What tricks do you use to spend less money?

Hahahaha that is good

I did have to tell my wife to rein in spending last month, and she has done pretty well. She will certainly regress over time

I saved a lot over the years by paying my first car loan off early and telling myself I'd pay cash for next ride. That caused me to slow my roll whenever I started to get car fever. That lump sum was real $ to me rather than a manageable monthly payment I wouldn't really miss. This discipline worked better for me in long run than a bit of interest rate arbitrage. We have begun taking out low interest debt for big purchases now that we are semi retired, exceeded financial goals, and have built decades of spending discipline.
Excessive car purchases are one of the biggest financial mistakes most Americans make keeping them from accumulating wealth and this inadvertently helped me from falling in that trap.

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burgers or sandwiches, we share drinks as a family

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Yes, the wife and I never get drinks at fast food places.....we bring it home and drink water.

Yes, on introductory subscription offers, I'll put a reminder on my phone to cancel before the period ends. Can remember15 years ago getting $1 hamburgers for me and my three boys at McDonalds and total meal cost around $7!

Eat out less!! I see some guys eating out twice a day. I never had a problem brown-bagging it.

Don't have a car note. I've actually never had a new vehiclde and never a car loan.

If you can be very responsible with a credit card, get an Amazon card for your purchases there for a 5% giveback for Prime membersw=, a Walmart card for 5% there with Walmart+ subscription, and a cashback card for everything else. Have had 2% cards for years and just got a 3% card from Robinhood.

This may sound oxymoronic, but if you're a Christian, make sure you are tithing. God won't be outgiven, and if you're doing it with faith and the right motives, He will bless you in ways that you can't imagine. I've personally experienced this for 50+ years.

Catch your shower water and use it in the toilet for flushing.

You'll be a millionaire in no time

Buy majority of high margin items at Costco. Things like clothes and medication are money makers at other stores

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Buy majority of high margin items at Costco.

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This and load up on items that are on sale. Flank steak was 25% off at Sam’s a couple of weeks ago so I bought 4.

It’s hard to save money these days other than doing or buying less.

I’ve also been selling and buying on marketplace a lot more than I used to. Sold an old table for $150 that I would have just donated a few years ago. And scooped a lawn mower that just needed a new wheel for $80 instead if paying $350 or $400 for a new one.

Simply staying in on the weekend to catch up around the house/on projects saves a ton of money. Reducing eating out is huge. Youtube is my tv so I save on subscriptions. Workout at home with minimal equipment. As a man it’s not hard to plan a wardrobe you can mix/match and get lots of looks with minimal clothing spend.

Personally I think many of these things are just short-term fixes, though. The real solution is to use as much of your time as possible to maximize earning, build momentum, and then grow into being able to afford the lifestyle you want. You need to make a career/investment growth plan and pursue it relentlessly.

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Only use a debit card. No credit cards allowed.

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That is horrible advice

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That is horrible advice

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It's standard Dave Ramsey advice. It stops you from spending money that you don't have. For most people, it's not information that is the problem. It's discipline. This is a discipline play.

For those of us who have discipline, by all means, use a credit card. The OP was looking for a "hack". There ya go. Don't like it, email Dave Ramsey.