Favorite team:Auburn 
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Number of Posts:173
Registered on:1/17/2012
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re: Changing Car Insurance

Posted by T-Jon on 8/21/26 at 4:57 pm to
Geiko can save you 15% or more on your car insurance.

So can almost anyone else who is your current carrier. That’s because your car is worth significantly less than it was when you originally insured it.

Unless you’re a liability only guy, like myself, you should shop auto insurance every 1-3 years.

re: Am I watering my lawn enough?

Posted by T-Jon on 8/20/26 at 5:59 pm to
Buy rain gauges that sick in your yard on Amazon. $15 gets you 10 or more. Spread them around yard, Run irrigation for 30 min, measure , calculate how long you need to irrigate it to get 1” per week. Spread this out between 2 or 3 waterings per week depending on your soil.
I’ve used the pro plugger and another brand that is square. Had limited success plugging zoysia with both. The pro plugger works better, but the plugs are too small. I finally bought a golf hole cutter and it works great.

Don’t use either plate on the pro plugger (max depth)
Is there a backflow preventer between domestic water and irrigation water to prevent you for contaminating the water coming into your house? My house didn’t have one. I had to show the stupid builder the exact code to get it installed.

Dig a well if you can. It will be much cheaper in the long run
I’ll try to roll the strike up a few dollars each week. I just don’t like giving premiums back to do it. Might be better to sell another put to get them back.
quote:

I went ahead and sold an 8/14 $210 covered call for $8. That should ensure it jumps above $250.


They call me nostradumbass
I went ahead and sold an 8/14 $210 covered call for $8. That should ensure it jumps above $250.
quote:

Yeah, I would say that $140 is in play if things get uglier.


The put premiums are scary high right now

re: Luxury Vinyl Planks

Posted by T-Jon on 7/9/26 at 10:20 pm to
LVP can create a vapor barrier below your floor. If you have hot humid conditions underneath, your subfloor is screwed.

If it’s a slab on grade, you’ll be fine, other than maybe some mold under the flooring.

re: Water leak diagnosis help

Posted by T-Jon on 7/9/26 at 4:50 pm to
You might be able to jet a new sleeve or two under the driveway depending on your soil. If not, there are companies that can torpedo bore the sleeves. It would save you from replacing a section of your driveway, or having an ugly saw cut. Go ahead and replace both lines if it’s cheap enough. Then you won’t have to determine which one it is.

Don’t do this if you have a brick paver driveway.
Several hundred of my NBIS shares were called away before they should have been. I’ve written a lot of puts hoping to get them back.
Who is going to install it? Then, who is going to service it?


Elevator subs are prima donnas, so I hope it works out.
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Let us know how that works out for you. You have to call the timing right twice, getting out and getting back in.



To be fair this is more of a horseshoes/hand grenade type of thing. You just have to be close both times.

re: Fixing concrete steps

Posted by T-Jon on 5/23/26 at 10:53 am to
Cut the bad sections out. Dig out to undisturbed soil, filter cloth, stone, compact. Dowel in new concrete and reinforce with rebar mat.

re: Zoysia Lawn Renovation

Posted by T-Jon on 5/22/26 at 9:33 pm to
I have a similar problem.

Soil test and fertilizer is the first step I would recommend.

Soilkit.com is what I use.

I’ve also aerated and top dressed with a dump truck load of compost. Did this myself and it took a while. I have 13,000 sf though.

I also drilled around 1000 holes in my yard with a soil auger to improve drainage in low areas.

It probably would’ve been easier for me to kill everything, remove the shite dirt, and start over with 4” of good topsoil and new sod
I use short term treasury bond ETFs to park cash at around 3.5% to 4% with liquidity. SGOV is the one I am currently using. I don’t spend a lot of time researching these because I typically don’t have enough $ in them for long enough for .05% to matter. Hopefully others can recommend nicer instruments.
LINK


If you’re excluding stocks, are you interested in bonds? What % return are you looking for?

re: Micron

Posted by T-Jon on 5/5/26 at 9:25 am to
I bought it a month ago. It’s done really well.