Favorite team:LSU 
Location:Louisiana
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Interests:LSU Football, Basketball
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Number of Posts:127
Registered on:10/21/2018
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Arandas contract question - tigersfan1989
So Aranda renewed a 4 year 2.5 mil a yeAr guaranteed with LSU earlier this month. Seeing as if he goes to Baylor how does he exit his contract with LSU? Does LSU get a certain amount of money from Baylor for him leaving? Or is it something different....
Posted on Tiger Rant
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re: Dave Ramsey's advice to pay off a car loan, rather than invest - tigersfan1989
Mathematically nothing is wrong with a interest free loan. I guess like the other poster said the personal finance part comes in to play where I personally wouldn’t like it for me. But each to his own. As long as you’re happy with it that’s all that matters at the end of the day....
Posted on Money Talk
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re: Dave Ramsey's advice to pay off a car loan, rather than invest - tigersfan1989
While we are at it let’s finance the living room furniture, refrigerator, washer and dryer bc we can get a great rate and invest that money in the market too. I’d hate to see all those payments....
Posted on Money Talk
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re: Dave Ramsey's advice to pay off a car loan, rather than invest - tigersfan1989
Depreciation is going to happen if you own the car outright or finance i'm not sure how that is relevent. If you are selling your car financed you may have to pony up some more money after selling the car to pay off the note. All i'm saying is paying cash for the car causes you to buy something you ...
Posted on Money Talk
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re: Dave Ramsey's advice to pay off a car loan, rather than invest - tigersfan1989
I'd rather have a paid off car if i got laid off rather than stuck with a payment. I don't want to be forced to sell stock/mutual fund for a possible loss in order to cover my car loan while i'm unemployed. I agree long term the market has a good return but thats long term and when you can control w...
Posted on Money Talk
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re: Dave Ramsey's advice to pay off a car loan, rather than invest - tigersfan1989
I don't take advantage on every spread. Do you refinance and cash out your house every time you get 20% or so equity and invest in the market? Not everything needs to be financed and money thrown in the market....
Posted on Money Talk
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How do you pay for your cars? - tigersfan1989
Me and the wife plan to put 300-500 a month away in a car fund and use that money when we need a new car and pay cash or finance some depending on what happens. We currently don’t hAve a car note so we are seeing how this method will work out. How much do y’all set aside each month for savings or d...
Posted on Money Talk
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re: Explain the difference in 401K’s like I’m 5 - tigersfan1989
People put after tax in 401k over roth for a few reasons. You can put post-tax money in 401K and do in service roll over to a Roth IRA. Doing this allows you to get more into your Roth IRA rather than the standard 6K. Also some people are outside income limits to contribute to Roth. Also once you ro...
Posted on Money Talk
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re: Any Trailer Park owners out there? - tigersfan1989
Very good income. Sometimes it’s hard to find banks that are willing to finance. Like other poster said park prices are high right now so it’s going to be harder to turn a profit getting in at too high. I know several park owners who have made out very well on parks. They also spend a good bit of th...
Posted on Money Talk
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re: Market tomorrow may be interesting re: Iraq bombing - tigersfan1989
Looks like I'll just keep investing in the s&p like i'll always do....
Posted on Money Talk
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re: How much did you save for retirement in 2019? - tigersfan1989
I’d just pay minimum on student loans if it were me and invest any extra cash. I didn’t have any loans to deal with but that’s what I would do in your situation. Just my 2 cents. I’d invest in s&p index funds. Unless for some reason your student loans are high interest. I can’t remember but you shou...
Posted on Money Talk
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re: How much did you save for retirement in 2019? - tigersfan1989
Jealously runs deep on td. The reason there are downvotes. Most people posting I find are talking about achievements and conversations to better one another’s financial situations collectively and not so much here with the intention to brag. Good work on retirement contributions this year money boar...
Posted on Money Talk
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re: SECURE Act signed. Retirement changes - tigersfan1989
We the people voted for those who passed this bill. Who’s to blame but ourselves? Regardless of party affiliation ...
Posted on Money Talk
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re: YTD 401K RETURN: post them - tigersfan1989
28.2%...
Posted on Money Talk
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Christmas gifts - tigersfan1989
So I’m getting a couple gift cards today for Christmas gifts and it dawned on me. Although I’m only in my 30ls I’m tired of this whole gift swapping with family members mom dad brother etc every year. It seems like I’m either giving gift cards to someone or getting them. Or getting some useless stuf...
Posted on O-T Lounge
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re: Getting started in Real Estate - tigersfan1989
I’ve called around in the past the best I have found was a 20 year loan around 6% with 5 year renewals on rental homes And 20% down...
Posted on Money Talk
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re: Need help with budgeting - tigersfan1989
1,000 a month to savings for what goal? Maybe if you assigned it a certain goal she would be more motivated. For example is it for a beach house, rental property, bigger house one day. Sometimes saving just to save with no goal can seem like a bottomless pit for some people. Some people don’t see in...
Posted on Money Talk
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re: People need to learn to mind there own fricking business - tigersfan1989
Its aluminium foil on a house window for the northerners confused [img]https://static.flickr.com/19/115308987_839f3a8bcf_o.jpg[/img] ...
Posted on O-T Lounge
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re: Getting started in Real Estate - tigersfan1989
Did you buy and hold everything or did you sell some of your properties? And yes I do have a home to live in it’s not paid off if that’s what you were asking....
Posted on Money Talk
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Getting started in Real Estate - tigersfan1989
For those of you who have/are in real estate investing. How much money did it take to get started and what was your first investment/investments? How did you get started was it buying and renting, flipping, etc. What % downpayment did you have and how much reserve fund did you have getting started. ...
Posted on Money Talk
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