Cost of living?

I remember when poor people were skinny. Today, poor people are obese.

LINK

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Americans ended 2025 more in debt than ever before.

Credit card balances hit a fresh high in the fourth quarter, rising by $44 billion to $1.28 trillion, according to a new report on household debt by the Federal Reserve Bank of New York released Tuesday. That’s a 5.5% jump from a year earlier.

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possibly related

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And drive nice cars.

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Usually a Lexus

It's mainly the people that keep up with the Joneses and finance the absolute maximum cars and housing they can afford. No shite ya felt inflation bad because you had no disposable income to begin with.

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you live in an area infested with govt leeches? are you one?

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No I have been blessed to maintain a good job and be able to provide more than what is needed for my family of 6.

But you could describe large portions of my state as an area infested as you say.

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Maybe it is just me, but in the relatively poor area of Louisiana that I live, everyone seems to be doing just fine.

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We have the fattest, laziest, wealthiest poors in the world.


People need to start learning how to live within their means again.

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you live in an area infested with govt leeches? are you one?

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Leeches have Id or they couldn't leech. So why is voter ID such a controversial issue.

I haven't seen people actually hurting because of the economy since the early 80's. It's just made up bs.

If you don't make enough, you need to make yourself more valuable. Not hard to do at all these days.

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Let's discuss your charts.

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The entire survey is bullshite.

The NAR completes the survey with a mailer.
The data that comes back from the mail is included in the chart.
Redfin uses an electronic survey and they have the age at 35.

How old do you have to be to respond to a mailer from NAR?

Lastly, the increase in age is roughly 2-8 years on both charts (over extended amount of years).
This isn't wild swings (show a chart starting from birth to age 78 and you see a very slow, moderate increase over time).

The 2 biggest changes in homeownership are as follows:
A long time ago, 1 income families were often competing against 1 income families for homes.
Now, it is 2 income families competing against 2 income families (with a few multigenerational 3 and 4 income families in the mix).

Homes used to be 1200 square foot buildings on 1+ acre lots. Wealth was determine by the amount of land that you own.
Now, homes easily exceed 2600 square feet. Im seeing cheaply built starter homes at or above 3000 square feet. Builders are catering to the biggest footprint on the tiniest parcel possible.

When people are getting married later and being forced to buy 2600+ square foot homes, it is going to be a lot more 25-35 year olds in that first time homebuyer marker than in the past.