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Started By
Message
Teenager Car Insurance Sticker Shock
Posted on 11/25/20 at 9:24 am
Posted on 11/25/20 at 9:24 am
My daughter just turned 16. Got her a Toyota Rav4 in the most basic configuration. A $25k car. Was planning on getting used, but the used car market is bonkers. Made more sense to get her a new one. Plus, I found a 2020 that was $3500 less than the 2021s on the lot.
Anyhow, I scanned her license and the Vin code into my Geico app (Pretty cool technology) and they sent me a quote to add her onto my policy.
$350 a month. WTF? Obviously I am going to shop this around. But it was more than double what I thought it would be. The insurance on my truck is $65 a month FFS.
Anyhow, I just had to vent. And: subtle can afford a car brag.
Also, I hope all trial lawyers on the planet get Ebola and shite themselves to death. I cannot get over the fact that most of this money is going to pay for those shite bags
Anyhow, I scanned her license and the Vin code into my Geico app (Pretty cool technology) and they sent me a quote to add her onto my policy.
$350 a month. WTF? Obviously I am going to shop this around. But it was more than double what I thought it would be. The insurance on my truck is $65 a month FFS.
Anyhow, I just had to vent. And: subtle can afford a car brag.
Also, I hope all trial lawyers on the planet get Ebola and shite themselves to death. I cannot get over the fact that most of this money is going to pay for those shite bags
76
Posted on 11/25/20 at 9:25 am to No Colors
Have you been living under a rock? Teenager car insurance is nuts.
Posted on 11/25/20 at 9:25 am to No Colors
I was paying $780/mo at one point for 3 cars with a teenager on my policy.
Posted on 11/25/20 at 9:25 am to No Colors
quote:
My daughter just turned 16
This should answer your question...
I had to pay 233 a month with a Toyota Supra 38 years ago..
Deal was, If my parents bought me a car, I had to get a job and pay the insurance....Made me a more responsible person.
I hope the car is in her name, for your sake.
This post was edited on 11/25/20 at 9:32 am
Posted on 11/25/20 at 9:26 am to No Colors
Teenagers are high risk. It’s worse if you’re in Louisiana.
Posted on 11/25/20 at 9:26 am to No Colors
A new car with a 16 year old.. I mean yeah
Posted on 11/25/20 at 9:26 am to No Colors
If Louisiana that’s correct
Just finished helping my daughter get hers. (Used 2009 Corolla) $300ish/month
U are paying more for new
Just finished helping my daughter get hers. (Used 2009 Corolla) $300ish/month
U are paying more for new
Posted on 11/25/20 at 9:26 am to No Colors
Given she's going to total it in the next 4 months... 350 is a good deal.
Posted on 11/25/20 at 9:27 am to No Colors
Buying a 16 year old a brand new crossover.
Damn.
Damn.
Posted on 11/25/20 at 9:27 am to No Colors
quote:
My daughter just turned 16. Got her a Toyota Rav4 in the most basic configuration. A $25k car. Was planning on getting used, but the used car market is bonkers. Made more sense to get her a new one. Plus, I found a 2020 that was $3500 less than the 2021s on the lot.
Dude there's a million used Rav4s.
You could have saved 5k (a years worth of insurance) and got her one with more safety features and AWD.
I just bought a 2017 XLE with 25k miles for 20k.
This post was edited on 11/25/20 at 9:28 am
Posted on 11/25/20 at 9:28 am to No Colors
Should have got her 15 year old beater with liability. Doubt you'll find insurance any cheaper.
Posted on 11/25/20 at 9:28 am to No Colors
I paid close to that for a 16 year old boy with all the good grade, drivers ed discounts and for a 2008 F-150. You might get it a little cheaper by shopping it but I suspect it won't be significantly less.
Posted on 11/25/20 at 9:29 am to No Colors
Are you stupid?
You don’t let a 16 year old drive a new car. First, it’s idiotic to begin with. But the insurance is unbelievable
You don’t let a 16 year old drive a new car. First, it’s idiotic to begin with. But the insurance is unbelievable
Posted on 11/25/20 at 9:29 am to X123F45
quote:
Given she's going to total it in the next 4 months... 350 is a good deal.
Took my daughter 6 weeks to total hers. She bought the car and paid her own insurance. Policy in her own name.
Posted on 11/25/20 at 9:30 am to No Colors
Buying a 16 year old a new car is crazy. That things gonna get dented up
Posted on 11/25/20 at 9:30 am to LEASTBAY
quote:
Should have got her 15 year old beater with liability.
I just found a 2010 Corolla with 57,000 miles for $9,000. That is the car for a 16 year old.
Sorry OP, don't mean to pile on you. Hopefully one day, I can make an OT baller salary and do something like what you did.
This post was edited on 11/25/20 at 9:32 am
Posted on 11/25/20 at 9:31 am to No Colors
Try USAA. If you can. I'm paying 657 monthly on 4 vehicles.
Posted on 11/25/20 at 9:31 am to No Colors
Teenagers wreck a lot, their insurance is going to cost more.
Posted on 11/25/20 at 9:32 am to No Colors
quote:
I cannot get over the fact that most of this money is going to pay for those shite bags
I bet more goes to pay for the ENDLESS series of cable TV ads for car insurance.
Posted on 11/25/20 at 9:33 am to tgrmeat
quote:
I paid close to that for a 16 year old boy
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