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Give me 3 ticker symbols for an 18 year old

Posted on 5/3/26 at 3:13 pm
Posted by RoyBoy2323
Slabtown
Member since Oct 2004
3241 posts
Posted on 5/3/26 at 3:13 pm
I have a daughter that will be turning 18 soon. I am going to set up her an IRA and want to max it out each year for her while she is in college.

Give me 3 ticker symbols that would be good for me to invest in for her long term.


My choices are
VOO
SCHD
VTI

but I am willing to look at different ones.
Posted by Rize
Spring Texas
Member since Sep 2011
19362 posts
Posted on 5/3/26 at 3:39 pm to
You adopting?
Posted by creamofcornsoup
Soupymcsoupersonville, USA
Member since Apr 2021
4924 posts
Posted on 5/3/26 at 3:45 pm to
VTI and VXUS. Got the whole world right there
Posted by KTiger85
Member since Oct 2018
948 posts
Posted on 5/3/26 at 4:36 pm to
I like these, but would consider Goog as well.
Posted by ItzMe1972
Member since Dec 2013
12629 posts
Posted on 5/3/26 at 4:42 pm to
QQQ
Posted by jsk020
Nola
Member since Jan 2013
1775 posts
Posted on 5/3/26 at 5:18 pm to
CASY
PWR
GEV
Posted by castorinho
13623 posts
Member since Nov 2010
87464 posts
Posted on 5/3/26 at 6:03 pm to
Nvda
Googl
Aapl
Posted by Boomer Rick
Member since Apr 2021
369 posts
Posted on 5/3/26 at 6:56 pm to
For an 18 yr old drop SCHD.
Posted by TigerintheNO
New Orleans
Member since Jan 2004
44880 posts
Posted on 5/3/26 at 9:13 pm to
SCHD, FXAIX, VIG
Posted by oneg8rh8r
Port Ludlow, WA
Member since Dec 2003
2968 posts
Posted on 5/3/26 at 9:18 pm to
qqq, amd, uuuu

dca or with the caveat that the entry points should be when the rsi is below 35 and the price is below the 50 dma.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
150244 posts
Posted on 5/3/26 at 10:24 pm to
quote:

I have a daughter that will be turning 18 soon

Posted by HC87
Coastal NC
Member since Dec 2014
5633 posts
Posted on 5/4/26 at 6:46 am to
Long haul, you can't go wrong with AAPL with DRIP (dividend reinvestment return). We squirreled away all that "grandparent & aunt/uncle" Christmas/bday cash our son got for years growing up. He didn't need it; didn't know about it when he was really young.

Bounced it between a money mkt account & CDs, and then bought him 80 shares about 12-15 yrs ago (I would have to ask my wife for the exact date). He now has 341 shares, money he can use now at 29 as a down payment on a home if he chooses. Good luck!
Posted by dallastiger55
Jennings, LA
Member since Jan 2010
34171 posts
Posted on 5/4/26 at 7:11 am to
quote:

FXAIX



correct. 0.015% expense ratio and mirrors the big funds that are much more expensive.

Posted by FLObserver
Jacksonville
Member since Nov 2005
16081 posts
Posted on 5/4/26 at 7:43 am to
quote:

For an 18 yr old drop SCHD.

This! Find a growth ETF instead.
Posted by T-Jon
Member since Jan 2012
156 posts
Posted on 5/4/26 at 7:57 am to
DEO



BF/B



PRNDY



Posted by SETH6180
TEXAS
Member since Feb 2020
1135 posts
Posted on 5/4/26 at 8:10 am to
I put my son in VTI and QQQM inside a ROTH when he turned 18, set up auto deposit monthly w/ DRIP.
Posted by Paul Allen
Montauk, NY
Member since Nov 2007
78310 posts
Posted on 5/4/26 at 8:31 am to
quote:

SCHD


I see this one mentioned a lot here but I think SCHG is even better.
Posted by mikie421
continental shelf
Member since Nov 2008
858 posts
Posted on 5/4/26 at 8:56 am to
Microsoft
CVX or COM
Coke
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
150244 posts
Posted on 5/4/26 at 8:59 am to
MRLN
SLI
HGRAF
Posted by amgslg
Member since Jun 2014
404 posts
Posted on 5/4/26 at 9:45 am to
25% vgt, 25% qqq, 25% voo, 25% vti. Never have to look at it again.
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