rollover IRA
-1x Roth IRA
-1x HSA
-1x Taxable investment
For work, I have a trad 401k and HSA that is at another provider. So I've got 6 but ideally it would be 4.
Whenever I leave that job/retire; I'll roll over both to Fidelity. It's very nice to have everything in one place. Not sure I understand the appeal of using different companies unless they offer some unique investment product.
This post was edited on 1/24/23 at 1:20 pm
Posted on 1/24/23 at 1:24 pm to tigerbacon
quote:
I like to use different companies and have different purposes per account.
IMO, that’s a good approach. But other than my company 401K and HSA, I tend to just use TDA/Schwab for the other accounts and investment types: traditional IRA investing, Roth IRA investing, HSA and my options trading account. Although I might spin the options trading account into TastyTrade or Interactive Brokers, depending on how well Schwab integrates (or changes) Think or Swim. I look at my Treasury Direct account as more of a savings account, since it just holds short term instruments that will only remain as long as yields are attractive.
Posted on 1/24/23 at 1:25 pm to tigerbacon
Six.
Vanguard Roth
Vanguard Brokerage
Schwab Brokerage
Chase Brokerage
Robinhood Brokerage
HSA investment
Vanguard Roth
Vanguard Brokerage
Schwab Brokerage
Chase Brokerage
Robinhood Brokerage
HSA investment
Posted on 1/24/23 at 2:01 pm to tigerbacon
And I thought my 3 were a lot.
Looks like the money board is full of gurus.
This post was edited on 1/24/23 at 3:17 pm
Posted on 1/24/23 at 2:25 pm to tigerbacon
Wife's IRA
My IRA
My SEP IRA
Old Roth
Brokerage
3 529's
1 wedding account
10 different checking accounts. Tax witholding, personal checking, business, one for childcare, one each for rentals. I wish I had just 1 account and could make faux "buckets"
My IRA
My SEP IRA
Old Roth
Brokerage
3 529's
1 wedding account
10 different checking accounts. Tax witholding, personal checking, business, one for childcare, one each for rentals. I wish I had just 1 account and could make faux "buckets"
Posted on 1/24/23 at 3:14 pm to Billy Blanks
16 including HSA brokerage, + wife's accounts, held at 4 brokerages, + 2 individual treasury direct accounts.
Posted on 1/24/23 at 3:22 pm to tigerbacon
Too many. It's frustrating that 'life' forces complexity even when you do everything possible to keep it simple.
Posted on 1/30/23 at 7:49 am to tigerbacon
401k
Roth IRA
HSA
Brokerage
All with Fidelity
Roth IRA
HSA
Brokerage
All with Fidelity
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