Started By
Message
locked post

Can I still cash an 18 month old check?

Posted on 9/26/18 at 1:30 pm
Posted by Kingpenm3
Xanadu
Member since Aug 2011
9781 posts
Posted on 9/26/18 at 1:30 pm
It's a refund from a Hospital. The check doesn't say anything about only being good for so long, but I thought they could pass these debts on to the state at some point to get their books right.



Posted by mikelbr
Baton Rouge
Member since Apr 2008
49000 posts
Posted on 9/26/18 at 1:31 pm to
quote:

It's a refund from a Hospital. The check doesn't say anything about only being good for so long, but I thought they could pass these debts on to the state at some point to get their books right.



Deposit that shite at the ATM And see what happens. Can't hurt
Posted by cajunbuck
R-KANSAS
Member since Sep 2017
997 posts
Posted on 9/26/18 at 1:31 pm to
no expiration? cash away... don't see why you couldn't. even if it expired,they would just re-issue
Posted by Peazey
Metry
Member since Apr 2012
25424 posts
Posted on 9/26/18 at 1:32 pm to
It's probably stale, but you should be able to get it reissued if you call the hospital. Don't think that it would have been escheated yet. Might depend on the hospital's policy. Just give them a call and see what's up.
Posted by Ancient Astronaut
Member since May 2015
37152 posts
Posted on 9/26/18 at 1:32 pm to
No such thing unless there is an exp date
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
43145 posts
Posted on 9/26/18 at 1:33 pm to
You’ve already lost money due to inflation.
Posted by jbgleason
Bailed out of BTR to God's Country
Member since Mar 2012
19865 posts
Posted on 9/26/18 at 1:33 pm to
Is this a not so subtle "I don't even need to cash checks that are sent to me" thread?
Posted by Martini
Near Athens
Member since Mar 2005
49625 posts
Posted on 9/26/18 at 1:34 pm to
quote:

No such thing unless there is an exp date


If they close the account there is.

Most checks state a expiration typically 180 days. I would call the administrator and verify or just deposit and see if it clears.
Posted by ellishughtiger
70118
Member since Jul 2004
21182 posts
Posted on 9/26/18 at 1:35 pm to
You’re clear to cash that check unless or an expiration date like another poster said. When my FIL died my wife found a bunch of checks dating back to the early 90’s from his company he never cashed and my wife had no issues depositing the checks. This was in 2014
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
37225 posts
Posted on 9/26/18 at 1:36 pm to
Check and see if it's in unclaimed property with the state. You'll get interest.
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
43145 posts
Posted on 9/26/18 at 1:36 pm to
quote:

Don't think that it would have been escheated yet.


It really comes down to fungibility.
Posted by StupidBinder
Jawja
Member since Oct 2017
6392 posts
Posted on 9/26/18 at 1:37 pm to
My guess is that the hospitals bank would honor it if you deposited it.

If you wanted to be nice, you could call the hospitals bookkeeping dept to make sure it won’t cause some kind of reconciliation issue, but aside from that, I’d say deposit it and see what happens.
Posted by WhiskeyThrottle
Weatherford Tx
Member since Nov 2017
6964 posts
Posted on 9/26/18 at 1:48 pm to
I think banks won't take checks after something like 6 months usually.

The hospital may or may not re-write you a check willingly. They probably wrote it off as a good guy.
Posted by TigerSaintCubSox
New Orleans
Member since Aug 2018
21 posts
Posted on 9/26/18 at 1:50 pm to
Most banks will not cash checks over 6 months old.
Posted by yellowfin
Coastal Bar
Member since May 2006
98767 posts
Posted on 9/26/18 at 1:51 pm to
They probably already sent it to unclaimed property
Posted by StupidBinder
Jawja
Member since Oct 2017
6392 posts
Posted on 9/26/18 at 2:10 pm to
quote:

good guy


I used to work in FP&A...man does that term bring back memories.
Posted by DeafJam73
Baton Rouge
Member since Sep 2010
19122 posts
Posted on 9/26/18 at 2:13 pm to
I cashed a pay check for a summer camp that I worked at least a year prior to me finding it in my desk. It’s probably still good.
Posted by RobbBobb
Member since Feb 2007
33408 posts
Posted on 9/26/18 at 3:18 pm to
Don't be stupid!

No bank is going to take a check from an 18 month old baby!
Posted by tss22h8
30.4 N 90.9 W
Member since Jan 2007
18791 posts
Posted on 9/26/18 at 4:56 pm to
Most banks have a 90-day policy on checks. It's called "stale dating."
Posted by Giantkiller
the internet.
Member since Sep 2007
24608 posts
Posted on 9/26/18 at 5:28 pm to
You're gonna put the hospital out of business. It's like that episode of Seinfeld where Jerry cashed all of his Nana's old birthday checks and put her in debt.
first pageprev pagePage 1 of 2Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram