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Should a general finance course be required for all high school students?
Posted on 3/27/26 at 8:18 am
Posted on 3/27/26 at 8:18 am
Teaching them the basics 101 of money management.
52
Posted on 3/27/26 at 8:19 am to PSS101
hell yes!
And all colleges should require this as well.
Much more important than one or two years of Spanish.
And all colleges should require this as well.
Much more important than one or two years of Spanish.
This post was edited on 3/27/26 at 8:20 am
Posted on 3/27/26 at 8:20 am to PSS101
Isn't it already?
Posted on 3/27/26 at 8:23 am to PSS101
Financial literacy course is already a requirement for graduation in Kentucky. As well as passing a civics test.
Posted on 3/27/26 at 8:23 am to PSS101
The downside is you have cogs in the dysfunctional big government money wasting machine doing the teaching.
Posted on 3/27/26 at 8:23 am to SallysHuman
Started this year in LA
Posted on 3/27/26 at 8:23 am to PSS101
Yes. Basic adulting finance 101 should be standard. How to setup and use checking/savings accounts. How credit cards and credit in general work. What is a credit score and why is it important. How mortgages and car loans work. How to pay bills. Investing basics like different types of accounts and how to open.
Posted on 3/27/26 at 8:26 am to PSS101
Back when I was in HS (the stone ages of the '80s), there was an elective course called Business Math or Math for Daily Living which focused on the basics: balancing a checkbook (which nobody really does anymore), figuring interest, credits and debits, budgets, etc.
It helped me farther down the line when I was responsible for P & L lines (controllable / non-controllable expenses), inventory and what-not. It would be great to have that back again, maybe even as standard curriculum.
It helped me farther down the line when I was responsible for P & L lines (controllable / non-controllable expenses), inventory and what-not. It would be great to have that back again, maybe even as standard curriculum.
Posted on 3/27/26 at 8:26 am to junior
I dont even know why foreign language classes are required. Just so you can know a few words in another language but be far, far away from conversational.
Posted on 3/27/26 at 8:27 am to PSS101
Sure, only if you allow a financial investment individual to come in and teach. Allowing a history/science/math teacher that has an extra spot in their schedule to give instruction on finance is absurd.
Posted on 3/27/26 at 8:27 am to mikie421
quote:
Started this year in LA
Yep, just saw it on Lil' Low's schedule for next year
This post was edited on 3/27/26 at 8:28 am
Posted on 3/27/26 at 8:29 am to PSS101
We had nothing like a money course when I came through school a long time ago.
It should be required, and a part of the curriculum needs to be the effect of interest. It can hurt you badly or help you immensely over time, and kids (and later adults) don’t know enough about it.
The fact that we have 84-month car loans and underutilization of retirement accounts bears that out.
It should be required, and a part of the curriculum needs to be the effect of interest. It can hurt you badly or help you immensely over time, and kids (and later adults) don’t know enough about it.
The fact that we have 84-month car loans and underutilization of retirement accounts bears that out.
This post was edited on 3/27/26 at 8:30 am
Posted on 3/27/26 at 8:32 am to PSS101
quote:
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Teaching them the basics 101 of money management.
It should be part of junior high and high school. With an engineering degree, I still people Corporate Finance is one of the best classes I have ever taken, and I did it as an elective.
Posted on 3/27/26 at 8:34 am to PSS101
quote:
Should a general finance course be required for all high school students?
Yes.
All teens should have a more practical and finance focused version of "Home Economics."
Posted on 3/27/26 at 8:35 am to PSS101
They already teach them how to sign up for WIC SNAP and section8. Finance shminance.
Posted on 3/27/26 at 8:35 am to PSS101
Yes
Posted on 3/27/26 at 8:35 am to PSS101
Yep, and you can include Managing Your Credit in the curriculum.
Posted on 3/27/26 at 8:38 am to PSS101
I am 10000000% in support of it as a longtime car salesman who came face to face with financial illiteracy on a daily basis which made me very sad, but I fear this would face significant resistance from the financial world. It would be very damaging for the various predatory financial structures currently in place. People would be harder to take advantage of and that would be problematic.
Posted on 3/27/26 at 8:40 am to PSS101
It will never happen in our public schools because there is too much money to be made on ignorance in this country at all levels.
And, spoiler alert, it ain't just the inner city kids I'm talking about. Had friends that went to med school. Their first "real" job was their respective residencies. Can't tell you how many started bitching and moaning about what the frick a FICA tax is.
BUT. all those assholes could tell you what the powerhouse of a cell is.
And, spoiler alert, it ain't just the inner city kids I'm talking about. Had friends that went to med school. Their first "real" job was their respective residencies. Can't tell you how many started bitching and moaning about what the frick a FICA tax is.
BUT. all those assholes could tell you what the powerhouse of a cell is.
Posted on 3/27/26 at 8:40 am to PSS101
People know that they are spending more money than they should, but they don't care. Online banking and fixed interest loans make it pretty simple. It's a lifestyle problem, not a money problem.
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