tigersfan1989

I've always heard the fees for these loans can get fairly high....

So are rates higher or fees higher if I do a cash out refi compared to just a standard refi with no cash out?...

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Looking at doing home addition in Baton Rouge area. Would like some recommendations on general contractors in br area. Plans will already be drawn up. ...

S&p index fund...

Anyone own Disney right now? I’d like to know what your strategy is....

HELOC 3% variable rate based on 20 year amortization at credit unions. If you don’t have the equity there’s no way I’d be paying 7-8% on something I didn’t absolutely need. You’re better off saving up and paying cash If your going to pay that...

If you are on track for 3-4% withdrawal rate I’d say go for the tickets etc ...

So do you not have an enjoyable life now and are delaying gratification until retirement? By maxing out my 401k and my wife and I iras i have no issue spending the rest in the now is how I balance things out....

Base it off your spending at a 3% withdrawal rate if 55 or younger. If you are 62 or so 4% withdrawal rate should be good. So at 100k at 55 you need 3.3mil...

80% of my portfolio is invested in mutual funds and the rest is divided up into 4 stocks. I like the mutual funds for longer term stable growth while I try to pick some stocks that I see have potential to grow higher than market average and these are also fairly long term positions...

Aiming for 50k per kid in 529. I’ll fund the rest as needed. Don’t want to get caught with too much trapped in 529 incase they don’t go at all or do a technical degree. ...

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I’d start out investing in index funds or sector funds. Fidelity has some great ones to choose from. Figure out a monthly amount in your budget you can commit to investing and steadily buy into these funds on a consistent basis. These small monthly investment amounts will add up over time and will c...

After seeing everything Exxon Mobile has done these past few months I don’t think I’ll ever want to apply for a job there. No long term stability ...

Compressor, saw horses, socket set, drill bit set, circular saw, tarps, can’t have too many screwdrivers and hammers, electric sander, electric hedge trimmer...

Yea well I guess it prob needs more often then I do it ...

Umbrella is in excess your homeowners and auto liability limits...

Thanks for the advice everyone. I called and got a umbrella policy for 1 mil for 400/ year. It feels better knowing I have this policy in my back pocket going forward and hopefully I’ll never have to use it ...

I’m in Baton Rouge area and the house we bought came with it. I can honestly say I’ve turned it on twice in the five years we have been here. I would not spend the money for it. If I turned it on today I’m sure half the sprayers would have to be dug out to be able to pop up. I have to cut my grass e...