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Started By
Message
Circling sharks: Question for bank people
Posted on 2/17/15 at 1:51 pm
Posted on 2/17/15 at 1:51 pm
I deposited a large check this morning and suddenly there's a personal banker, his boss and someone else at my side to offer their "services." This before I even left the teller counter.
Is this s.o.p. at the average bank?
Is this s.o.p. at the average bank?
17
Posted on 2/17/15 at 1:53 pm to TigerPanzer
Posted on 2/17/15 at 1:53 pm to TigerPanzer
after big settlements, i sent my clients directly to teh financial planners
Posted on 2/17/15 at 1:53 pm to TigerPanzer
How big of a check?
They may have been deciding if they were going to put a hold on the deposit or not, depending on a few different factors. (How much is in your acct, how much the check was for, what bank the check was drawn on, etc.)
ETA: just reread it, no telling.
They may have been deciding if they were going to put a hold on the deposit or not, depending on a few different factors. (How much is in your acct, how much the check was for, what bank the check was drawn on, etc.)
ETA: just reread it, no telling.
This post was edited on 2/17/15 at 1:55 pm
Posted on 2/17/15 at 1:54 pm to TigerPanzer
Tell them to F off.
Posted on 2/17/15 at 1:55 pm to TigerPanzer
California is the place you oughta be
Posted on 2/17/15 at 1:56 pm to TigerPanzer
Did you politely decline their services and rush out to your car to post this?
Apparently it's your first large check.
Apparently it's your first large check.
Posted on 2/17/15 at 1:57 pm to TigerPanzer
Are you a black single mother from N.C.?
Posted on 2/17/15 at 1:58 pm to TigerPanzer
quote:
Is this s.o.p. at the average bank?
Nowadays, yes. At least at the one I work with.
The idea is "relationship integration". The retail folks (tellers, personal bankers) are supposed to be able to recognize "sales" opportunities and communicate them to wealth mgmt, commercial/small business lending, insurance, etc.
This post was edited on 2/17/15 at 1:59 pm
Posted on 2/17/15 at 2:08 pm to TigerPanzer
quote:
Is this s.o.p. at the average bank?
Yes it is and I'm guessing you were at a Wells Fargo.
Posted on 2/17/15 at 2:18 pm to TigerPanzer
quote:
bank
Problem #1. Credit Union dude.
Posted on 2/17/15 at 4:09 pm to TigerPanzer
No.
It must be a very small bank or a very small town.
It must be a very small bank or a very small town.
Posted on 2/17/15 at 4:54 pm to TigerPanzer
You just had a SAR filed... Good luck with your audit in a few years
Posted on 2/17/15 at 5:02 pm to TigerPanzer
Must be the beneficiary of a life insurance policy. Sorry for your loss.
Posted on 2/17/15 at 6:49 pm to TigerPanzer
That's pretty typical. Last time I made a deposit at Wells Fargo, the private banker offered to blow me if I opened up a HELOC.
I politely declined the blow job and the HELOC, but then she showed up on tinder and I swiped right.
I politely declined the blow job and the HELOC, but then she showed up on tinder and I swiped right.
Posted on 2/17/15 at 7:05 pm to TigerPanzer
I deposited "250 big ones" and my head spun around.
Posted on 2/17/15 at 8:06 pm to TigerPanzer
Often times I make a big drop after doing a show; I'll have this happen especially if it's not at my "home" bank. Of course I'm normally coming in after being up all night looking like a scrub so it may not be for the monetary value of the check but they may be questioning it's authenticity/legitimacy.
Posted on 2/17/15 at 8:18 pm to TigerPanzer
Have you ever even looked at what the FDIC insures on your account? If you are depositing that much money and don't know you are either full of shite or an idiot.
This post was edited on 2/17/15 at 8:20 pm
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