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Started By
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How much to spend on engagement ring?
Posted on 6/22/16 at 11:56 am
Posted on 6/22/16 at 11:56 am
First time buyer, I'm no OT Baller... yet. The average spent on a ring is just under $5k, even while men and women both say an approriate amount is far less.
It also seems that friends and coworkers easily share their jewelry guys and the size of their stones, but seem to forget details when asked for a ballpark of what they paid.
My first ever question for Money Talk: what is a realistic amount to pay for an engagement ring with around a 1.0ct diamond?
It also seems that friends and coworkers easily share their jewelry guys and the size of their stones, but seem to forget details when asked for a ballpark of what they paid.
My first ever question for Money Talk: what is a realistic amount to pay for an engagement ring with around a 1.0ct diamond?
27
Posted on 6/22/16 at 11:59 am to blizzle
Posted on 6/22/16 at 12:14 pm to Box Geauxrilla
ha, $18k it is! thx for the help (other opinions will also be appreciated)
Posted on 6/22/16 at 12:15 pm to blizzle
What I chose, ended up equaling about 3 months net take home pay. After taxes, HSA, 401k, deductions, etc. Wasn't really planned that way, but that's where I ended up. This equaled roughly 2 months gross salary FWIW.
Decide what size you want and value shop from there. Cut was very important to me after carat was decided on.
Visit Ms. Doris at Anton's. She'll treat you right and help you find value.
Decide what size you want and value shop from there. Cut was very important to me after carat was decided on.
Visit Ms. Doris at Anton's. She'll treat you right and help you find value.
Posted on 6/22/16 at 12:15 pm to blizzle
The problem is that you can say a 1.0 ct diamond, but what grade is it? There are vastly different qualities and cuts of 1.0 ct diamonds.
Further, are you taking about a solitaire diamond, or something that has a nice setting around it?
I would comparison shop. This is a huge decision. I would definetly stay away from the mall stores, and probably away from the chains as well.
Go talk to several local jewelers.
I bought mine for my wife 11 years ago. I bought it from a local jeweler who I was referred to by a friend. I spent 2K on it, at a time where my salary was around 45K (I was fresh out of college).
Further, are you taking about a solitaire diamond, or something that has a nice setting around it?
I would comparison shop. This is a huge decision. I would definetly stay away from the mall stores, and probably away from the chains as well.
Go talk to several local jewelers.
I bought mine for my wife 11 years ago. I bought it from a local jeweler who I was referred to by a friend. I spent 2K on it, at a time where my salary was around 45K (I was fresh out of college).
Posted on 6/22/16 at 12:21 pm to LSUFanHouston
Smaller stone, better color and clarity all day everyday. Stay away from the chain stores. Find a reputable sole proprietor and shop out of his inventory of loose stones. Chances are the mount won't cost much more.
Posted on 6/22/16 at 12:28 pm to iknowmorethanyou
Buy her what you can afford without breaking the bank, if its not enough for her, you should consider leaving her because she clearly wants more than you can afford in life. Thats just honest advice.
Posted on 6/22/16 at 12:32 pm to blizzle
go high quality and smaller size for best value. A smaller nearly perfect diamond will reflect better than that big cloudy rock some women wear.
look at Tiffany's you might be surprised at price and they don't go below a certain quality of diamond.
look at Tiffany's you might be surprised at price and they don't go below a certain quality of diamond.
Posted on 6/22/16 at 12:44 pm to blizzle
Just give her her grandmother's ring. That's what I did. $0.
Posted on 6/22/16 at 12:44 pm to blizzle
PriceScope Diamond Forums Go here and study up, learn what is important in a diamond and what is not to get the best bang for your dollar.
Posted on 6/22/16 at 12:44 pm to Bob Sacamano
From what I could tell GIA certification is the most consistent/strict. With that in mind, here are some suggestions
-Recommend looking at GIA certified diamonds, they seem to be most consistent/strict grading (higher likelihood of quality)
-GIA Color I at a minimum (H preferred). Best Value wise and wife's GIA I color is colorless in 99.9% of lighting. You could give your SO a 5 carat diamond but if it is yellow people will laugh
- Look at carat weights that are an "in between" such as .9 vs 1 or 1.4 vs 1.5. Big savings and you can always just round up and say "Should be a 1.5"
- Once you chose your "cut" quality, choose the largest table% in that cut. Table% tells if the diamond face appears larger (making the diamond look bigger). Just understand that too high table% loses all light reflection
- Clarity - You want something that is EYE CLEAN. Some imperfections cause downgrades but are completely invisible to the naked eye.
-Recommend looking at GIA certified diamonds, they seem to be most consistent/strict grading (higher likelihood of quality)
-GIA Color I at a minimum (H preferred). Best Value wise and wife's GIA I color is colorless in 99.9% of lighting. You could give your SO a 5 carat diamond but if it is yellow people will laugh
- Look at carat weights that are an "in between" such as .9 vs 1 or 1.4 vs 1.5. Big savings and you can always just round up and say "Should be a 1.5"
- Once you chose your "cut" quality, choose the largest table% in that cut. Table% tells if the diamond face appears larger (making the diamond look bigger). Just understand that too high table% loses all light reflection
- Clarity - You want something that is EYE CLEAN. Some imperfections cause downgrades but are completely invisible to the naked eye.
This post was edited on 6/22/16 at 12:48 pm
Posted on 6/22/16 at 12:48 pm to blizzle
Bluenile.com or IdoNowIDont.com
Posted on 6/22/16 at 12:49 pm to LSUengineer12
Did the same. She loves her grandmother's ring. Spent the money on the house instead.
Three months salary on a ring would be insane. Must've been fricking marketers that came up with that noise.
Three months salary on a ring would be insane. Must've been fricking marketers that came up with that noise.
Posted on 6/22/16 at 12:57 pm to blizzle
quote:
what is a realistic amount to pay for an engagement ring with around a 1.0ct diamond?
Depends on the cut, clarity, etc. You can buy a really shitty 1ct diamond for $1000, or you could spend significantly more for a good one.
Posted on 6/22/16 at 1:00 pm to blizzle
Find out if she even wants an engagement ring. She might prefer a trip to Paris.
Posted on 6/22/16 at 1:10 pm to blizzle
Bought one around 12 years ago, 0.8 carat but high quality and color. Nice gold setting that my now wife picked out. I believe it was around $2,700, but gold was near a 40 year low at the time, so it would probably be more expensive now. She's never been disappointed with it, but be aware, you'll probably be in for some diamond earrings around year 8.
Posted on 6/22/16 at 1:16 pm to blizzle
Spent $1700 on ours 15 years ago. Never got the reason for people blowing a fortune on this item.
Posted on 6/22/16 at 1:32 pm to notiger1997
What's that, about $2,500 today? Not bad.
I paid significantly more, but it's all about what you're comfortable with and can afford.
Everyone has a subjective opinion on what "dumb" shite people buy, but really it's only dumb if you're putting yourself in trouble financially.
I paid significantly more, but it's all about what you're comfortable with and can afford.
Everyone has a subjective opinion on what "dumb" shite people buy, but really it's only dumb if you're putting yourself in trouble financially.
Posted on 6/22/16 at 1:34 pm to Teddy Ruxpin
quote:
but it's all about what you're comfortable with and can afford.
this
no one can really answer this question for the OP
you should know what you can reasonably afford and what you cannot
This post was edited on 6/22/16 at 1:34 pm
Posted on 6/22/16 at 1:39 pm to Salmon
I would buy whatever you think she would be happy with. If you know that she would want a bigger ring than you can afford, then I would just hold off a little longer. If she is not materialistic and would be happy with a smaller one, then get the smaller one. If you stay away from the big stores, you can get a lot better ring for a cheaper price.
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