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Started By
Message
What is everyone homeowner premium in Louisiana?
Posted on 9/22/21 at 8:55 pm
Posted on 9/22/21 at 8:55 pm
I wanna see if I am being haze or screwed over.
30
Posted on 9/22/21 at 8:55 pm to Duzz
Post yours first.
Posted on 9/22/21 at 8:57 pm to Duzz
Bout 3.50
Posted on 9/22/21 at 8:57 pm to Duzz
Premium?
More like creamium amirite?
More like creamium amirite?
Posted on 9/22/21 at 9:00 pm to Duzz
$2400 Wind, hail and fire insured for 210,000 structure
$2100 for flood
$2100 for flood
Posted on 9/22/21 at 9:02 pm to Duzz
Mine was 890 before Katrina
Posted on 9/22/21 at 9:11 pm to Duzz
Not nearly as much as it’s gonna be when it renews in December without my claims-free discount 
Posted on 9/22/21 at 9:13 pm to Duzz
Go buy a different house and you can get a different premium
Posted on 9/22/21 at 9:32 pm to Duzz
quote:It’s not just the premium amount it’s how much insurance you are actually getting. (All told, what would a claim would a claim cost you? What exactly is covered?)
What is everyone homeowner premium in Louisiana?
These details (deductibles, etc) make everyone’s insurance more complicated to compare.
Posted on 9/22/21 at 9:42 pm to Duzz
quote:
What is everyone homeowner premium in Louisiana?
I pay less because I know how to use a plural possessive.
Wouldn't apply to you.
Posted on 9/22/21 at 9:47 pm to Duzz
Around $2000
Flood $500
Flood $500
Posted on 9/22/21 at 9:52 pm to Duzz
I'm not in Louisiana but this got me thinking. I have no idea because I pay it in the same lump payment with auto, my rv, ATVs, etc. They take it out monthly and I don't even think about it.
Note to self: look into it tomorrow
Note to self: look into it tomorrow
Posted on 9/22/21 at 10:17 pm to Duzz
$1895 for 475k on cov A..
Posted on 9/22/21 at 10:33 pm to Duzz
$2138 premium for $233,100
$540 flood for $220,00 (not in flood zone) all through State Farm
$540 flood for $220,00 (not in flood zone) all through State Farm
Posted on 9/22/21 at 10:35 pm to Duzz
$2800 for $240,000
Not in a flood zone
That $1,000 named storm deductible though.
Not in a flood zone
That $1,000 named storm deductible though.
Posted on 9/22/21 at 10:42 pm to Duzz
Too many variables at play. House is $400k with $3200 yearly. $550 flood or something close to it. 1/2% and 2% storm.
This post was edited on 9/22/21 at 10:43 pm
Posted on 9/23/21 at 6:56 am to Duzz
~$2,500 for ~400k replacement, 1% deductible, 2% storm deductible
~$500 for flood
~$500 for flood
Posted on 9/23/21 at 7:00 am to Duzz
$3835 on about a 300k house.
$600 for flood.
$600 for flood.
This post was edited on 9/23/21 at 7:01 am
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