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Posted on 9/27/24 at 4:22 pm to Trevaylin
Any bankers/lenders on here? I was told yesterday that banks are not foreclosing on houses and allowing multiple months of no payment to slide.
They are being hush hush about it and hoping the fed will be forced into mortgage relief.
Anyone else hearing this?
They are being hush hush about it and hoping the fed will be forced into mortgage relief.
Anyone else hearing this?
Posted on 9/27/24 at 4:23 pm to Handsome Pete
that's a good average sales price graph to show the capital cost ramp up, but you need a similar set of data to evaluate the resulting run up in insurance, taxes, HOA and interest rates.
My pitch is when house sales values collapse, do not assume the other expenses of owning a house will come down.
It is a house in a gated HOA
My pitch is when house sales values collapse, do not assume the other expenses of owning a house will come down.
It is a house in a gated HOA
Posted on 9/27/24 at 4:28 pm to sabbertooth
quote:
Where the hell did he find insurance for that place for only $11,000?
I was quoted $7000 today for insurance an 1.23 mil dollar house with a pool. $15000 in property taxes and $100 a month HOA. $550k down puts me at $5500 a month.
Posted on 9/27/24 at 4:31 pm to Trevaylin
quote:
Hoa fee at 13000
More like 1300 a year. No way in hell it's that much a month at only $550k a house.
Posted on 9/27/24 at 4:33 pm to Trevaylin
quote:
Hoa fee at 13000
What
There's no way. These are just made up numbers. Posted on 9/27/24 at 4:35 pm to BluegrassBelle
for the reading impaired, the HOA fee is driven off last years 950, 000 county appraisal
Posted on 9/27/24 at 4:36 pm to Trevaylin
quote:
Hoa fee at 13000
I’d walk away the second I saw this
Posted on 9/27/24 at 4:40 pm to Trevaylin
quote:
for the reading impaired, the HOA fee is driven off last years 950, 000 county appraisal
For the mentally impaired, just an fyi, HOA's don't adjust their rates every year based on an appraisal.
Posted on 9/27/24 at 4:42 pm to iwyLSUiwy
quote:
For the mentally impaired, just an fyi, HOA's don't adjust their rates every year based on an appraisal.
That’s got to be some sort of golf course fees or clubhouse fees.
Posted on 9/27/24 at 4:42 pm to Pikes Peak Tiger
Dallas area has communities built with “lagoons”. Massive, shallow pools with a beach. They are nice, but HOA fee is over 1000 per month.
Posted on 9/27/24 at 4:42 pm to Trevaylin
quote:
for the reading impaired, the HOA fee is driven off last years 950, 000 county appraisal
If you double the value of the house 13,000 is still insane for an HOA.
Posted on 9/27/24 at 4:45 pm to lsufan1971
quote:
Hoa fee at 13000
unless you’re in a gated community that provides 24/7 armed top notch security that’s stupid.
and a chauffer in a Bentley. Sheesh
Posted on 9/27/24 at 4:46 pm to lsufan1971
quote:
tch my area in Zachary on Real Estate app and I see price decrease alerts multiple times per week. It hasn’t been like this for 15 years or so. Houses sitting.
That’s because you are in a relatively small suburb that somehow manages to see 400 new homes built every minute.
Posted on 9/27/24 at 4:49 pm to Trevaylin
Your Thray sucks
Posted on 9/27/24 at 4:49 pm to Trevaylin
quote:
know a person in the market for a house currently looking at one that was county appraised last year at 980 thousand. Current asking price is 450 thousand and its a bad deal
None of this is happening unless its at auction
Posted on 9/27/24 at 4:50 pm to GumboPot
quote:I'll go out on a limb and say none of the numbers in the OP are right.
This doesn't look right.
Posted on 9/27/24 at 5:00 pm to Trevaylin
I'm calling bullshite.
None of these numbers are adding up.
None of these numbers are adding up.
Posted on 9/27/24 at 5:04 pm to Trevaylin
quote:
Hoa fee at 13000
1100 a month for HOA.....idiotic.
Some president is getting rich.
Posted on 9/27/24 at 5:10 pm to Trevaylin
Price reductions close to numbers pre 2020.
We need 4-5 months of people
Not buying to push prices down 5-7%. After that, market price will be relatively locked in.
1.5% int rate reduction and 7% value reality bump = like $550 less on monthly for a $400k house.
We need 4-5 months of people
Not buying to push prices down 5-7%. After that, market price will be relatively locked in.
1.5% int rate reduction and 7% value reality bump = like $550 less on monthly for a $400k house.
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