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Started By
Message
re: My debit card # was stolen/hacked/copied. Ask me how I know?
Posted on 5/16/17 at 9:23 am to tiddlesmcdiddles
Posted on 5/16/17 at 9:23 am to tiddlesmcdiddles
quote:
I've had so many fraud charges on my Chase card, I will never use them again.
Fraud can happen at any bank. One thing big banks are very good at is handling fraud for their customers.
Fraudulent transactions at a small bank can be a long nightmare process
0
Posted on 5/16/17 at 9:25 am to upgrayedd
quote:
Should be easy to find, but they probably have the bill in one of their kids' names.
Or the perp may have been shuttin up da mouf of da baby mama dat dun be's talkin shi bout him.... So may be harder to catch the perp than understand what I just typed out
Posted on 5/16/17 at 10:19 am to ForeverLSU02
Not a monument, not their problem.
Posted on 5/16/17 at 10:23 am to Pecker
quote:
Who the hell still uses a debit card for everyday purchases?
Lots of people. The only really good reason for not doing so is missing out on rewards.
Posted on 5/16/17 at 10:27 am to LSUsmartass
We had our account hacked this weekend as well. I don't even know how they caught it since all the charges were within an hour of our home (Houston metro area). Easily could have been us. But I guess they caught on to the randomness. Half of them were credited before we even knew. The others were still processing. It's not difficult for the bank to determine when it's fraud.
Posted on 5/16/17 at 10:28 am to The Mick
quote:
Sadly, no one's doing shite about a few $50 purchases. Seems if they paid their energy bill it would be an easy bust but nah..
yes they will. If he's still in possession of the card then it's likely the card number was obtained at a gas pump or something. It's also highly likely that this person either bought the fake card number or has a bunch of other cards. If it's the former, the police will be very interested in finding the origin. If it's the latter, the charges most likely total enough for it to be a felony. How stupid can someone be to pay a bill with a stolen credit card?
Posted on 5/16/17 at 10:31 am to Loungefly85
Make a police report. BRPD will put it's best detectives on the case and you'll get justice.
Posted on 5/16/17 at 10:32 am to MLCLyons
quote:
the card number was obtained at a gas pump or something
this is how a lot of it happens. skimming devices are all over the gas station pumps nowadays, and i can guarantee you an attendant doesn't give a crap to check.
Posted on 5/16/17 at 10:33 am to Homesick Tiger
Congrats man, we are all proud of your cash only habits
Posted on 5/16/17 at 10:54 am to Loungefly85
My account was locked from someone trying too many times
Posted on 5/16/17 at 11:10 am to Loungefly85
That's what you get for using your debit card 
Posted on 5/16/17 at 11:14 am to LSUsmartass
quote:
You were very very very lucky to get purchases reimbursed on a debit card.
Why?
Someone stole my number and booked a room at the Bellagio and a flight on Korean Air. Bank reimbursed my money by the next day.
Posted on 5/16/17 at 11:16 am to Pecker
Lol no
Posted on 5/16/17 at 11:17 am to Loungefly85
I've always had money refunded to my debit card when I noticed discrepancies
Same with credit card
Same with credit card
Posted on 5/16/17 at 11:20 am to Loungefly85
Only an idiot would use a debit card
Posted on 5/16/17 at 11:24 am to Loungefly85
quote:
. I'm wondering if there is any action further I can take to get the person responsible.
Nothing else for you to do. I think it is up to Chase at this point. Once they give you your money back, technically Chase becomes the "victim." I doubt they will go after the guy over a couple of hundred bucks; much easier for them to write it off.
Posted on 5/16/17 at 11:28 am to Loungefly85
Hope they get gonorrhea baw
Posted on 5/16/17 at 11:30 am to Loungefly85
If you know who did it, and decide to press charges, the police will pursue it.
Posted on 5/16/17 at 11:32 am to 1999
quote:
Don't use debit cards for every day purchases and sure as hell don't shop online with it. I only use my debit card for occasional ATM withdrawals. It's better to have your credit card compromised than bank account funds tied to your debit card. Also you are missing out on cash back/miles from cc rewards.
Not to mention your credit cards are insured, debit cards typically are not. I've been hit a few times and only use my credit card for purchases and my debit card only on indoor ATM machines now.
I've had Bank of America overturn fraudulent charges on an ATM card once which were clearly fraud as there were charges showing up in multiple countries at the same time.
Most banks put a time limit on how long you have to report the fraud on a debit card.
Posted on 5/16/17 at 11:38 am to Loungefly85
My entergy bill is usually $38. Electricity and gas
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