- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
$25,000 to invest
Posted on 7/26/21 at 6:00 pm
Posted on 7/26/21 at 6:00 pm
I received a gracious gift from a loved one/family member for investment purposes
I have a few mutual funds and ETFs, but 90% of my portfolio is VTSAX. Should I put all $25,000 in VTSAX or would you spread it out over time - i.e., contribute $X amount per month?
ETA: this is a long term hold (20-30 years).
I have a few mutual funds and ETFs, but 90% of my portfolio is VTSAX. Should I put all $25,000 in VTSAX or would you spread it out over time - i.e., contribute $X amount per month?
ETA: this is a long term hold (20-30 years).
This post was edited on 7/26/21 at 6:22 pm
15
Posted on 7/26/21 at 6:07 pm to GentleJackJones
Put it all in at once if the market is going to go up.
Otherwise dollar cost average.
Otherwise dollar cost average.
Posted on 7/26/21 at 6:08 pm to GentleJackJones
All in at once
Posted on 7/26/21 at 6:18 pm to tigersfan1989
I’m in a similar situation, albeit with a smaller amount. If it’s a long hold and you’re happy with VTSAX, no reason not to stick with it.
Mine would be put towards a downpayment in 18-24 months. Can’t decide if I should put it all in VYM or even XOM and collect a div or just keep as cash and not sweat any inflationary risk.
Mine would be put towards a downpayment in 18-24 months. Can’t decide if I should put it all in VYM or even XOM and collect a div or just keep as cash and not sweat any inflationary risk.
Posted on 7/26/21 at 6:27 pm to GentleJackJones
Blpgd and wrfx baw
ETA: don’t give money to vanguard unless you like funding democrat campaigns
ETA: don’t give money to vanguard unless you like funding democrat campaigns
This post was edited on 7/26/21 at 6:28 pm
Posted on 7/26/21 at 6:46 pm to GentleJackJones
NIO the Tesla of China.
Posted on 7/26/21 at 7:08 pm to leeman101
Put $500, or just $250 in HLOGF. They are drilling exploratory wells for Helium in Tanzania. The bull case is that they have as much as 10% of global Helium reserves and it's "green", not extracted from natural gas. Best case it goes 100x. Worst case you lose a little money.
This post was edited on 7/26/21 at 7:09 pm
Posted on 7/26/21 at 7:42 pm to GentleJackJones
VTSAX all at once if u don’t need money in next 3-5 years.
Have some fun with the rule of 72 - see how many times it doubles over 30yrs.
Think of those dollars as if they are soldiers fighting for you everyday to one day enable you to control your time - one of the greatest gifts of wealth.
Good luck.
Have some fun with the rule of 72 - see how many times it doubles over 30yrs.
Think of those dollars as if they are soldiers fighting for you everyday to one day enable you to control your time - one of the greatest gifts of wealth.
Good luck.
Posted on 7/26/21 at 7:47 pm to ItzMe1972
quote:Can you let me know in advance when the market is going up?
Put it all in at once if the market is going to go up.
Otherwise dollar cost average.
Posted on 7/26/21 at 10:21 pm to WDE24
quote:
Can you let me know in advance when the market is going up?
Posted on 7/27/21 at 6:46 am to GentleJackJones
VOO/VGT
Posted on 7/27/21 at 7:00 am to Turf Taint
quote:
Think of those dollars as if they are soldiers fighting for you everyday to one day enable you to control your time - one of the greatest gifts of wealth.
Dollars in vanguard are like brave antifa soldiers fighting for social justice
Hopefully Hillary runs again in 2024 so vanguard can donate another 10 million to her presidential campaign
Posted on 7/27/21 at 8:20 am to GentleJackJones
quote:
I have a few mutual funds and ETFs, but 90% of my portfolio is VTSAX. Should I put all $25,000 in VTSAX or would you spread it out over time - i.e., contribute $X amount per month?
ETA: this is a long term hold (20-30 years).
Thanks for giving a timeframe. So many people ask similar questions and don’t give any time reference.
More so than the timing (which will be largely irrelevant over that length of time), I would look more at the diversity of the investments. If it was me, I’d probably spread it out a bit more than having that large a percentage in one fund.
Posted on 7/27/21 at 8:26 am to GentleJackJones
If you are interested in crytpo, you could buy a nice chunk of HEX and Stake it for 15 years. The yield and price appreciation on that would be insane. That's what I would do, but I have a high risk tolerance. Although, I feel much better about it than many of my stocks.
Posted on 7/27/21 at 8:32 am to WDE24
quote:
Can you let me know in advance when the market is going up?
You're safe to put it in now, I predict 30 years from now, the market WILL in fact be higher than it is now.
That piece of advice will be $199, thank you sir for your time.
Posted on 7/27/21 at 9:00 am to GentleJackJones
20 - 30 years? Dump it in VTSAX.
Posted on 7/27/21 at 9:09 am to Jag_Warrior
quote:
I would look more at the diversity of the investments. If it was me, I’d probably spread it out a bit more than having that large a percentage in one fund.
It's a total stock market index fund including small, mid, and large cap growth and value stocks. I don't want to go international, and that's about as diverse as you'll get. The expense ratio on it is also only 0.04%.
Posted on 7/27/21 at 9:15 am to GentleJackJones
100% in AMC
Posted on 7/27/21 at 10:13 am to GentleJackJones
HKRS
YAYO
YAYO
Posted on 7/27/21 at 11:05 am to GentleJackJones
Dollar cost average into GBTC/ETHE
Page 1 of 2
Popular
Back to top
Follow TigerDroppings for LSU Football News