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Message
re: How much do you pay for health insurance?
Posted on 2/12/16 at 7:36 am to ChunkyLover54
Posted on 2/12/16 at 7:36 am to ChunkyLover54
I know several people that paid for insurance through healthcare.gov last year with the help of subsidies that no longer qualify for it because most employers have to offer it or pay a fine. If the employer plan meets the standards of the federal government then you probably aren't going to qualify those subsidies anymore. These people are now stuck because they can't afford either policy and now they get to pay a penalty at the end of the year, all the while with no insurance.
0
Posted on 2/12/16 at 7:38 am to GetCocky11
quote:
is that you'll never actually be able to use your health insurance unless you get in a head on collision or something.
It is pretty much major medical. I had my knee scoped in October which hit my deductible so I scheduled my colonoscopy in November to take advantage. So I feel like Santa Claus gave me a free colonoscopy for Christmas.
Posted on 2/12/16 at 7:42 am to ChunkyLover54
isn't blue cross about 80 dollars a month?
and health insurance is nothing but a racket...
and health insurance is nothing but a racket...
This post was edited on 2/12/16 at 7:47 am
Posted on 2/12/16 at 7:43 am to Martini
Colonoscopy wasn't covered under preventative? Mine was free because of that
Posted on 2/12/16 at 7:57 am to ChunkyLover54
I pay $140 a month through my employer. It used to be $60 through my last employer :/
My parents own a business and they bought obamacare. They pay $1200 a month for 3. The deductable is $13000. Pretty fricking ridiculous
My parents own a business and they bought obamacare. They pay $1200 a month for 3. The deductable is $13000. Pretty fricking ridiculous
Posted on 2/12/16 at 8:03 am to 337tigergirl
It's insane. Basic healthcare can cost the same as a mortgage
Posted on 2/12/16 at 8:04 am to retired trucker
You again?? Please explain how health insurance is a racket?
Posted on 2/12/16 at 8:07 am to DownshiftAndFloorIt
quote:
Mother fricker.
I would be living in a garbage can if I had to pay that.
It guts me to cut that check every month, and as you can see, others have it worse than I do.
Posted on 2/12/16 at 8:10 am to ChunkyLover54
It has become absolutely absurd. My wife's job is being changed from full time to part time because of health insurance costs. So now we have to change plans. Going to cost around $700 a month plus the decrease in her income. Thanks Obama!
Posted on 2/12/16 at 8:36 am to ChunkyLover54
I pay $550/month
Family Coverage
$1000 deductible
$3000 max out of pocket
With 3 kids (5,13,16)
I am way ahead considering my last child had a 28 day NICU stay totaling almost $500k for all bills and I only had to pay $4000.
ETA: THis includes vision and dental
Family Coverage
$1000 deductible
$3000 max out of pocket
With 3 kids (5,13,16)
I am way ahead considering my last child had a 28 day NICU stay totaling almost $500k for all bills and I only had to pay $4000.
ETA: THis includes vision and dental
This post was edited on 2/12/16 at 8:39 am
Posted on 2/12/16 at 8:40 am to ThatsAFactJack
Individual policy
Family of 5
5600 ded (everything goes to this one ded)
80/20 once ded met
$850 per month.
We are grandfathered in which I still don't know exactly what it protects us from but if we change anything at all (ded, coins) we lose the gf status. Can't afford much more.
And it IS higher than our house note.
Family of 5
5600 ded (everything goes to this one ded)
80/20 once ded met
$850 per month.
We are grandfathered in which I still don't know exactly what it protects us from but if we change anything at all (ded, coins) we lose the gf status. Can't afford much more.
And it IS higher than our house note.
Posted on 2/12/16 at 8:44 am to ChunkyLover54
$250/month. Family of 5. No deductible. He should go work at Walmart for the insurance.
Posted on 2/12/16 at 10:33 am to Rockbrc
That's WAY more than my mortgage payment on a nice house.
now I feel really bad for complaining about my job earlier this week. That's HORRIBLE. How are y'all supporting those ignorantly high premiums? And then you've still got to keep at least $5k on the side to support the deductible. That would set my entire life back to zero and I'd probably come out ahead being unemployed and homeless.
Posted on 2/12/16 at 10:35 am to StealthCalais11
quote:Thinking about dropping my plan and using the VA for everything.
Too fricking much.
Posted on 2/12/16 at 11:15 am to ChunkyLover54
25 a week
Includes health, dental and vision for my family of 4, also a $50k life insurance policy on me
Includes health, dental and vision for my family of 4, also a $50k life insurance policy on me
Posted on 2/12/16 at 11:57 am to ChunkyLover54
$464 per month total cost. My portion is $55 per month. BCBS high deductible $2000 single/$4000 family but I only cover myself.
Posted on 2/12/16 at 12:01 pm to ChunkyLover54
260 a month through my employer. BCBS with no deductible. My wife pays for a few add ons through her job on the cheap. Not a bad deal for a family of four.
Posted on 2/12/16 at 8:14 pm to Iron Lion
$360/month for UHC family coverage, which includes medical & dental
Posted on 2/12/16 at 8:18 pm to SmellslikeKevinBacon
quote:
Went from paying $630 a month to $1000 a month for a POS plan
I'm going to guess you don't mean Point of Service.
Posted on 2/12/16 at 8:20 pm to ChunkyLover54
Bout $115k/yr counting employees.
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