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Started By
Message
Cashing in change
Posted on 7/17/14 at 8:04 am
Posted on 7/17/14 at 8:04 am
I've got a 5 gallon water jug full of change I'd like to cash...I'm thinking it's around $1500
Where is the best place to bring it?
I don't wanna pay 7% and wait forever at coinstar. I considered buying a coin sorter for the $100 or so that coinstar would charge.. anyone have one they would recommend?
thanks guys
Where is the best place to bring it?
I don't wanna pay 7% and wait forever at coinstar. I considered buying a coin sorter for the $100 or so that coinstar would charge.. anyone have one they would recommend?
thanks guys
14
Posted on 7/17/14 at 8:12 am to DucksnBucks37
Depending on the bank you are associated with some of them offer the service free to members. I know neighbors has a machine and I think la capital does too.
Posted on 7/17/14 at 8:13 am to DucksnBucks37
I bring my change to my bank once a year and they don't charge anything.
I suggest you try to go when they are not busy and divide that 5 gallon jug into some smaller sizes or you will have a pissed off banker woman.
I suggest you try to go when they are not busy and divide that 5 gallon jug into some smaller sizes or you will have a pissed off banker woman.
Posted on 7/17/14 at 8:17 am to DucksnBucks37
As others have said, check with your bank first. I have always been stubborn and rolled my own coins when making a deposit. I do it now to look for collectible coins and silver pieces. Very time consuming and probably not what you are interested in doing.
Posted on 7/17/14 at 8:22 am to RickAstley
That's why I would collect change, to look for silver pieces or cool old coins. Do you do it for your own interest or does it actually add in some decent value when you find the silver pieces?
This post was edited on 7/17/14 at 8:24 am
Posted on 7/17/14 at 8:56 am to DucksnBucks37
My bank does it for free, but I've never brought in 5 gallons. Most I've brought is a gallon. 
Posted on 7/17/14 at 9:07 am to DucksnBucks37
Don't know about your situation but my local grocery store doesn't charge the coinstar fee if you're willing to accept a voucher for groceries at that store. Since I shop there anyway it's a no-brainer.
Posted on 7/17/14 at 9:20 am to DucksnBucks37
Check with your bank.
This reminds me of a story.
After Katrina, we moved to Katy, TX. We were banking with Hibernia, which was in the process of changing over to Capital One, and they had a branch that wasn't too far away. They had a coin machine that I had used a couple of times.
One day, maybe a year after the storm, I go in, and the machine is gone. Just an empty space where it was. So I go up to the banker that is sitting nearby and I inquire as to where the machine went. She proceeds to tell me:
"Oh, we had to get rid of it. It kept breaking. You know, we have a lot of those Katrina people that unfortunetly have moved here and wanted to use the machine, and they kept breaking it, because they had dirty smelly Katrina money, and they were too stupid to figure out how to use the machine. I'm sorry, I wish they would not have come and broken it."
I guess they figured because I was white, educated, and well-dressed, there was no chance I lost my home in Katrina. Stunned, I think I said "OK", turned around, walked out, walked accross the street to a Wells Fargo, and opened up an account, and moved everything over to them.
This reminds me of a story.
After Katrina, we moved to Katy, TX. We were banking with Hibernia, which was in the process of changing over to Capital One, and they had a branch that wasn't too far away. They had a coin machine that I had used a couple of times.
One day, maybe a year after the storm, I go in, and the machine is gone. Just an empty space where it was. So I go up to the banker that is sitting nearby and I inquire as to where the machine went. She proceeds to tell me:
"Oh, we had to get rid of it. It kept breaking. You know, we have a lot of those Katrina people that unfortunetly have moved here and wanted to use the machine, and they kept breaking it, because they had dirty smelly Katrina money, and they were too stupid to figure out how to use the machine. I'm sorry, I wish they would not have come and broken it."
I guess they figured because I was white, educated, and well-dressed, there was no chance I lost my home in Katrina. Stunned, I think I said "OK", turned around, walked out, walked accross the street to a Wells Fargo, and opened up an account, and moved everything over to them.
Posted on 7/17/14 at 9:22 am to DieSmilen
quote:
Depending on the bank you are associated with some of them offer the service free to members. I know neighbors has a machine and I think la capital does too.
neighbors has a coinstar at some locations
the fee is cut down to 3 or 4% for members....and I believe they waive the fee if you deposit the money to a minor's account
at least this was what i was told last time i used it
Posted on 7/17/14 at 9:39 am to DucksnBucks37
Home Bank counts the change for free if you are an account holder. Just go when its not a busy time. I go with a gallon jug about every 3 months. Usually 200-300 bucks.
Posted on 7/17/14 at 9:52 am to DucksnBucks37
Go through every single one of them. As I write this with the spot price of silver at $20.79 the melt value of pre-1965 quarters is $3.76, and dimes is $1.50. Nickels minted from 1942-1945 have a melt value of $1.17.
Coin dealers will take these off your hands for a premium or you can just save them for barter after the dollar collapses and the SHTF.
Coin dealers will take these off your hands for a premium or you can just save them for barter after the dollar collapses and the SHTF.
Posted on 7/17/14 at 10:00 am to DucksnBucks37
Bring it to you bank. It make no sense to consider any place else. They will call you when its ready.
Posted on 7/17/14 at 10:28 am to DucksnBucks37
Get a bunch of coin wrappers. Tell your 9 year old son that you'll give him $20 to wrap the coins. If you don't have a 9 year old find one in the neighborhood. They love doing crap like that.
Posted on 7/17/14 at 10:44 am to DucksnBucks37
Take it to Coinstar and get an Amazon Gift Card
No fee for an e-gift card
There are more places, too.
No fee for an e-gift card
There are more places, too.
Posted on 7/17/14 at 11:00 am to LSUGUMBO
quote:
Take it to Coinstar and get an Amazon Gift Card
No fee for an e-gift card
There are more places, too.
This. I used my change and got a 106.00 bass pro gift card. They have plenty of gift card options availabe
Posted on 7/17/14 at 12:39 pm to DucksnBucks37
So you are going to pay $100 for a coin sorter but don't want to pay the $105 for the 7% charge at coinstar..
Do you even math bro?
Do you even math bro?
Posted on 7/17/14 at 1:12 pm to LSUFanHouston
quote:
because they had dirty smelly Katrina money,
OK, now try telling the story without embellishment.
Posted on 7/17/14 at 1:22 pm to ArchieWho22
quote:
So you are going to pay $100 for a coin sorter but don't want to pay the $105 for the 7% charge at coinstar..
Yeah? Because afterwards I still own a coin sorter and won't have to buy it next time.
Do you even math, bro?
Posted on 7/17/14 at 1:40 pm to DucksnBucks37
Yeah I do real good at counting 50 pennies, 40 nickels, 50 dimes, and 40 quarters at a time.
Try it out
Try it out
Posted on 7/17/14 at 1:41 pm to ArchieWho22
Would the bank be able to tell if you were skimming a coin or two of each roll?
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