T-Jon

I use short term treasury bond ETFs to park cash at around 3.5% to 4% with liquidity. SGOV is the one I am currently using. I don’t spend a lot of time researching these because I typically don’t have enough $ in them for long enough for .05% to matter. Hopefully others can recommend nicer instruments.

I bought it a month ago. It’s done really well.

Buy her a covey of quail and teach her to point. There is nothing more engaging than what she was born to do.

I really like spar varnish on exterior wood. A mahogany door looks incredible when it’s finished like a wood boat. The downside is it requires a lot of coats (ideally 6+), and regular maintenance, so this is not likely the right choice for most.

Typically the clearer the finish, the faster it, and the wood it’s bonded to degrades(UV). So a solid color stain protects better than a semi-solid, which protects better than a clear coat.

I’ve heard good things about TWP. Cetol door and window has been around for a long time, and has a good reputation for durability. I’m sure SW has a comparable product too. I would get some scrap cypress similar to the columns and make some samples.

So In April, you made $1,100 on an $8,500 investment in QQQi, and $1,700 on a $4,100 investment in GOOGL. Now you’re asking if you should sell GOOGL because of its irrelevant dividend?

To be fair, April was an excellent month for both investments. Most months won’t be like that, If they are both going up, googl’s growth will typically outperform QQQi’s dividend.

Only sell alphabet if you think they will lose the AI arm’s race, and the erosion of google search revenue will be greater than anticipated. They are definitely spending tons of money on innovation. If they go down, it will be with guns blazing rather than riding off into the sunset.

Did you get paid?

Edit: Nevermind. I’ll ask again in May.

Looks like condensation dripping off the roof (assuming there is a roof valley above the location where the water starts accumulating). Put a bucket under the valley end to confirm. Installing gutters will prevent it from accumulating on your entry walk, if it bothers you.

Dew point conditions seem to occur on every exterior surface on and around my house this time of year, including my lawn. I think it’s more related to the relative humidity than anything else.

So the buyer didn’t forfeit the escrow after backing out because it was within the 10 day grace period?

Maybe I misread, but that would mean your daughter had the property inspected (which is odd for a seller), obtained the report, made the repairs, and then had the buyer back out all in a 10 day period from the signed offer.

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On a side note, I've learned over the years that listening to my daughter or wife explain things like this is usually insufficient.

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This is the only part of your issue that makes sense to me, but it could just be me.

Also, why are you stuck on some advice the buyer’s agent gave their client. That’s part of their job. It would be unethical if they didn’t do it. You can’t control if that advice is good or bad without testing the limits of your own ethics. The questionable action of the buyers agent is allowing the seller to hire the inspector.

If you’re looking for cash flow, you might look into buying $30k to $80k houses and turning them into hud rentals. Pain in the arse dealing with the clientele, but the checks don’t bounce. I personally want to build a trailer park, or 6.

It’s sort of a gimmick. It’s technically a higher standard of structural design, which is good. Your Insurace will be cheaper, which is also good. You have another inspector reviewing the construction, which can be good. You will pay for it, which is arguably worth it.

It’s definitely not better than hiring a structural engineer (in conjunction with an architect) to design and inspect the construction of your house. However, your stupid insurance company will probably give you lower rates for the gimmick than for a truly professional design.