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How much of an increase in pay would it take for you to switch careers?
Posted on 11/16/25 at 6:24 am
Posted on 11/16/25 at 6:24 am
Currently have a very good and stable paying job that I can work at for 20-25 more years until I retire(60-65 years old at that point) and will have plenty saved. If an opportunity came across where you could 3x your pay, but it would only likely last for 4-5 years and then drop down significantly would you do it?
13
Posted on 11/16/25 at 7:29 am to TitleistProV1X
I’m doing opposite. Have been highly compensated corporate employee for 20 years. Shutting it down and retiring early in a few years to punch a clock at Publix, Home Depot or Lowe’s for $14 or so an hour part time until I no longer feel like doing that.
Posted on 11/16/25 at 7:59 am to ronricks
I wish you the best of luck with that. I had a co-worker that early retired and did that and he didn’t last very long. He liked the job but some of the customers were unbearable for him. Now this guy had zero patience with people so he was likely his own demise haha
Posted on 11/16/25 at 8:07 am to TitleistProV1X
20% for me.
Posted on 11/16/25 at 8:34 am to TitleistProV1X
3x your salary? Would you like 15 years of pay for 5 years of work?
Posted on 11/16/25 at 8:36 am to T-Jon
I know it sounds simple but it doesn’t come without risk
Posted on 11/16/25 at 8:37 am to TitleistProV1X
3x my income? 4-5 yrs? Yes.
Posted on 11/16/25 at 8:40 am to TitleistProV1X
It would take a very large amount, specifically a seven figure signing bonus for it to even be a conversation.
Posted on 11/16/25 at 9:59 am to ronricks
quote:why retire if you feel the need to go and take an entry level position that’s designed for a young adult to gain experience in the work force.
Have been highly compensated corporate employee for 20 years. Shutting it down and retiring early in a few years to punch a clock at Publix, Home Depot or Lowe’s for $14 or so an hour part time until I no longer feel like doing that.
This line of thinking has become completely normalized by boomers and it shouldn’t be.
It’s an extra ‘frick you’ to the youth I guess
Posted on 11/16/25 at 10:09 am to SuperSaint
quote:
why retire
Because I can afford to.
quote:
This line of thinking has become completely normalized by boomers
Not a ‘Boomer’ I’m 45.
The ‘frick you’ is continuing to work in corporate environment until you are 70+ like the greedy Boomers do. I’m stepping down way early and someone will be able to move up and fill that role. You have it backwards. Me working 20 to 25 hours a week just for something to do at a Publix or wherever isn’t screwing anyone over. Staying in my current role for another 20 years would be.
Posted on 11/16/25 at 11:12 am to TitleistProV1X
quote:
3x your pay,
I’d consider it as long as it does not involve risk of colonic rupture.
I retired early.
I could have worked longer, but I was often “working on goals I did not believe for people I did not like.”
I had enough money to walk away. No I have “independent” time, not free time. It is time where I decide what my priority is. I mostly play golf.
This post was edited on 11/16/25 at 11:17 am
Posted on 11/16/25 at 11:14 am to TitleistProV1X
I would not switch and go through the growing pains for less than $250k per year. If you had asked me five years ago the answer may have $100k and ten years ago the answer would have been I’ll pay you
Posted on 11/16/25 at 2:00 pm to ronricks
quote:well then retire if you can afford it.
Because I can afford to.
quote:no one is saying to do that.
Staying in my current role for another 20 years would be.
quote:it’s a job a kid with no work experience should be having.
Me working 20 to 25 hours a week just for something to do at a Publix or wherever isn’t screwing anyone over.
Posted on 11/16/25 at 4:37 pm to TitleistProV1X
quote:
an opportunity came across where you could 3x your pay, but it would only likely last for 4-5 years and then drop down significantly would you do it?
Could you just go make 3x for the next 5 years and then return to your old job? Then instead of retiring in 20-25 years you're retiring in 10-15?
I know the math isn't that simple due to taxes and more years without working but there's a time value of money offset to that as well
Posted on 11/16/25 at 4:50 pm to TitleistProV1X
quote:
3x your pay
Check you tax bracket with that type of increase. Likely to pay much more in taxes so it’s not as pretty as it sounds.
Posted on 11/16/25 at 5:15 pm to jasonbr1975
quote:
Check you tax bracket with that type of increase. Likely to pay much more in taxes so it’s not as pretty as it sounds.
Yes it is. Even if you start hitting 35% marginal rates the effective tax rate is still low to mid twenties on federal. So post FICA and state you are at worst receiving 50 cents on the dollar.
Posted on 11/16/25 at 6:37 pm to jasonbr1975
That is a very good point. A large amount of my income would be in the 35% bracket range, where only some is in the 32% range now.
I could likely go back to the industry I’m in now if I had to, just more than likely wouldn’t be with the same company
I could likely go back to the industry I’m in now if I had to, just more than likely wouldn’t be with the same company
Posted on 11/16/25 at 6:59 pm to ronricks
I'm doing the same. I work in IT to get compensated pretty well but it is putting out new fires everyday since I deal with lot of moving pieces in cloud.
I'm going to take a low paying state or Home depot job just so that I won't be bored or driving my wife crazy haha
I'm going to take a low paying state or Home depot job just so that I won't be bored or driving my wife crazy haha
Posted on 11/16/25 at 7:30 pm to TitleistProV1X
My passion is timberland and agricultural real estate. I’d quit my W2 tomorrow if you could guarantee me half my current salary in that line of work. I honestly think I could be successful at it, but I’m squarely mid-career and the golden handcuffs are real.
Posted on 11/16/25 at 7:57 pm to TitleistProV1X
Hell yea I would. 3x my pay for 5 years and I could be set for nearly FIRE. I could def do coast fire where you just cover monthly expenses until retirement and don’t have to worry about saving anymore, just let the compound interest do its thing
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