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re: Louisiana Workers Comp Questions

Posted on 1/30/18 at 2:00 pm to
Posted by stout
Smoking Crack with Hunter Biden
Member since Sep 2006
167900 posts
Posted on 1/30/18 at 2:00 pm to
quote:

Any other tips on dealing with a Workers Comp injury?




If you try to sue they will starve you back to work
Posted by Chad504boy
4 posts
Member since Feb 2005
167137 posts
Posted on 1/30/18 at 2:01 pm to
quote:

A refusal to take a drug test is deemed a failed drug test with most companies, especially in construction.

Also, drug tests are not just required by most construction facilities (industrial), they ARE a requirement for insurance. Hence why often you will see CEO's, the owners, and directors being required to take them also. The insurance provider requires them on X% of employees at X intervals, and upon hiring.

Ignoring WC for a minute, refusing the drug test may not affect WC, but the companies insurance provider for the umbrella or future lawsuit /settlement, will deem the refusal as a failure and use that in court to fight any payments.


they need an employee signature on a consent form. love you how go rumbling into umbrella providers and what nots.
Posted by 50_Tiger
Dallas TX
Member since Jan 2016
40346 posts
Posted on 1/30/18 at 2:02 pm to
quote:

Chad504boy


Have you not been part of a proper onboarding procedure with an established company?
Posted by The Rodfather
I'm not really sure?
Member since Nov 2008
3941 posts
Posted on 1/30/18 at 2:04 pm to
quote:

love you how go rumbling


speaking of "rumbling"

It is almost a guarantee that if this guy was working for an industrial construction company (sounds like he was), they have a policy and program that he agreed to or signed off on when he hired on.

I was just trying to clarify that the drug test may not mean anything to his WC claims (or it might), but if he decides to actually go after a lawsuit, the drug test could mean everything.
Posted by Chad504boy
4 posts
Member since Feb 2005
167137 posts
Posted on 1/30/18 at 2:05 pm to
yes like 13 times. i onboarded the other day actually.
Posted by 50_Tiger
Dallas TX
Member since Jan 2016
40346 posts
Posted on 1/30/18 at 2:06 pm to
quote:

yes like 13 times. i onboarded the other day actually.


Good grief baw you work in IT?
Posted by More beer please
Member since Feb 2010
45146 posts
Posted on 1/30/18 at 2:15 pm to
quote:

They need an employee signature on a consent form.


Nope
Posted by doublecutter
Hear & Their
Member since Oct 2003
6617 posts
Posted on 1/30/18 at 2:16 pm to
Thanks for the responses.

A drug test is no problem for me.

This is a small company with 5 total employees, so there is not a HR Dept.

I know when I tell the owner I want to file a WC claim, he's going to blow a gasket. But he blows a gasket about a lot of things.

But I can hardly walk without pain, and it's almost impossible for me to go up stairs without a stabbing pain whenever I step up.
Posted by 50_Tiger
Dallas TX
Member since Jan 2016
40346 posts
Posted on 1/30/18 at 2:17 pm to
quote:

A drug test is no problem for me.


Then you are good to go. But you need to file sooner rather than later. Makes life much easier for you.
Posted by Chad504boy
4 posts
Member since Feb 2005
167137 posts
Posted on 1/30/18 at 2:20 pm to
quote:


This is a small company with 5 total employees, so there is not a HR Dept.


Chad Wins Yet Again.

Posted by LSUfreak1459
Member since Feb 2008
874 posts
Posted on 1/30/18 at 2:38 pm to
I deal with this all too often. I am the HR and Safety department at my work. Just tell your employer what happened. They will need to get a written statement from you and your coworker. They will submit all the paperwork to WC. At which point, since its lost time, a 3rd party will investigate. They will take your statement and talk to your employer and the witness. If things are as you say, there shouldn't be a problem getting your benefits. You should have reported it immediately. This is pretty standard practice. I have my guys tell me even if its a paper cut. No injury is too small to not report immediately. It will raise some questions with the investigator but shouldn't be a problem unless your employer thinks something is fishy then they will look into it further.
In the meantime you can see your Dr. You will just have to get your employer to get them the claim number. Which should take no more than a day after the claim is submitted.
And your Dr won't do Xrays or anything until WC approves it. And they aren't very fast. and MRI's take even longer. Things won't move quickly I can tell you that.
This post was edited on 1/30/18 at 2:45 pm
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
35749 posts
Posted on 1/30/18 at 2:47 pm to
quote:

But I can hardly walk without pain, and it's almost impossible for me to go up stairs without a stabbing pain whenever I step up.


Get one of those Rascal scooters and it will solve both problems.
Posted by Fulwar
Member since Jun 2012
318 posts
Posted on 1/30/18 at 3:45 pm to
I deal with WC a lot too. Like most have said, you need to report it asap, and the doctor (make sure it's your choice) will request treatment through 1010 form (MRI, PT, or X-ray). If it's serious, your doctor will refer you to an ortho, which will also have to be requested on a 1010 and approved by comp insurer.

Its an arduous process, but needed if you have serious enough injuries. And in some cases, your private insurance will refuse to pay for treatment if it's documented to be a work accident.
Posted by Jim Rockford
Member since May 2011
98746 posts
Posted on 1/30/18 at 3:54 pm to
quote:

Construction Accidents – While these claims are sometimes limited to workers compensation, if your accident was caused by malice, egregious negligence, or a party other than your employer or a coworker, you can seek comprehensive compensation through a personal injury lawsuit.
LINK
Posted by Miketheseventh
Member since Dec 2017
5895 posts
Posted on 1/30/18 at 4:21 pm to
That’s not true. If you refuse it could be grounds for termination. Any company with more than a few employees follows these standards. Larger companies have a shitload of attorneys waiting for something to do.
Posted by TigerGman
Center of the Universe
Member since Sep 2006
11351 posts
Posted on 1/30/18 at 6:01 pm to
quote:

umm... usually employer's have to have employees sign off on this. not just a mandatory across the board type thing.



Not on Comp claim. It's automatic.
Posted by cgrand
HAMMOND
Member since Oct 2009
39251 posts
Posted on 1/30/18 at 6:10 pm to
quote:

This is a small company with 5 total employees, so there is not a HR Dept.

I know when I tell the owner I want to file a WC claim, he's going to blow a gasket. But he blows a gasket about a lot of things.


i own a company with less than 10 employees...if you were one of mine, and you filed a WC claim without talking to me first, i would find a way to fire you at a later date and in the meantime, i would make your life a living hell (within the law of course)

your WC claim for a small company like that will cost thousands and will drive up his EMOD to the point where he might lose work

before you call me a dick, here is how i would handle it:

1) send you to the doctor
2) reimburse you for reasonable medical expenses
3) put you on light duty at full pay

Posted by tigersbb
Member since Oct 2012
10443 posts
Posted on 1/30/18 at 7:06 pm to
quote:

Ignoring WC for a minute, refusing the drug test may not affect WC, but the companies insurance provider for the umbrella or future lawsuit /settlement, will deem the refusal as a failure and use that in court to fight any payments.


Wrong. His sole remedy vs the employer is workers compensation. Now if he can attribute negligence to another party for leaving the debris strewn on the ground he may be able to pursue an action in tort. The WC carrier would have the right to intervene into the third party claim to subrogate for the payments they make.
Posted by doublecutter
Hear & Their
Member since Oct 2003
6617 posts
Posted on 1/30/18 at 7:08 pm to
quote:

before you call me a dick, here is how i would handle it: 

1) send you to the doctor 
2) reimburse you for reasonable medical expenses 
3) put you on light duty at full pay 


I would be happy if he handled it this way. But he wouldnt. He is the kind of guy where I would have to force him to do anything. Including hiring an attorney. The accident took place on the premises of a well known, high visibility NOLA institution. I'm pretty sure I could contact their construction project office and they would force him to do the right thing.
Posted by udtiger
Over your left shoulder
Member since Nov 2006
99845 posts
Posted on 1/30/18 at 7:09 pm to
quote:

It’s actually 14 days


Used to be 6 weeks
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