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So how much after taxes a month do you need to live pretty much like you like
Posted on 8/23/18 at 8:51 pm
Posted on 8/23/18 at 8:51 pm
including mortgage, etc. My retired brother (triple dipper retirement) has about $7500. mo net income and saves about $2500. Home pd for but I don't know how he does it. Just the wife and I and both retired and we can't come close to that. Course we have a $2K mortgage on a place.
Posted on 8/23/18 at 8:55 pm to jimdog
How much are you spending on healthcare/insurance?
How much are you spending on car notes/insurance?
How much are you spending on credit cards (groceries, gas, entertainment)?
How much are you spending on car notes/insurance?
How much are you spending on credit cards (groceries, gas, entertainment)?
Posted on 8/23/18 at 8:56 pm to jimdog
You don't how someone gets by on $5k a month after expenses?
Posted on 8/23/18 at 8:58 pm to jimdog
I just go downtown and rob the drug dealers.
Posted on 8/23/18 at 8:58 pm to jimdog
quote:
including mortgage, etc. My retired brother (triple dipper retirement) has about $7500. mo net income and saves about $2500. Home pd for but I don't know how he does it. Just the wife and I and both retired and we can't come close to that. Course we have a $2K mortgage on a place.
I don’t have a budget. I know I spend at least 10k between bills and bullshite each month.
Wife spends $2500 for mortgage and the rest of the bills. I have $500 a month in bills for car insurance, gym, and home alarm. I pay $1000 a month for my F-250 and about 5k a month for hunting, fishing, drinking eating out, and other random shite.
This post was edited on 8/23/18 at 9:04 pm
Posted on 8/23/18 at 9:22 pm to jimdog
I take home about $2100/mo and am pretty content. I don’t have extravagant tastes. I enjoy the simple things in life. My car is paid for and my rent is about $400/month. I take zero government assistance. I treat myself to a medium priced toy(~$200) every so often. I don’t keep a budget and I still have what I consider a comfortable cushion in my bank account.
Posted on 8/23/18 at 10:55 pm to jimdog
About 14k. I have about $10k a month in spending money though.
Posted on 8/23/18 at 10:57 pm to jimdog
I could do it on about 3k a month and still have some spending money
Posted on 8/23/18 at 11:05 pm to jimdog
20k total after taxes. But out of that has to come bills and expenses. 4K/month mortgage is killer tho
Posted on 8/23/18 at 11:13 pm to jimdog
5k after taxes is all I need.
Posted on 8/24/18 at 12:54 am to jimdog
So, you're asking how much I make?
Posted on 8/24/18 at 3:12 am to jimdog
Around $12,500/mo. is my tipping point. Around $2,500/mo. is “spending money” after all bills/routine expenses are paid. Less than that and my lifestyle changes.
This post was edited on 8/24/18 at 3:14 am
Posted on 8/24/18 at 5:19 am to jimdog
2500 is easily enough to live on a month.
This post was edited on 8/24/18 at 5:40 am
Posted on 8/24/18 at 6:22 am to jimdog
Our basic budget including two daycare payments is ~$4800. We’re lucky to not have any car payments or other debt.
Once my wife goes back to work in November after spending time with the baby, our monthly income after taxes will be $7000.
Once my wife goes back to work in November after spending time with the baby, our monthly income after taxes will be $7000.
Posted on 8/24/18 at 6:23 am to jimdog
i could live on minimum wage if i wanted without going in to debt. to do what i want? 3500 after taxes.
Posted on 8/24/18 at 6:25 am to jimdog
quote:
Just the wife and I and both retired and we can't come close to that.
quote:
Course we have a $2K mortgage on a place.
I found your reason why.
Posted on 8/24/18 at 6:44 am to jimdog
I just ran my budget numbers last night.
About 1/3 of my take home pay covers all of my necessities each month. The remaining 2/3 goes to savings and fun.
About 1/3 of my take home pay covers all of my necessities each month. The remaining 2/3 goes to savings and fun.
Posted on 8/24/18 at 7:46 am to jimdog
More is always better but I don’t need a lot.
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